{"id":278,"date":"2025-11-12T00:56:16","date_gmt":"2025-11-11T15:56:16","guid":{"rendered":"https:\/\/joafinance.com\/?p=278"},"modified":"2025-12-04T21:49:31","modified_gmt":"2025-12-04T12:49:31","slug":"%ec%9b%90%eb%a3%b8-%ea%b0%80%ec%8a%a4%eb%b9%84-%ed%8f%89%ea%b7%a0%ea%b3%bc-%eb%b3%b4%ec%9d%bc%eb%9f%ac-%ec%98%88%ec%95%bd-%ec%a0%81%ec%a0%95-%ec%8b%9c%ea%b0%84-%ea%b2%a8%ec%9a%b8%ec%b2%a0","status":"publish","type":"post","link":"https:\/\/joafinance.com\/?p=278","title":{"rendered":"\uc6d0\ub8f8 \uac00\uc2a4\ube44 \ud3c9\uade0\uacfc \ubcf4\uc77c\ub7ec \uc608\uc57d \uc801\uc815 \uc2dc\uac04 \u2013 \uaca8\uc6b8\ucca0 \uc808\uc57d \uafc0\ud301\uae4c\uc9c0"},"content":{"rendered":"\n<p>\uc77c\uc0c1 \uc911 \uc9d1\uc740 \ub2e8\uc21c <a href=\"https:\/\/joafinance.com\/?p=256\" data-type=\"link\" data-id=\"https:\/\/joafinance.com\/?p=256\">\uac70\uc8fc \uacf5\uac04<\/a>\uc758 \uac1c\ub150\uc744 \ub118\uc5b4, \ud558\ub8e8\uc758 \ud53c\ub85c\ub97c \ud480\uace0 \uc548\uc815\uac10\uc744 \ucc3e\ub294 \uac00\uc7a5 \uc911\uc694\ud55c \ubcf4\uae08\uc790\ub9ac\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \uaca8\uc6b8\ucca0\uc774 \ub418\uba74 \uc2e4\ub0b4 \ud658\uacbd\uc744 \uc5bc\ub9c8\ub098 \ub530\ub73b\ud558\uac8c \uc720\uc9c0\ud560 \uc218 \uc788\ub290\ub0d0\uac00 \uc0b6\uc758 \uc9c8\uc744 \uc88c\uc6b0\ud560 \ub9cc\ud07c \ud070 \uc758\ubbf8\ub97c \uac16\uc8e0.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc0dd\uac01\ubcf4\ub2e4 \ub192\uc740 \ub09c\ubc29\ube44\uc640 \uac00\uc2a4 \uc694\uae08 \ub54c\ubb38\uc5d0 \ub9ce\uc740 \ubd84\ub4e4\uc774 \ubcf4\uc77c\ub7ec \uc124\uc815\uc744 \uc81c\ub300\ub85c \ud558\uace0 \uc788\ub294\uc9c0 \uac71\uc815\ud558\uace0\ub294 \ud558\ub294\ub370\uc694. <\/p>\n\n\n\n<p>\uc6d0\ub8f8 \uac70\uc8fc\uc790\uc758 \uacbd\uc6b0, \ud55c \ub2ec \uac00\uc2a4\ube44\uac00 \u2018\ud3ed\ud0c4\u2019\ucc98\ub7fc \ub098\uc62c \uc218 \uc788\uc5b4 \uace0\ubbfc\uc774 \ub354 \ucee4\uc9c8 \uc218\ubc16\uc5d0 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\uc5d0 \uc624\ub298\uc740 \uc6d0\ub8f8 \uac00\uc2a4\ube44 \ud3c9\uade0 \uc218\uc900\uc740 \uc5b4\ub290 \uc815\ub3c4\uc778\uc9c0\ubd80\ud130 \uc2dc\uc791\ud574, \ubcf4\uc77c\ub7ec \uc608\uc57d \uc2dc\uac04 \uc124\uc815 \ubc29\ubc95\uacfc \uaca8\uc6b8\ucca0 \ubd88\ud544\uc694\ud55c \uc9c0\ucd9c\uc744 \uc904\uc774\ub294 \uc808\uc57d \uafc0\ud301\uae4c\uc9c0 \uaf3c\uaf3c\ud788 \uc0b4\ud3b4\ubcf4\ub3c4\ub85d \ud558\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc6d0\ub8f8 \uac00\uc2a4\ube44 \ud3c9\uade0\uc740 \uc5b4\ub5bb\uac8c \ub420\uae4c?<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"538\" height=\"406\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-6.jpg\" alt=\"\" class=\"wp-image-282\" srcset=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-6.jpg 538w, https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-6-300x226.jpg 300w\" sizes=\"(max-width: 538px) 100vw, 538px\" \/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a href=\"https:\/\/www.newsis.com\/view\/NISI20251016_0021017202\" target=\"_blank\" rel=\"noopener\">\ub274\uc2dc\uc2a4<\/a>)<\/p>\n\n\n\n<p>\uc6d0\ub8f8 \uac00\uc2a4\ube44 \ud3c9\uade0\uc740 \uacc4\uc808\uacfc \ub09c\ubc29 \uc0ac\uc6a9\ub7c9, \ub2e8\uc5f4 \uc0c1\ud0dc\uc5d0 \ub530\ub77c \ud070 \ucc28\uc774\ub97c \ubcf4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc77c\ubc18\uc801\uc73c\ub85c \ub09c\ubc29\uc744 \uac70\uc758 \uc0ac\uc6a9\ud558\uc9c0 \uc54a\ub294 \ubd04\u00b7\uc5ec\ub984\u00b7\uac00\uc744\uc5d0\ub294 \uc57d 1\ub9cc \uc6d0\uc5d0\uc11c 2\ub9cc \uc6d0 \uc218\uc900\uc758 \uc6d0\ub8f8 \uac00\uc2a4\ube44\uac00 \ub098\uc624\ub294\ub370\uc694. <\/p>\n\n\n\n<p>\ud55c\uc5ec\ub984\uc774 \ub418\uba74 4\ucc9c \uc6d0\uc5d0\uc11c 8\ucc9c \uc6d0\ub300\uc5d0 \ubd88\uacfc\ud55c \uacbd\uc6b0\ub3c4 \uc788\uc73c\uba70, \uc774\ub807\ub4ef \ub09c\ubc29 \uc0ac\uc6a9\uc744 \uac70\uc758 \ud558\uc9c0 \uc54a\ub294 \uacc4\uc808\uc5d0\ub294 \uac00\uc2a4\ube44 \ubd80\ub2f4\uc774 \uadf8\ub9ac \ud06c\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubc18\uba74 \uaca8\uc6b8\ucca0, \ud2b9\ud788 12\uc6d4\ubd80\ud130 2\uc6d4\uae4c\uc9c0\ub294 \ub09c\ubc29\uacfc \uc628\uc218 \uc0ac\uc6a9\uc774 \ub298\uc5b4\ub098\uba70 \uc6d0\ub8f8 \uac00\uc2a4\ube44\uac00 \uae09\uaca9\ud788 \uc99d\uac00\ud558\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\ubd80\ub3d9\uc0b0 \uad00\ub828 \uc6f9\uc0ac\uc774\ud2b8 \u2018\ubd80\ub3d9\uc0b0\ubaa8\uc544\u2019\uc5d0 \ub530\ub974\uba74 \uaca8\uc6b8\ucca0 \uc6d0\ub8f8 \uac00\uc2a4\ube44\uac00 \ud3c9\uade0 6\ub9cc \uc6d0\uc5d0\uc11c 12\ub9cc \uc6d0 \uc218\uc900\uc73c\ub85c \ub098\uc628\ub2e4\ub294 \uac83\uc744 \uc54c \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ub610\ud55c \uc77c\ubd80 \ucee4\ubba4\ub2c8\ud2f0 \uc774\uc6a9\uc790\ub4e4\uc758 \uacbd\ud5d8\ub2f4\uc5d0\uc11c\ub3c4 \u201c\uc6d0\ub8f8 \ud55c \ub2ec \uac00\uc2a4\ube44\uac00 \uaca8\uc6b8\uc5d0 6\ub9cc \uc6d0\uc5d0\uc11c 10\ub9cc \uc6d0 \uc815\ub3c4 \ub098\uc628\ub2e4\u201d\ub294 \uc0ac\ub840\uac00 \ub4e4\ub824\uc624\uae30\ub3c4 \ud588\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uacb0\uacfc\uc801\uc73c\ub85c \uc6d0\ub8f8 \uac00\uc2a4\ube44 \ud3c9\uade0\uc740 \uacc4\uc808\uc5d0 \ub530\ub77c \ud06c\uac8c \ub2ec\ub77c\uc9c0\ub294 \ud2b9\uc131\uc744 \uac16\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">1\uc778 \uac00\uad6c \ud3c9\uade0 \uac00\uc2a4\ube44\ub294 \uc5bc\ub9c8\ub098 \ub420\uae4c?<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"540\" height=\"401\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-4.jpg\" alt=\"\" class=\"wp-image-281\" srcset=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-4.jpg 540w, https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-4-300x223.jpg 300w\" sizes=\"(max-width: 540px) 100vw, 540px\" \/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a href=\"https:\/\/www.news1.kr\/local\/daegu-gyeongbuk\/5844207\" target=\"_blank\" rel=\"noopener\">\ub274\uc2dc\uc2a4<\/a>)<\/p>\n\n\n\n<p>2025\ub144 \uae30\uc900, 1\uc778 \uac00\uad6c\uc758 \ud3c9\uade0 <a href=\"https:\/\/joafinance.com\/?p=161\" data-type=\"link\" data-id=\"https:\/\/joafinance.com\/?p=161\">\uac00\uc2a4\ube44<\/a>\ub294 <strong>\uc6d4\ud3c9\uade0 3\ub9cc \uc6d0\uc5d0\uc11c 5\ub9cc \uc6d0 \uc0ac\uc774<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uac70\uc8fc \uc9c0\uc5ed, \ub09c\ubc29 \ubc29\uc2dd, \ub2e8\uc5f4 \uc0c1\ud0dc \ub4f1\uc5d0 \ub530\ub77c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uaca0\uc9c0\ub9cc, 1000\ub9cc \uc138\ub300\ub97c \ub118\uc5b4\uc120 1\uc778 \uac00\uad6c\uc5d0\uc11c \uc6d4 \ud3c9\uade0 3~5\ub9cc \uc6d0\uc744 \uac00\uc2a4\ube44\ub85c \uc9c0\ucd9c\ud558\uace0 \uc788\ub294 \uac83\uc774\uc8e0.