{"id":294,"date":"2025-11-12T16:43:20","date_gmt":"2025-11-12T07:43:20","guid":{"rendered":"https:\/\/joafinance.com\/?p=294"},"modified":"2026-02-12T22:32:27","modified_gmt":"2026-02-12T13:32:27","slug":"%ed%8c%8c%ed%82%b9%ed%86%b5%ec%9e%a5-%ec%88%9c%ec%9c%84-2025-%ea%b5%ad%eb%82%b4-cma-%ea%b8%88%eb%a6%ac-%eb%b9%84%ea%b5%90-%ec%b6%94%ec%b2%9c-%ea%b3%84%ec%a2%8c-%ed%95%9c%eb%88%88%ec%97%90","status":"publish","type":"post","link":"https:\/\/joafinance.com\/?p=294","title":{"rendered":"\ud30c\ud0b9\ud1b5\uc7a5 \uc21c\uc704 2026 \u2013 \uad6d\ub0b4 CMA \uae08\ub9ac \ube44\uad50 &#038; \ucd94\ucc9c \uacc4\uc88c \ud55c\ub208\uc5d0"},"content":{"rendered":"\n<p>\uc5ec\uc720 \uc790\uae08\uc774 \uc0dd\uae30\uba74 \u2018\uc5b4\ub514\uc5d0 \ub123\uc5b4\ub450\ub294 \uac8c \uc88b\uc744\uae4c\u2019\ub77c\ub294 \uace0\ubbfc\uc744 \ud558\uac8c \ub418\uc8e0?<\/p>\n\n\n\n<p>\ud2b9\ud788 \ub3c8\uc744 \ub2f9\uc7a5 \uc4f0\uc9c0 \uc54a\uc744 \uc608\uc815\uc774\uc9c0\ub9cc, \uc5b8\uc81c\ub4e0 \uaebc\ub0bc \uc218 \uc788\uc5b4\uc57c \ud55c\ub2e4\uba74 \uc120\ud0dd\uc9c0\ub294 \uc881\uc544\uc9c8 \uc218\ubc16\uc5d0 \uc5c6\uc73c\uba70, \ub610 \uadf8\ub9cc\ud07c \uc2e0\uc911\ud574\uc9c8 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc774\ub7f0 \uce21\uba74\uc5d0\uc11c \ucd5c\uadfc \uc8fc\ubaa9\ubc1b\ub294 \uc0c1\ud488\uc774 \ubc14\ub85c \u2018CMA \ud1b5\uc7a5(Cash Management Account)\u2019\uc778\ub370\uc694.<\/p>\n\n\n\n<p>\uae30\uc874 \uc77c\ubc18 \uc785\ucd9c\uae08 \ud1b5\uc7a5\ubcf4\ub2e4 \ub354 \ub098\uc740 \uae08\ub9ac\ub97c \uc81c\uacf5\ud558\uba70, \uc785\ucd9c\uae08\uc758 \uc790\uc720\ub97c \uc720\uc9c0\ud558\uba74\uc11c\ub3c4 \u2018\uc7a0\uc2dc \uc8fc\ucc28\ud558\ub4ef\u2019 \uc790\uae08\uc744 \uc6b4\uc6a9\ud560 \uc218 \uc788\uc5b4, \ud070 \uad00\uc2ec\uc744 \ub04c\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ubc88 \uae00\uc5d0\uc11c\ub294 \uc774\ub7f0 \ud30c\ud0b9\ud1b5\uc7a5\uacfc CMA \ud1b5\uc7a5\uc758 \uac1c\ub150 \uadf8\ub9ac\uace0 2025 \ucd94\ucc9c \ud30c\ud0b9\ud1b5\uc7a5 \uc21c\uc704\uc640 CMA \uae08\ub9ac \ube44\uad50 \ubc0f \ucd94\ucc9c\uae4c\uc9c0, \uae4a\uc774 \uc788\uac8c \uc0b4\ud3b4\ubcf4\uace0\uc790 \ud569\ub2c8\ub2e4.<\/p>\n\n\n<div class=\"swell-block-postLink\">\t\t\t<div class=\"p-blogCard -external\" data-type=\"type3\" data-onclick=\"clickLink\">\n\t\t\t\t<div class=\"p-blogCard__inner\">\n\t\t\t\t\t<span class=\"p-blogCard__caption\">joafinance.com<\/span>\n\t\t\t\t\t<div class=\"p-blogCard__thumb c-postThumb\"><figure class=\"c-postThumb__figure\"><img decoding=\"async\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/joafinance.com-G-21.png\" alt=\"\" class=\"c-postThumb__img u-obf-cover\" width=\"320\" height=\"180\"><\/figure><\/div>\t\t\t\t\t<div class=\"p-blogCard__body\">\n\t\t\t\t\t\t<a class=\"p-blogCard__title\" href=\"https:\/\/joafinance.com\/?p=327\" target=\"_blank\" rel=\"noopener noreferrer\">20\ub300 \ub0a8\uc790 \uc7ac\ud14c\ud06c \ud22c\uc790 \ucd94\ucc9c \u2013 \uc800\ucd95\u00b7\ud22c\uc790 \ube44\uc728 \ud604\uc2e4 \uc804\ub7b5 \ucd1d\uc815\ub9ac &#8211; \uc870\uc544\ud30c\uc774\ub0b8\uc2a4<\/a>\n\t\t\t\t\t\t<span class=\"p-blogCard__excerpt\">\uc7ac\ud14c\ud06c\uc758 \uccab\uac78\uc74c\uc740 \uadf8\uc800 \ub3c8\uc744 \ub9ce\uc774 \ubc84\ub294 \uac83\uc774 \uc544\ub2c8\ub77c \u2018\ub3c8\uc758 \ud750\ub984\uc744 \ud30c\uc545\ud558\uace0 \ud1b5\uc81c\ud558\ub294 \ub2a5\ub825\u2019\uc744 \ud0a4\uc6b0\ub294 \uac83\uc785\ub2c8\ub2e4.