<\/p>\n\n\n\n<p>\ub610\ud55c \uaca8\uc6b8\ucca0\uc5d0\ub294 \ub09c\ubc29\uacfc \uc628\uc218 \uc0ac\uc6a9 \uc99d\uac00\ub85c \uc778\ud574 \uac00\uc2a4\ube44\uac00 2\ubc30 \uc774\uc0c1 \uc0c1\uc2b9\ud558\ub294 \uac83\uc73c\ub85c \ud655\uc778\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub530\ub77c\uc11c 2\uc778 \uc774\uc0c1 \uac00\uad6c\uc5d0 \ube44\ud574 \uc0c1\ub300\uc801\uc73c\ub85c \ud3c9\uade0 \uc18c\ub4dd\uc774 \ub0ae\uc744 \uc218\ubc16\uc5d0 \uc5c6\ub294 1\uc778 \uac00\uad6c\uc5d0\uc11c\ub294 \ub09c\ubc29\ube44 \ubd80\ub2f4\uc744 \uc904\uc774\uae30 \uc704\ud55c \uad00\ub9ac \uc2b5\uad00\uc744 \uaf2d \uae38\ub7ec\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uaca8\uc6b8\ucca0 \uac00\uc2a4\ube44 \ub9ce\uc774 \ub098\uc624\ub294 \uc774\uc720\ub294?<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"582\" height=\"443\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-8.jpg\" alt=\"\" class=\"wp-image-284\" srcset=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-8.jpg 582w, https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-8-300x228.jpg 300w\" sizes=\"(max-width: 582px) 100vw, 582px\" \/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a href=\"https:\/\/www.wikitree.co.kr\/articles\/825997\" target=\"_blank\" rel=\"noopener\">\ub77c\uc774\ud504<\/a>)<\/p>\n\n\n\n<p>\uadf8\ub807\ub2e4\uba74 \uaca8\uc6b8\ucca0 \uc6d0\ub8f8 \uac00\uc2a4\ube44 \ud3c9\uade0\uc774 \ub192\uc544\uc9c0\ub294 \ub370\uc5d0\ub294 \uc5b4\ub5a4 \uc774\uc720\uac00 \uc788\uc744\uae4c\uc694?<\/p>\n\n\n\n<p>\uba3c\uc800 \ub09c\ubc29 \uc0ac\uc6a9\uc774 \ud06c\uac8c \ub298\uc5b4\ub0a9\ub2c8\ub2e4. \uc544\ubb34\ub798\ub3c4 \uc2e4\ub0b4\ub97c \ub530\ub73b\ud558\uac8c \uc720\uc9c0\ud558\uae30 \uc704\ud574 \ubcf4\uc77c\ub7ec\ub97c \uc7a5\uc2dc\uac04 \ucf1c\uac8c \ub418\ub294\ub370\uc694. \ud2b9\ud788 \ubc14\ub2e5\ub09c\ubc29\uc774\ub098 \uac1c\ubcc4\ubcf4\uc77c\ub7ec\ub97c \uc0ac\uc6a9\ud558\ub294 \uc6d0\ub8f8\uc5d0\uc11c\ub294 \uac00\uc2a4 \uc0ac\uc6a9\ub7c9\uc774 \ub354 \ub9ce\uc544\uc9d1\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc5ec\uae30\uc5d0 \uaca8\uc6b8\ucca0\uc5d0\ub294 \uc0e4\uc6cc \ub4f1 \uc628\uc218 \uc0ac\uc6a9\ub3c4 \uc7a6\uc544\uc9c0\ub294\ub370, \uc774\ub54c \ubcf4\uc77c\ub7ec\uac00 \ud568\uaed8 \uc791\ub3d9\ud558\uae30 \ub54c\ubb38\uc5d0 \uac00\uc2a4\ube44 \ubd80\ub2f4\uc740 \ub354\uc6b1 \ucee4\uc9c8 \uc218\ubc16\uc5d0 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub354\ubd88\uc5b4 \uac74\ubb3c \ub2e8\uc5f4 \uc0c1\ud0dc\uc640 \uc678\ud48d \uc5ec\ubd80\ub3c4 \ud070 \uc601\ud5a5\uc744 \ubbf8\uce69\ub2c8\ub2e4. \ud2b9\ud788 \uc624\ub798\ub41c \ube4c\ub77c\ub098 \ucc3d\ubb38 \ud2c8\uc0c8, \ubb38\ud48d\uc9c0 \ub4f1\uc774 \ubbf8\ud761\ud55c \uc6d0\ub8f8\uc740 \uc678\ud48d\uc774 \ub9ce\uc774 \ub4e4\uc5b4\uc640 \ub09c\ubc29 \ud6a8\uc728\uc774 \ub5a8\uc5b4\ud2b8\ub9ac\ub294\ub370\uc694. <\/p>\n\n\n\n<p>\uc774\ub7f0 \ud658\uacbd\uc5d0\uc11c\ub294 \ub09c\ubc29\uae30\ub97c \ub9ce\uc774 \ub3cc\ub824\ub3c4 \uc2e4\ub0b4 \uc628\ub3c4\ub97c \uc720\uc9c0\ud558\uae30 \uc5b4\ub824\uc6cc \uac00\uc2a4\ube44\uac00 \u2018\ud3ed\ud0c4\u2019\ucc98\ub7fc \ub098\uc62c \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uacb0\uad6d, \uaca8\uc6b8\ucca0 \uc6d0\ub8f8 \uac00\uc2a4\ube44\uac00 \ub192\uac8c \ub098\uc624\ub294 \uac83\uc740 \ub09c\ubc29\uacfc \uc628\uc218 \uc0ac\uc6a9 \uc99d\uac00, \uac74\ubb3c \ub2e8\uc5f4 \uc0c1\ud0dc \ub4f1\uc774 \uc885\ud569\uc801\uc73c\ub85c \uc791\uc6a9\ud55c \uacb0\uacfc\ub77c\uace0 \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ubcf4\uc77c\ub7ec \uc608\uc57d \uc124\uc815 \uaf2d \uae30\uc5b5\ud558\uc138\uc694<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"485\" height=\"322\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-3.jpg\" alt=\"\" class=\"wp-image-280\" srcset=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-3.jpg 485w, https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-3-300x199.jpg 300w\" sizes=\"(max-width: 485px) 100vw, 485px\" \/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a href=\"https:\/\/www.wikitree.co.kr\/articles\/1093184\" target=\"_blank\" rel=\"noopener\">\ub77c\uc774\ud504<\/a>)<\/p>\n\n\n\n<p>\uaca8\uc6b8\ucca0 \uc6d0\ub8f8 \uac00\uc2a4\ube44\ub97c \ud6a8\uc728\uc801\uc73c\ub85c \uad00\ub9ac\ud558\uae30 \uc704\ud574\uc11c\ub294 \ubcf4\uc77c\ub7ec\uc758 \uae30\uae30 \uc124\uc815, \uadf8\uc911\uc5d0\uc11c\ub3c4 <strong>\uc608\uc57d\ubaa8\ub4dc<\/strong>\uc5d0 \ub300\ud574\uc11c \uc81c\ub300\ub85c \uc774\ud574\ud558\uace0 \ud65c\uc6a9\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ubcf4\uc77c\ub7ec\uc5d0\ub294 \ubcf4\ud1b5 \uc2e4\ub0b4\uc628\ub3c4 \ubaa8\ub4dc, \uc608\uc57d\ubaa8\ub4dc \ub4f1\uc774 \uc788\ub294\ub370, \uadf8\uc911 \uc2e4\ub0b4\uc628\ub3c4 \ubaa8\ub4dc\ub294 \uacf5\uae30 \uc628\ub3c4\uac00 \uc124\uc815\uac12 \uc774\ud558\ub85c \ub0b4\ub824\uac00\uba74 \uc790\ub3d9\uc73c\ub85c \ubcf4\uc77c\ub7ec\uac00 \uc791\ub3d9\ud558\ub294 \ubaa8\ub4dc\uc785\ub2c8\ub2e4. \uac00\uc7a5 \uc77c\ubc18\uc801\uc774\uc8e0.<\/p>\n\n\n\n<p>\ubc18\uba74, \uc608\uc57d\ubaa8\ub4dc\ub294 \uc0ac\uc6a9\uc790\uac00 \uc124\uc815\ud55c \uc2dc\uac04 \uac04\uaca9\uc5d0 \ub9de\ucdb0 \ubcf4\uc77c\ub7ec\uac00 \uc77c\uc815 \uc2dc\uac04 \uc791\ub3d9\ud558\ub3c4\ub85d \ud558\ub294 \ubaa8\ub4dc\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc608\ub97c \ub4e4\uc5b4 4\uc2dc\uac04 \uac04\uaca9\uc73c\ub85c \uc124\uc815\ud558\uba74 \ubcf4\uc77c\ub7ec\uac00 20~30\ubd84 \uc815\ub3c4 \uac15\ud558\uac8c \uac00\ub3d9\ub41c \ub4a4, 4\uc2dc\uac04 \ub3d9\uc548 \ud734\uc2dd\ud558\uace0 \ub2e4\uc2dc \uc791\ub3d9\ub429\ub2c8\ub2e4. \ub530\ub77c\uc11c \uc608\uc57d \uac04\uaca9\ub9cc \uc801\uc808\ud788 \uc870\uc808\ud574 \uc8fc\uba74 \ubcf4\uc77c\ub7ec \uac00\ub3d9 \ud69f\uc218\ub97c \uc904\uc5ec \ub09c\ubc29\ube44\ub97c \uc808\uc57d\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub807\ub4ef \uaca8\uc6b8\ucca0 \uc6d0\ub8f8 \uac00\uc2a4\ube44\ub97c \uad00\ub9ac\ud558\uae30 \uc704\ud574\uc11c\ub294 \ubcf4\uc77c\ub7ec \uc608\uc57d\ubaa8\ub4dc\ub97c \uc774\ud574\ud558\uace0, \uc790\uc2e0\uc758 \uc0dd\ud65c \ud328\ud134\uacfc \uc2e4\ub0b4 \ud658\uacbd\uc5d0 \ub9de\uac8c \uc124\uc815\ud560 \uc904 \uc54c\uc544\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc6d0\ub8f8 \ubcf4\uc77c\ub7ec \uc608\uc57d \uc801\uc815\uc2dc\uac04<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"763\" height=\"477\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-5.jpg\" alt=\"\" class=\"wp-image-285\" srcset=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-5.jpg 763w, https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-5-300x188.jpg 300w\" sizes=\"(max-width: 763px) 100vw, 763px\" \/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a href=\"https:\/\/www.gasnews.com\/news\/articleView.html?idxno=70150\" target=\"_blank\" rel=\"noopener\">\uac00\uc2a4\uc2e0\ubb38<\/a>)<\/p>\n\n\n\n<p>\uc6d0\ub8f8\uc740 \uacf5\uac04\uc774 \uc881\uc544 \ubcf4\uc77c\ub7ec\uac00 \ube60\ub974\uac8c \uc2e4\ub0b4\ub97c \ub370\uc6cc\uc8fc\ub294 \uc7a5\uc810\uc774 \uc788\uc9c0\ub9cc, \uadf8\ub9cc\ud07c \uc5f4\uc774 \ube60\ub974\uac8c \ube60\uc838\ub098\uac00 \uc2e4\ub0b4 \uc628\ub3c4\uac00 \uae08\ubc29 \ub5a8\uc5b4\uc9c8 \uc218 \uc788\ub2e4\ub294 \ub2e8\uc810\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub7ec\ud55c \ud2b9\uc131\uc744 \uace0\ub824\ud558\uc9c0 \uc54a\uace0 \ubcf4\uc77c\ub7ec\ub97c \uc7a5\uc2dc\uac04 \uace0\uc628\uc73c\ub85c \uac00\ub3d9\ud558\uba74, \uc5d0\ub108\uc9c0 \ub0ad\ube44\uc640 \uacfc\ub3c4\ud55c \uac00\uc2a4\ube44 \uc9c0\ucd9c\ub85c \uc774\uc5b4\uc9c8 \uc218 \uc788\ub294\ub370\uc694. <\/p>\n\n\n\n<p>\uc2e4\uc81c \ud55c\uad6d\uc5d0\ub108\uc9c0\uacf5\ub2e8\uc758 \uc5f0\uad6c\uc5d0 \ub530\ub974\uba74, \ub09c\ubc29\ube44 \uc808\uac10\uc744 \uc704\ud574\uc11c\ub294 \uc801\uc808\ud55c \ubcf4\uc77c\ub7ec \uc628\ub3c4 \uc124\uc815 \ubc0f \ud6a8\uc728\uc801 \uac00\ub3d9 \uc8fc\uae30\uac00 \uc911\uc694\ud558\ub2e4\uace0 \uac15\uc870\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub7f0 \ubd80\ubd84\uc5d0 \uc788\uc5b4 3~4\uc2dc\uac04 \uac04\uaca9\uc73c\ub85c 15~20\ubd84\ub9cc \ubcf4\uc77c\ub7ec\ub97c \uac00\ub3d9\ud558\ub294 \uc608\uc57d \uc124\uc815\uc774 \uc6d0\ub8f8 \uc628\uae30\ub97c \uc720\uc9c0\ud558\ub294 \ub370 \uac00\uc7a5 \ud6a8\uacfc\uc801\uc774\ub77c\uace0 \ud560 \uc218 \uc788\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\ud574\ub2f9 \uc124\uc815 \ubc29\uc2dd\uc740 \uc2e4\ub0b4 \uc628\ub3c4\ub97c \uc77c\uc815\ud558\uac8c \uc720\uc9c0\ud558\uba74\uc11c\ub3c4 \uc5d0\ub108\uc9c0 \uc18c\ube44\ub97c \ucd5c\uc18c\ud654\ud558\ub294 \ubc29\ubc95\uc73c\ub85c, \uaca8\uc6b8\ucca0 \ub09c\ubc29\ube44 \uc808\uac10\uc5d0 \uc544\uc8fc \ud070 \ub3c4\uc6c0\uc774 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc6d0\ub8f8 \uac00\uc2a4\ube44 \uc808\uc57d\uc744 \uc704\ud55c \uc2e4\uc804 \uafc0\ud301<\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"\ud558\ub8e8\uc885\uc77c \ud2c0\uba74\uc11c \ub09c\ubc29\ube44 \uc904\uc774\ub294 \uc808\uc57d \ubc29\ubc95!? \ubab0\ub77c\uc11c \ubc84\ub9b0 \uc544\uae4c\uc6b4 \ub09c\ubc29\ube44, \uc774\uac83\ub9cc \uc124\uc815\ud558\uc138\uc694!