<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\n<h2 class=\"wp-block-heading\">\ud30c\ud0b9\ud1b5\uc7a5\uacfc CMA \uacc4\uc88c\uc5d0 \ub300\ud574 \uc54c\uc544\ubcf4\uc544\uc694<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-7-1.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/blog.naver.com\/xkaliver123\/223899552125\">\ud22c\uc790\uc655 \ub69c\uc774<\/a>)<\/p>\n\n\n\n<p>\uc608\uae08\uc73c\ub85c \ubb36\uc5b4\ub193\uae30\uc5d0\ub294 \uc720\ub3d9\uc131\uc774 \uc544\uc27d\uace0, \ubcf4\ud1b5 \uc785\ucd9c\uae08 \uacc4\uc88c\uc5d0 \ub450\uae30\uc5d0\ub294 \uc774\uc790\uac00 \uc801\uc5b4 \uc544\uae4c\uc6b8 \ub54c \uace0\ubbfc\ud558\uac8c \ub418\ub294 \uc0c1\ud488\uc774 \ub9c8\ub85c \ud30c\ud0b9\ud1b5\uc7a5\uacfc CMA \uacc4\uc88c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub450 \uac00\uc9c0 \uc0c1\ud488 \ubaa8\ub450 \u2018\ud558\ub8e8\ub9cc \ub9e1\uaca8\ub193\uc544\ub3c4 \uc774\uc790\uac00 \ubd99\ub294 \ud1b5\uc7a5\u2019\uc778 \uac83\uc740 \ub9de\uc9c0\ub9cc, \uae30\ubc18 \uad6c\uc870\uc640 \ub9ac\uc2a4\ud06c \uadf8\ub9ac\uace0 \ud65c\uc6a9 \ubaa9\uc801\uc740 \uc11c\ub85c \ub2e4\ub978\ub370\uc694. \uc9c0\uae08\ubd80\ud130\ub294 \uc774\uc5d0 \ub300\ud574 \uc0b4\ud3b4\ubcf4\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">CMA \uacc4\uc88c\ub780<\/h3>\n\n\n\n<p>CMA(Cash Management Account)\ub294 \uc99d\uad8c\uc0ac\uac00 \uc6b4\uc601\ud558\ub294 \ub2e8\uae30 \uc790\uae08 \uc6b4\uc6a9 \uacc4\uc88c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc785\uae08\ub41c \uc790\uae08\uc774 RP(\ud658\ub9e4\uc870\uac74\ubd80\ucc44\uad8c)\ub098 MMF \uac19\uc740 \ub2e8\uae30 \uae08\uc735\uc0c1\ud488\uc5d0 \uc790\ub3d9 \ud22c\uc790\ub418\uace0, \uadf8 \uc218\uc775\uc774 \ud558\ub8e8 \ub2e8\uc704\ub85c \uc774\uc790\ub85c \ubd99\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ud558\ub8e8\ub9cc \ub9e1\uaca8\ub3c4 \uc774\uc790 \ubc1c\uc0dd<\/li>\n\n\n\n<li>\uc8fc\uc2dd\uacc4\uc88c\uc640 \uc5f0\ub3d9 \uac00\ub2a5<\/li>\n\n\n\n<li>\ub300\ubd80\ubd84 2% \ucd08\uc911\ubc18\ub300 \uae08\ub9ac<\/li>\n\n\n\n<li>\uc77c\ubc18\uc801\uc73c\ub85c \uc608\uae08\uc790\ubcf4\ud638 \ube44\uc801\uc6a9 (\ub2e8, \uc77c\ubd80 \uc911\uae08\ud615\uc740 \uc801\uc6a9)<\/li>\n<\/ul>\n\n\n\n<p>\uc989, <strong>\ud22c\uc790 \ub300\uae30\uc790\uae08 \uad00\ub9ac\uc5d0 \ucd5c\uc801\ud654\ub41c \uacc4\uc88c<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud30c\ud0b9\ud1b5\uc7a5\uc774\ub780 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-5.png\" alt=\"\"\/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/blog.naver.com\/stp950\/223765530107\">\ub9cc\uc138\uc704\ud0a4<\/a>)<\/p>\n\n\n\n<p>\uc774\ub984\uc5d0\uc11c\ub3c4 \ub290\uaef4\uc9c0\ub4ef, \ud30c\ud0b9\ud1b5\uc7a5\uc740 \u2018\ub3c8\uc744 \uc7a0\uc2dc \uc8fc\ucc28\ud574\ub193\ub294 \ud1b5\uc7a5\u2019\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc77c\ubc18 \uc785\ucd9c\uae08 \uacc4\uc88c \ud615\ud0dc\uc774\uc9c0\ub9cc, \ud558\ub8e8 \ub2e8\uc704\ub85c \uc774\uc790\ub97c \uacc4\uc0b0\ud574 \uc8fc\uae30 \ub54c\ubb38\uc5d0 \ub354\uc6b1\ub354 \ud3b8\ub9ac\ud55c \ub2e8\uae30 \uc5ec\uc720\uc790\uae08 \uad00\ub9ac\ub97c \ud560 \uc218 \uc788\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\uac8c\ub2e4\uac00 \uc608\uae08\uc790 \ubcf4\ud638\uac00 \uc801\uc6a9\ub418\uc5b4 \uc548\uc804\ud558\uac8c \uc790\uae08\uc744 \uad00\ub9ac\ud560 \uc218 \uc788\uc73c\uba70, \uc6b0\ub300 \uc870\uac74 \ucda9\uc871 \uc2dc 4~8%\uc758 \ub192\uc740 \uae08\ub9ac\ub3c4 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub807\ub4ef \ud30c\ud0b9\ud1b5\uc7a5\uc740 \ub2e8\uae30 \uc790\uae08\uc744 \ud6a8\uc728\uc801\uc73c\ub85c \uc6b4\uc6a9\ud558\uba74\uc11c \uc548\uc815\uc131\uacfc \ub192\uc740 \uc218\uc775\uc131\uc744 \ub3d9\uc2dc\uc5d0 \ucc59\uae38 \uc218 \uc788\ub294 \ub9e4\ub825\uc801\uc778 \uc120\ud0dd\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">CMA \ud1b5\uc7a5\uc774\ub780 \ubb34\uc5c7\uc77c\uae4c\uc694?<\/h3>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"\ub0a8\ub294 \ud604\uae08\uc740 \ubaa8\ub450 CMA\uc5d0 \ub123\uc5b4\ub46c\uc57c \ud558\ub294 \uc774\uc720 | \uacc4\uc88c\uacf5\ubd80\u3163CMA\u3163ver.2025\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/Sk1JarcNNNs?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>(\ucd9c\ucc98 : <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/youtu.be\/Sk1JarcNNNs?si=c3xWcobhgMGU0fh8\">\ubc15\uacf0\ud76cTV<\/a>)<\/p>\n\n\n\n<p>\uae30\ubcf8\uc801\uc73c\ub85c CMA \ud1b5\uc7a5\uc740 \uc99d\uad8c\uc0ac\uac00 \uc6b4\uc601\ud558\ub294 \ub2e8\uae30 <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/joafinance.com\/?p=72\">\uae08\uc735\uc0c1\ud488<\/a>\uc774\ub77c\ub294 \uc810\uc5d0\uc11c \ud30c\ud0b9\ud1b5\uc7a5\uacfc \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc785\uae08 \uc989\uc2dc \ud658\ub9e4\uc870\uac74\ubd80\ucc44\uad8c\uc774\ub098 MMF \ub4f1\uc5d0 \uc790\ub3d9 \ud22c\uc790\ub418\ub294\ub370, \uc774 \uc218\uc775\uc774 \ubc14\ub85c \ub9e4\uc77c \uc774\uc790\uac00 \ub418\uc5b4 \ubc18\uc601\ub418\uc8e0.<\/p>\n\n\n\n<p>\ucc38\uace0\ub85c CMA \ud1b5\uc7a5\uc758 \uc77c\ubc18\uc801\uc778 \uae08\ub9ac\ub294 2% \ucd08\uc911\ubc18\ub300\uc774\ub2c8, \uc774 \ubd80\ubd84\uc740 \ucc38\uace0\ud558\uc2dc\uae38 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c \ud30c\ud0b9\ud1b5\uc7a5\uacfc\ub294 \ub2e4\ub974\uac8c \uc608\uae08\uc790\ubcf4\ud638 \uc801\uc6a9\uc774 \ub418\uc9c0\ub294 \uc54a\uc9c0\ub9cc, \uc6b4\uc6a9\ub300\uc0c1\uc774 \uad6d\uacf5\ucc44\ub098 \uc6b0\ub7c9\ucc44\uc778 \ub9cc\ud07c \uc548\uc815\uc131\uc740 \ub9e4\uc6b0 \uc6b0\uc218\ud558\ub2e4\uace0 \ubcfc \uc218 \uc788\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\uc774\uc678\uc5d0\ub3c4 \uc8fc\uc2dd \uac70\ub798 \uacc4\uc88c\uc640 \uc5f0\ub3d9\ub418\uae30 \ub54c\ubb38\uc5d0, \ub300\uae30\uc790\uae08\uc744 \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc73c\ub85c \uad00\ub9ac\ud560 \uc218 \uc788\ub2e4\ub294 \uc7a5\uc810\uc744 \uac16\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">RP\ud615 CMA\ub780? \uac00\uc7a5 \ub9ce\uc774 \uc4f0\uc774\ub294 CMA \uacc4\uc88c \uad6c\uc870 \uc774\ud574\ud558\uae30<\/h3>\n\n\n\n<p>RP\ud615 CMA\ub294 \ud658\ub9e4\uc870\uac74\ubd80\ucc44\uad8c(Repurchase Agreement)\uc5d0 \ud22c\uc790\ud558\ub294 \ud615\ud0dc\uc758 CMA\uacc4\uc88c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc27d\uac8c \ub9d0\ud574 \uc99d\uad8c\uc0ac\uac00 \uad6d\uacf5\ucc44\ub098 \uc6b0\ub7c9\ucc44\uad8c\uc744 \uc77c\uc815 \uae30\uac04 \ud6c4 \ub2e4\uc2dc \uc0ac\ub4e4\uc774\ub294 \uc870\uac74\uc73c\ub85c \uc6b4\uc6a9\ud558\uba70, \uadf8 \uc774\uc790\ub97c \uace0\uac1d\uc5d0\uac8c \ubc30\ubd84\ud558\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc6d0\uae08\uc740 \uc608\uae08\uc790\ubcf4\ud638 \ub300\uc0c1\uc740 \uc544\ub2c8\uc9c0\ub9cc, \uc6b4\uc6a9 \uc790\uc0b0\uc774 \ube44\uad50\uc801 \uc548\uc815\uc801\uc778 \ucc44\uad8c\uc774\uae30 \ub54c\ubb38\uc5d0 \uc77c\ubc18 \ud22c\uc790\uc0c1\ud488 \ub300\ube44 \ubcc0\ub3d9\uc131\uc774 \ub0ae\uc740 \ud3b8\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uae08\ub9ac\ub294 \uc2dc\uc7a5 \uae08\ub9ac\uc5d0 \uc5f0\ub3d9\ub418\uc5b4 \uc218\uc2dc\ub85c \ubcc0\ub3d9\ub418\uba70, \ub9e4\uc77c \uc774\uc790\uac00 \uacc4\uc0b0\ub418\ub294 \uac83\uc774 \ud2b9\uc9d5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e8\uae30 \uc790\uae08 \uc6b4\uc6a9\uc774\ub098 \uc8fc\uc2dd \ub300\uae30\uc790\uae08 \uad00\ub9ac\uc5d0 \uac00\uc7a5 \ub9ce\uc774 \ud65c\uc6a9\ub418\ub294 CMA \ud1b5\uc7a5 \uc720\ud615\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">2026\ub144 \uc18c\uc561 \uad6c\uac04 (30\ub9cc~500\ub9cc\uc6d0) \ucd94\ucc9c<\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"\ud30c\ud0b9\ud1b5\uc7a5 2025\ub144 \ucd5c\uace0\ub294 \uc5b4\ub514..?! \ubb34\uc870\uac74 \uac08\uc544\ud0c0\uc138\uc694!\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/bsa7eaUA_ys?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p>(\ucd9c\ucc98 : <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/youtu.be\/bsa7eaUA_ys?si=IpU-Xt5eQ3JvtLhE\">\ud558\uc9c4\ub301_\ud1f4\uc0ac \ud6c4<\/a>)<\/p>\n\n\n\n<p>\uc18c\uc561 \uc790\uae08\uc740 <strong>\uae08\ub9ac \ud6a8\uc728<\/strong>\uc774 \uac00\uc7a5 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">KB \uc800\ucd95 \uc740\ud589 KB\ud321\ud321mini\ud1b5\uc7a5<\/h3>\n\n\n\n<p>\uc18c\uc561 \ube44\uc0c1\uae08\uc774\ub77c\uba74 \uac00\uc7a5 \uacf5\uaca9\uc801\uc778 \uc120\ud0dd\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>30\ub9cc\uc6d0 \uc774\ud558 \uad6c\uac04 \ucd5c\ub300 8% \ud2b9\ud310<\/li>\n\n\n\n<li>\uc2e0\uaddc \uace0\uac1d \ub300\uc0c1<\/li>\n\n\n\n<li>\uc870\uac74 \ube44\uad50\uc801 \uac04\ub2e8<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">OK \uc800\ucd95 \uc740\ud589<\/h3>\n\n\n\n<p>\ube44\uc0c1\uae08 \uad00\ub9ac\uc6a9\uc73c\ub85c \uc548\uc815\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>500\ub9cc\uc6d0 \uc774\ud558 \uc5f0 3~4%\ub300<\/li>\n\n\n\n<li>\uc870\uac74 \uac04\ub2e8<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\uc560\ud050\uc628 \uc800\ucd95 \uc740\ud589 \uba38\ub2c8\ubaa8\uc73c\uae30 \ud1b5\uc7a5<\/h3>\n\n\n\n<p>\ub2e8\uae30 \ubaa9\ud45c \uc790\uae08 \ubaa8\uc73c\uae30\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>200\ub9cc\uc6d0 \uc774\ud558 \ucd5c\ub300 5%<\/li>\n\n\n\n<li>\ucd9c\uc11d\uccb4\ud06c \ub610\ub294 \ub9c8\ucf00\ud305 \ub3d9\uc758 \uc870\uac74<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">2026\ub144 \uc911\uac04 \uad6c\uac04 (1\ucc9c\ub9cc~5\ucc9c\ub9cc\uc6d0)<\/h2>\n\n\n\n<p>\uc774 \uad6c\uac04\uc740 \uc608\uae08\uc790 \ubcf4\ud638 \ud55c\ub3c4 5\ucc9c\ub9cc \uc6d0\uc744 \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">BNK \uacbd\ub0a8 \uc740\ud589 \ud30c\ud0b9 \ud1b5\uc7a5<\/h3>\n\n\n\n<p>\ub2e8\uae30 \uc6b4\uc6a9\uc5d0 \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>5\ucc9c\ub9cc\uc6d0 \uc774\ud558 \ucd5c\ub300 3%\ub300<\/li>\n\n\n\n<li>\ub9c8\ucf00\ud305 \ub3d9\uc758 \uc6b0\ub300\uae08\ub9ac<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\ub2e4\uc62c \uc800\ucd95 \uc740\ud589 \uc308\uc9c0\ub3c8 \ud1b5\uc7a5<\/h3>\n\n\n\n<p>\ubcf5\uc7a1\ud55c \uc6b0\ub300 \uc870\uac74 \uc2eb\uc740 \ubd84\ub4e4\uaed8 \ucd94\ucc9c\ub4dc\ub9ac\ub294 \ub300\ud45c\uc801 CMA \uacc4\uc88c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc870\uac74 \ub2e8\uc21c<\/li>\n\n\n\n<li>\uc624\ud508\ubc45\ud0b9 \ub4f1\ub85d \uc815\ub3c4\uc758 \uc2e4\ud604 \uac00\ub2a5 \uc870\uac74<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\uace0\uc561 \uc790\uae08 (2\uc5b5\uc6d0 \uc774\uc0c1)<\/h2>\n\n\n\n<p>\uace0\uc561 \uc790\uae08\uc740 \uae08\ub9ac\ubcf4\ub2e4 <strong>\uc548\uc815\uc131\uacfc \ubd84\uc0b0 \uc804\ub7b5<\/strong>\uc774 \uc911\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">SC \uc81c\uc77c \uc740\ud589 \uc2a4\ub9c8\ud2b8\ubc15\uc2a4\ud1b5\uc7a5<\/h3>\n\n\n\n<p>\uace0\uc561 \ub2e8\uae30 \uc790\uae08 \uc6b4\uc6a9\uc5d0 \uc801\ud569\ud55c 1\uae08\uc735\uad8c \uc635\uc158\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1\uae08\uc735\uad8c<\/li>\n\n\n\n<li>\ud2b9\uc815 \uad6c\uac04 \ucd5c\ub300 5% \uc6b0\ub300<\/li>\n\n\n\n<li>\uae09\uc5ec\uc774\uccb4 + \ub9c8\ucf00\ud305 \ub3d9\uc758 \uc870\uac74<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\ud478\ub978 \uc800\ucd95 \uc740\ud589<\/h3>\n\n\n\n<p>\ub2e8\uc21c\ud558\uace0 \uc9c1\uad00\uc801\uc778 \uc0c1\ud488\uc744 \uc6d0\ud558\ub294 \ubd84\ub4e4\uaed8 \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc870\uac74 \uc5c6\uc774 3%\ub300<\/li>\n\n\n\n<li>\uae08\uc561 \uad6c\uac04 \uc0c1\uad00\uc5c6\uc774 \ub3d9\uc77c \uae08\ub9ac<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">2026 CMA \uacc4\uc88c \uae08\ub9ac \ube44\uad50 \ubc0f \uc21c\uc704<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-8-1.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/blog.naver.com\/alchan_telecom\/223968398283\">\uc54c\ucc2c\ud1b5\uc2e0 \/ alchan_telecom<\/a>)<\/p>\n\n\n\n<p>2026\ub144 \ud604\uc7ac, CMA \uacc4\uc88c\uc758 \uae08\ub9ac\ub294 \uc99d\uad8c\uc0ac\ub9c8\ub2e4 \ub2e4\uc18c \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub7ec\ud55c \uae08\ub9ac \ucc28\uc774\ub294 \ub2e8\uc21c\ud55c \uc218\uce58\uc0c1\uc758 \ucc28\uc774\ub97c \ub118\uc5b4, \ud22c\uc790\uc790\ub4e4\uc774 \uc2e4\uc81c\ub85c \uac70\ub458 \uc218 \uc788\ub294 \uc218\uc775\ub960\uc5d0 \uc0c1\ub2f9\ud55c \uc601\ud5a5\uc744 \ubbf8\uce60 \uc218 \uc788\uae30 \ub54c\ubb38\uc5d0 \uacb0\ucf54 \uac04\uacfc\ud560 \uc218 \uc5c6\ub294 \uc694\uc18c\uc778\ub370\uc694.