\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/moMq6KRAFOE?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>(\ucd9c\ucc98 : <a href=\"https:\/\/youtu.be\/moMq6KRAFOE?si=XQ15z6rB5YvM_vBV\" target=\"_blank\" rel=\"noopener\">\uc5d0\uc774\ud2b8 ATE<\/a>)<\/p>\n\n\n\n<p>\uc774\ub807\ub4ef \ubcf4\uc77c\ub7ec \uc608\uc57d \uc801\uc815\uc2dc\uac04\ub3c4 \uc911\uc694\ud558\uc9c0\ub9cc, \ubb34\uc5c7\ubcf4\ub2e4 \uc911\uc694\ud55c \uac83\uc740 \uc801\uc815 \uc2e4\ub0b4\uc628\ub3c4\ub97c \uc720\uc9c0\ud558\ub294 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc804\ubb38\uac00 \uc758\uacac\uc5d0 \ub530\ub974\uba74, \uaca8\uc6b8\ucca0 \uc778\uccb4\uac00 \uac00\uc7a5 \ucf8c\uc801\ud558\ub2e4\uace0 \ub290\ub07c\ub294 \uc628\ub3c4\uc778 \uc57d 18~20\u2103 \uc218\uc900\uc73c\ub85c \uc2e4\ub0b4 \uc628\ub3c4\ub97c \uc870\uc815\ud558\ub294 \uac83\uc744 \ucd94\ucc9c\ud558\ub294\ub370\uc694. <\/p>\n\n\n\n<p>\uc2e4\uc81c\ub85c \uc2e4\ub0b4 \uc628\ub3c4\ub97c 1\u2103 \ub0ae\ucd94\uba74 \uc57d 7% \uc774\uc0c1\uc758 \ub09c\ubc29\ube44\ub97c \uc808\uac10\ud560 \uc218 \uc788\ub2e4\ub294 \ubcf4\uace0\ub3c4 \uc788\ub294 \ub9cc\ud07c, \uaf2d \uc2e4\uc804\uc5d0 \ud65c\uc6a9\ud574 \ubcf4\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub354\ubd88\uc5b4 \ub2e8\uc5f4 \uac1c\uc120\ub3c4 \uc544\uc8fc \ud070 \ub3c4\uc6c0\uc774 \ub418\ub294\ub370\uc694. \ucc3d\ubb38\uc774\ub098 \ubb38\ud2c8, \ubca0\ub780\ub2e4 \ub4f1 \uc678\uae30\uc640 \ub9de\ub2ff\uc740 \uacbd\uacc4\uba74\uc5d0 \u2018\ubf41\ubf41\uc774\u2019\ub098 \ub450\uaebc\uc6b4 \ucee4\ud2bc, \ubb38\ud48d\uc9c0\ub97c \uc124\uce58\ud558\uba74 \uc678\ud48d\uc744 \ud6a8\uacfc\uc801\uc73c\ub85c \ub9c9\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. <\/p>\n\n\n\n<p>\uc774 \uc5ed\uc2dc \ub9e4\uc6b0 \ub2e8\uc21c\ud558\uc9c0\ub9cc, \uc2e4\ub0b4 \ud6c8\uae30\ub97c \uc624\ub798 \uc720\uc9c0\ud560 \uc218 \uc788\uac8c \ud558\ub294 \ubc29\ubc95\uc774\uc5d0\uc694.<\/p>\n\n\n\n<p>\uc774\uc678\uc5d0\ub3c4 \ubc14\ub2e5\uc774 \ucc28\uac00\uc6b4 \uacbd\uc6b0 \ub7ec\uadf8\ub098 \ub9e4\ud2b8\ub97c \uae54\uba74 \uccb4\uac10\uc628\ub3c4\ub97c \ub192\uc5ec \ub09c\ubc29 \uc138\uae30\ub97c \ub0ae\ucdb0\ub3c4 \uc870\uae08\uc740 \ub35c \ucda5\uac8c \ub9cc\ub4e4 \uc218 \uc788\uc73c\ub2c8, \ud574\ub2f9 \ubc29\ubc95\ub3c4 \uaf2d \ud65c\uc6a9\ud574 \ubcf4\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc6d0\ub8f8 \uacc4\uc57d \uc2dc \uc774 \ubd80\ubd84\uc740 \uaf2d \uccb4\ud06c\ud558\uc138\uc694<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"632\" height=\"408\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-7.jpg\" alt=\"\" class=\"wp-image-283\" srcset=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-7.jpg 632w, https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-7-300x194.jpg 300w\" sizes=\"(max-width: 632px) 100vw, 632px\" \/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a href=\"https:\/\/www.busan.com\/view\/busan\/view.php?code=2025101008592614420\" target=\"_blank\" rel=\"noopener\">\ubd80\uc0b0\uc77c\ubcf4<\/a>)<\/p>\n\n\n\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c \uc6d0\ub8f8 \uacc4\uc57d \ub610\ub294 \uc774\uc0ac\ub97c \uc900\ube44\ud560 \ub54c \uc0ac\uc804\uc5d0 \ub09c\ubc29\ube44 \ubd80\ub2f4\uc744 \uc904\uc77c \uc218 \uc788\ub294 \ubc29\ubc95\ub4e4\uc744 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uba3c\uc800 \ub09c\ubc29 \ubc29\uc2dd\uc774 <strong>\uac1c\ubcc4\ubcf4\uc77c\ub7ec\uc778\uc9c0, \uc9c0\uc5ed\ub09c\ubc29\uc778\uc9c0 \uccb4\ud06c<\/strong>\ud558\uc138\uc694. \ubcf4\ud1b5 \uc9c0\uc5ed\ub09c\ubc29\uc740 \uc77c\uc815 \uc628\ub3c4\uac00 \ubcf4\uc7a5\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc544 \uc0c1\ub300\uc801\uc73c\ub85c \uac00\uc2a4\ube44 \ubd80\ub2f4\uc774 \ub0ae\uc73c\ub098, \uac1c\ubcc4\ubcf4\uc77c\ub7ec\ub294 \uc0ac\uc6a9 \ud328\ud134\uacfc \uc124\uc815\uc5d0 \ub530\ub77c \ub09c\ubc29\ube44\uac00 \ud06c\uac8c \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc73c\ubbc0\ub85c \uaf2d \ubbf8\ub9ac \ud655\uc778\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c <strong>\uac74\ubb3c \ub2e8\uc5f4 \uc0c1\ud0dc<\/strong>\ub97c \uc0b4\ud3b4\ubcf4\ub294 \uac83\ub3c4 \uc911\uc694\ud55c\ub370\uc694. \ucc3d\ubb38\uc740 \uc774\uc911\ucc3d\uc73c\ub85c \ub418\uc5b4 \uc788\ub294\uc9c0, \ubcbd\u00b7\ubc14\ub2e5 \ub2e8\uc5f4\uc740 \ucda9\ubd84\ud55c\uc9c0 \ub4f1\uc744 \ud655\uc778\ud568\uc73c\ub85c\uc368 \uac74\ubb3c\uc758 \uc2e4\uc81c \ub09c\ubc29 \ud6a8\uc728\uc744 \uac00\ub2a0\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\uc678\uc5d0\ub3c4 <strong>\ubcf4\uc77c\ub7ec \uc81c\uc5b4 \uc2dc\uc2a4\ud15c \uc5ed\uc2dc \uccb4\ud06c<\/strong>\ud574\uc57c \ud569\ub2c8\ub2e4. \uc608\uc57d\ubaa8\ub4dc, \uc678\ucd9c\ubaa8\ub4dc \ub4f1\uc740 \uc788\ub294\uc9c0, \uc870\uc808\uae30\uac00 \uc5b4\ub290 \uc704\uce58\uc5d0 \uc124\uce58\ub418\uc5b4 \uc788\ub294\uc9c0 \ud655\uc778\ud568\uc73c\ub85c\uc368 \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc778 \ub09c\ubc29 \uad00\ub9ac\ub97c \ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \ubaa8\ub4e0 \uac83\ub4e4\uc744 \ud1b5\ud574 \uaca8\uc6b8\ucca0 \uc6d0\ub8f8 \uc0dd\ud65c\uc5d0\uc11c \ubd88\ud544\uc694\ud558\uac8c \ub098\uac00\ub294 \uac00\uc2a4\ube44\ub97c \ubbf8\ub9ac \uc608\ubc29\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ub9c8\uce58\uba70<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"684\" height=\"454\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-1.png\" alt=\"\" class=\"wp-image-279\" srcset=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-1.png 684w, https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-1-300x199.png 300w\" sizes=\"(max-width: 684px) 100vw, 684px\" \/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a href=\"https:\/\/blog.naver.com\/newfran\/222588297156\" target=\"_blank\" rel=\"noopener\">\ub3c4\ub3c4\ud55c\ub3c4\ub3c4\uc528<\/a>)<\/p>\n\n\n\n<p>\uc6d0\ub8f8 \uac00\uc2a4\ube44 \ud3c9\uade0\uc744 \ucc38\uace0\ud574 \uc6d0\ub8f8 \uacc4\uc57d \ubc0f \ub09c\ubc29 \ud50c\ub79c\uc744 \uc138\uc6cc\ub098\uac04\ub2e4\uba74, \ud6e8\uc52c \ub354 \ub611\ub611\ud558\uac8c \uac00\uc2a4\ube44\ub97c \uad00\ub9ac\ud574 \ub098\uac08 \uc218 \uc788\uc744 \uac83\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \uc2e4\uc81c \uc0dd\ud65c \uc18d\uc5d0\uc11c \uc801\uc815 \uc2e4\ub0b4\uc628\ub3c4 \uc720\uc9c0, \ubcf4\uc77c\ub7ec \uc608\uc57d\ubaa8\ub4dc \ud65c\uc6a9, \ub2e8\uc5f4 \uc810\uac80 \ub4f1\uc744 \uc2e4\ucc9c\ud574 \ub098\uac04\ub2e4\uba74, \uaca8\uc6b8\ucca0 \uac00\uc2a4\ube44\ub3c4 \uc804\ud600 \ubb38\uc81c\uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc624\ub298 \uc54c\ub824\ub4dc\ub9b0 \uc815\ubcf4\ub4e4\uc744 \ubc14\ud0d5\uc73c\ub85c \uaca8\uc6b8\ucca0 \uc6d0\ub8f8 \uc0dd\ud65c\uc744 \ud55c\uce35 \ub354 \ub611\ub611\ud558\uace0 \ub530\ub73b\ud558\uac8c \ub9cc\ub4e4\uc5b4 \ubcf4\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n<div class=\"swell-block-postLink\">\t\t\t<div class=\"p-blogCard -external\" data-type=\"type3\" data-onclick=\"clickLink\">\n\t\t\t\t<div class=\"p-blogCard__inner\">\n\t\t\t\t\t<span class=\"p-blogCard__caption\">joafinance.com<\/span>\n\t\t\t\t\t<div class=\"p-blogCard__thumb c-postThumb\"><figure class=\"c-postThumb__figure\"><img decoding=\"async\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/08\/Blue-and-Green-Illustrative-Group-Project-Presentation.jpg\" alt=\"\" class=\"c-postThumb__img u-obf-cover\" width=\"320\" height=\"180\"><\/figure><\/div>\t\t\t\t\t<div class=\"p-blogCard__body\">\n\t\t\t\t\t\t<a class=\"p-blogCard__title\" href=\"https:\/\/joafinance.com\/?p=97\" target=\"_blank\" rel=\"noopener noreferrer\">\ubd80\uac00\uc138 \uacc4\uc0b0\uae30 \uc0ac\uc6a9\ud558\ub294 \ubc29\ubc95, \uc0ac\uc774\ud2b8 \ucd94\ucc9c(Feat. \uc2e4\uc218\ub839\uc561 \uacc4\uc0b0\uae30) &#8211; \uc870\uc544\ud30c\uc774\ub0b8\uc2a4<\/a>\n\t\t\t\t\t\t<span class=\"p-blogCard__excerpt\">\ubd80\uac00\uc138 \uacc4\uc0b0\uae30\ub294 \ub2e8\uc21c\ud55c \uc22b\uc790 \uacc4\uc0b0\uae30\uac00 \uc544\ub2c8\ub77c, \uc0ac\uc5c5\uc790\ub77c\uba74 \uaf2d \uc54c\uc544\uc57c \ud560 \uae30\ubcf8 \ub3c4\uad6c\uc785\ub2c8\ub2e4. \ud504\ub9ac\ub79c\uc11c, \uc790\uc601\uc5c5\uc790, \ub514\uc790\uc774\ub108, \uc720\ud29c\ubc84, \uc1fc\ud551\ubab0 \uc6b4\uc601\uc790 \ub4f1 \uc218\uc775\uacfc \uac70\ub798\uac00 \ubc1c\uc0dd&#8230;<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\n\n","protected":false},"excerpt":{"rendered":"<p>\uc77c\uc0c1 \uc911 \uc9d1\uc740 \ub2e8\uc21c \uac70\uc8fc \uacf5\uac04\uc758 \uac1c\ub150\uc744 \ub118\uc5b4, \ud558\ub8e8\uc758 \ud53c\ub85c\ub97c \ud480\uace0 \uc548\uc815\uac10\uc744 \ucc3e\ub294 \uac00\uc7a5 \uc911\uc694\ud55c \ubcf4\uae08\uc790\ub9ac\uc785\ub2c8\ub2e4. \ud2b9\ud788 \uaca8\uc6b8\ucca0\uc774 \ub418\uba74 \uc2e4\ub0b4 \ud658\uacbd\uc744 \uc5bc\ub9c8\ub098 \ub530\ub73b\ud558\uac8c \uc720\uc9c0\ud560 \uc218 \uc788\ub290\ub0d0\uac00 \uc0b6\uc758 \uc9c8\uc744 \uc88c\uc6b0\ud560 \ub9cc\ud07c \ud070 \uc758\ubbf8\ub97c \uac16\uc8e0. \ud558\uc9c0\ub9cc \uc0dd\uac01\ubcf4\ub2e4 \ub192\uc740 \ub09c\ubc29\ube44\uc640 \uac00\uc2a4 \uc694\uae08 \ub54c\ubb38\uc5d0 \ub9ce\uc740 \ubd84\ub4e4\uc774 \ubcf4\uc77c\ub7ec \uc124\uc815\uc744 \uc81c\ub300\ub85c \ud558\uace0 \uc788\ub294\uc9c0 \uac71\uc815\ud558\uace0\ub294 \ud558\ub294\ub370\uc694. \uc6d0\ub8f8 \uac70\uc8fc\uc790\uc758 \uacbd\uc6b0, \ud55c \ub2ec \uac00\uc2a4\ube44\uac00 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