<\/p>\n\n\n\n<p>\ud2b9\ud788 \ub2e8\uae30 \uc5ec\uc720\uc790\uae08\uc744 \ud6a8\uc728\uc801\uc73c\ub85c \uc6b4\uc6a9\ud558\uac70\ub098 \uc548\uc815\uc801\uc778 \uc218\uc775\uc744 \ud655\ubcf4\ud558\ub824\ub294 \ud22c\uc790\uc790\ub77c\uba74, \uae08\ub9ac\ub9cc \ubcfc \uac8c \uc544\ub2c8\ub77c \uac01 \uc99d\uad8c\uc0ac\uc758 \uc138\ubd80 \uc870\uac74\uae4c\uc9c0 \uaf3c\uaf3c\ud788 \ube44\uad50\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uacb0\uad6d \uc774\ub7ec\ud55c \ucca0\uc800\ud55c \ube44\uad50\uc640 \ubd84\uc11d\uc774 \ud22c\uc790\uc790\uc5d0\uac8c \uac00\uc7a5 \uc720\ub9ac\ud55c CMA \ud1b5\uc7a5\uc744 \uc120\ud0dd\ud558\uace0, \uc790\uc0b0\uc744 \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc73c\ub85c \uc6b4\uc6a9\ud560 \uc218 \uc788\uac8c \ud558\ub294 \uc5f4\uc1e0\uac00 \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ubbf8\ub798\uc5d0\uc14b\uc99d\uad8c CMA-RP \ub124\uc774\ubc84\ud1b5\uc7a5<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-6.png\" alt=\"\"\/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/blog.naver.com\/seren4450\/223830727309\">\uc138\ub80c\ub4dc\ub9c8\uc2a4<\/a>)<\/p>\n\n\n\n<p>\uac00\uc7a5 \ub192\uc740 \uae08\ub9ac\ub97c \uc81c\uacf5\ud558\ub294 CMA \ud1b5\uc7a5\uc740 \ubc14\ub85c \ubbf8\ub798\uc5d0\uc14b\uc99d\uad8c\uc758 CMA-RP \ub124\uc774\ubc84\ud1b5\uc7a5\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \ud1b5\uc7a5\uc740 \uc138\uc804 \uc218\uc775\ub960 2.50%\ub97c \uc81c\uacf5\ud558\uba70, \ube44\ub300\uba74 \uac00\uc785\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\ub294\ub370\uc694. \ub124\uc774\ubc84\ud398\uc774\uc640\uc758 \uc5f0\ub3d9\ub3c4 \uac00\ub2a5\ud574 \ud3c9\uc18c \uc628\ub77c\uc778 \uc1fc\ud551\uc744 \uc790\uc8fc \uc774\uc6a9\ud558\ub294 \ubd84\uc5d0\uac8c \ub9e4\uc6b0 \uc720\ub9ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ub2e4\uc62c\ud22c\uc790\uc99d\uad8c CMA \ud1b5\uc7a5<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-3.png\" alt=\"\"\/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/n.news.naver.com\/mnews\/article\/015\/0004737700\">\ud55c\uad6d\uacbd\uc81c<\/a>)<\/p>\n\n\n\n<p>\ub450 \ubc88\uc9f8\ub85c\ub294 \ub2e4\uc62c\ud22c\uc790\uc99d\uad8c\uc758 CMA \ud1b5\uc7a5(RP\ud615)\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc218\uc775\ub960\uc740 2.40%\uc774\uba70, \uc5ed\uc2dc\ub098 \ube44\ub300\uba74 \uac00\uc785\uc774 \uac00\ub2a5\ud558\ub2e4\ub294 \uc7a5\uc810\uc774 \uc788\ub294\ub370\uc694. \ub610\ud55c \uc8fc\uc2dd \uac70\ub798\uac00 \uac00\ub2a5\ud55c \uc0c1\ud488\uc73c\ub85c \ub2e8\uc21c\ud788 \ub3c8\uc744 \ubb35\ud788\ub294 \uc6a9\ub3c4\ubfd0 \uc544\ub2c8\ub77c, \ud22c\uc790 \uc790\uae08\uc73c\ub85c\ub3c4 \ud65c\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc6b0\ub9ac\ud22c\uc790\uc99d\uad8c \uc6b0\ub9ac WON CMA \ud1b5\uc7a5<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-4.png\" alt=\"\"\/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 :<a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/blog.naver.com\/bandl22\/223967253886\">\uc790\uc0b0\uad00\ub9ac\uc0ac \ubc31\uc2b9\ud638<\/a>)<\/p>\n\n\n\n<p>\ub9c8\uc9c0\ub9c9\uc73c\ub85c \uc6b0\ub9ac\ud22c\uc790\uc99d\uad8c\uc758 \uc6b0\ub9acWON CMA \ud1b5\uc7a5(\uc911\uae08\ud615)\uc744 \ub9d0\uc500\ub4dc\ub9b4 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub2e4\uc62c\ud22c\uc790\uc99d\uad8c CMA \ud1b5\uc7a5\uc740 \uacbd\uc7c1\uc0ac\uc640 \ub3d9\uc77c\ud55c \uc218\uc900\uc758 \uc218\uc775\ub960\uc744 \uc81c\uacf5\ud558\ub294 \ub3d9\uc2dc\uc5d0, \ube44\ub300\uba74\uc73c\ub85c \uac04\ud3b8\ud558\uac8c \uac00\uc785\ud560 \uc218 \uc788\ub2e4\ub294 \ud3b8\ub9ac\ud568\uc744 \uac16\ucd94\uace0 \uc788\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\uc5ec\uae30\uc5d0 <strong>\uc608\uae08\uc790\ubcf4\ud638<\/strong>\uae4c\uc9c0 \uc801\uc6a9\ub418\uc5b4 \uc790\uae08\uc758 \uc548\uc804\uc131\uae4c\uc9c0 \ud655\ubcf4\ud560 \uc218 \uc788\uc73c\uba70, \uc774\uc5d0 \uc548\uc815\uc801\uc778 \uc790\uc0b0 \uc6b4\uc6a9\uc744 \uc911\uc2dc\ud558\ub294 \ud22c\uc790\uc790\ub4e4\uc5d0\uac8c \ud2b9\ud788 \ub9e4\ub825\uc801\uc778 \uc120\ud0dd\uc9c0\ub85c \uc190\uaf3d\ud799\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud30c\ud0b9\ud1b5\uc7a5\uacfc CMA \ud1b5\uc7a5 \uac00\uc785 \uc2dc \uc720\uc758\uc0ac\ud56d<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-10.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/biz.chosun.com\/stock\/finance\/2025\/11\/07\/IYFLBFW42ZHQJJ2KLPCC5DOG3A\/?utm_source=naver&amp;utm_medium=original&amp;utm_campaign=biz\">ChosunBiz<\/a>)<\/p>\n\n\n\n<p>\uc774\ub807\ub4ef \ud30c\ud0b9\ud1b5\uc7a5\uacfc CMA \uacc4\uc88c\ub294 \ub192\uc740 \uc720\ub3d9\uc131\uacfc \uae08\ub9ac \ud61c\ud0dd\uc73c\ub85c \uc790\uae08\uc744 \ubcf4\ub2e4 \ud6a8\uc728\uc801\uc73c\ub85c \uc6b4\uc6a9\ud560 \uc218 \uc788\uac8c \ud569\ub2c8\ub2e4. \ud558\uc9c0\ub9cc, \uac00\uc785 \uc2dc \uba87 \uac00\uc9c0 \uc720\uc758\uc0ac\ud56d\uc744 \ubc18\ub4dc\uc2dc \uace0\ub824\ud574\uc57c \ud558\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\uba3c\uc800 \uae30\ubcf8\uae08\ub9ac\uc640 \uc6b0\ub300\uae08\ub9ac \uc870\uac74\uc774 \ub2e4\ub974\uae30 \ub54c\ubb38\uc5d0, \uc2e4\uc81c \uc801\uc6a9 \uae08\ub9ac\ub97c \uaf3c\uaf3c\ud788 \ud655\uc778\ud574\uc57c \ud569\ub2c8\ub2e4. \ub610\ud55c \uc785\ucd9c\uae08 \ud55c\ub3c4\ub098 \ud69f\uc218 \uc81c\ud55c, \uc218\uc218\ub8cc \uc5ec\ubd80\ub3c4 \uc911\uc694 \uccb4\ud06c \ud3ec\uc778\ud2b8\uc778\ub370\uc694.<\/p>\n\n\n\n<p>\uc774\uc678\uc5d0\ub3c4 CMA \ud1b5\uc7a5\uc740 \uc99d\uad8c\uc0ac \uacc4\uc88c\ub97c \uae30\ubc18\uc73c\ub85c \ud558\ubbc0\ub85c \ud22c\uc790 \uc0c1\ud488 \uc5f0\uacc4 \uc5ec\ubd80\uc640 \uc608\uae08\uc790 \ubcf4\ud638 \ubc94\uc704\ub97c \ud655\uc778\ud558\ub294 \uac83\uc774 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774\ub7f0 \ubd80\ubd84\ub4e4\uc744 \uaf3c\uaf3c\ud788 \uc0b4\ud3b4\uc57c\ub9cc, \uc2e4\uc81c\ub85c \uae30\ub300\ud560 \uc218 \uc788\ub294 \uc218\uc775\uc744 \ub193\uce58\uc9c0 \uc54a\uc73c\uba74\uc11c\ub3c4 \uc77c\uc0c1\uc5d0\uc11c \ud3b8\ub9ac\ud558\uac8c \uc774\uc6a9\ud560 \uc218 \uc788\ub294 \ucd5c\uc801\uc758 \uc0c1\ud488\uc744 \uc120\ud0dd\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uac00\uc785 \uc804 \uaf2d \uccb4\ud06c\ud560 \uc0ac\ud56d<\/h2>\n\n\n\n<p><a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/joafinance.com\/?p=117\">\uc774\uc728 \ubc0f \ud61c\ud0dd<\/a>\ub3c4 \uace0\ub824\ud574\uc57c \ud558\uc9c0\ub9cc CMA \uacc4\uc88c \uac1c\uc124 \uc804 \uaf2d \ud655\uc778\ud574\uc57c \ud560 \uc0ac\ud56d\ub4e4\uc744 \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc6b0\ub300\uae08\ub9ac \uc870\uac74 \uc2e4\uc81c \ub2ec\uc131 \uac00\ub2a5 \uc5ec\ubd80<\/li>\n\n\n\n<li>\uae08\ub9ac \uc801\uc6a9 \ud55c\ub3c4 \uad6c\uac04<\/li>\n\n\n\n<li>\uc608\uae08\uc790 \ubcf4\ud638 1\uc5b5 \uc6d0 \ud55c\ub3c4<\/li>\n\n\n\n<li>\uc774\uc790 \uc9c0\uae09 \ubc29\uc2dd (\ub9e4\uc77c\/\uc6d4\ubcc4)<\/li>\n\n\n\n<li>\uc218\uc218\ub8cc \ubc0f \ucd9c\uae08 \uc81c\ud55c<\/li>\n<\/ul>\n\n\n\n<p>\ud2b9\ud788 \uace0\uc561 \uc790\uae08\uc740 <strong>\ubd84\uc0b0\uc774 \ud575\uc2ec \uc804\ub7b5<\/strong>\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ub9c8\ubb34\ub9ac<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/image-9.jpg\" alt=\"\"\/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4 \ucd9c\ucc98 : <a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/www.dailian.co.kr\/news\/view\/1343683\/?sc=Naver\">\ub370\uc77c\ub9ac\uc548<\/a>)<\/p>\n\n\n\n<p>\ud30c\ud0b9\ud1b5\uc7a5\uacfc CMA \uacc4\uc88c\ub294 \ub2e8\uc21c\ud788 \u2018\ub3c8\uc744 \ubcf4\uad00\ud558\ub294 \uc7a5\uc18c\u2019\uac00 \uc544\ub2d9\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \ud1b5\uc7a5\ub4e4\uc740 \uc790\uae08\uc744 \ud6a8\uc728\uc801\uc73c\ub85c \uc6b4\uc6a9\ud558\uba70 \ud544\uc694\ud560 \ub54c \ubc14\ub85c \uc4f8 \uc218 \uc788\ub294 \u2018\uc804\ub7b5\uc801 \uc790\uae08 \uad00\ub9ac \ub3c4\uad6c\u2019\ub85c\uc11c\uc758 \uc5ed\ud560\uc744 \ud558\uba70, \uc9e7\uc740 \uae30\uac04\uc5d0\ub3c4 \uc774\uc790\ub97c \ubc8c \uc218 \uc788\ub3c4\ub85d \ud574\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c \uc694\uc998\ucc98\ub7fc \uc2dc\uc7a5\uc774 \ubd88\uc548\uc815\ud55c \uc2dc\uae30\uc77c\uc218\ub85d, \ud604\uae08\uc744 \uc5bc\ub9c8\ub098 \ud6a8\uc728\uc801\uc73c\ub85c \uad00\ub9ac\ud558\ub290\ub0d0\uac00 \uc790\uc0b0 \uc131\uc7a5\uc758 \ud575\uc2ec \uc804\ub7b5\uc774 \ub418\ub294\ub370\uc694.<\/p>\n\n\n\n<p>\uc6b0\ub9ac\uac00 \ud558\ub8e8\ub97c \uc26c\uc5b4\ub3c4 \ub3c8\uc740 \uc26c\uc9c0 \uc54a\uc544\uc57c \ud569\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\uc758 \uc790\uae08 \uc911 \uc544\uc9c1 \uc77c\ud558\uc9c0 \uc54a\ub294 \ub3c8\uc774 \uc788\ub2e4\uba74, \uc624\ub298 \ud568\uaed8 \uc54c\uc544\ubcf8 \ud30c\ud0b9\ud1b5\uc7a5 \uc21c\uc704 \uc815\ubcf4\ub97c \ud65c\uc6a9\ud574 \uc77c\uac70\ub9ac\ub97c \uc918\ubcf4\ub294 \uac74 \uc5b4\ub5a8\uae4c\uc694?<\/p>\n\n\n\n<p>\ud30c\ud0b9\ud1b5\uc7a5\uacfc CMA \uacc4\uc88c\uac00 \ubc14\ub85c \uadf8 \ubaa9\uc801\uc744 \uc704\ud574 \uc874\uc7ac\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n\n","protected":false},"excerpt":{"rendered":"<p>\uc5ec\uc720 \uc790\uae08\uc774 \uc0dd\uae30\uba74 \u2018\uc5b4\ub514\uc5d0 \ub123\uc5b4\ub450\ub294 \uac8c \uc88b\uc744\uae4c\u2019\ub77c\ub294 \uace0\ubbfc\uc744 \ud558\uac8c \ub418\uc8e0? \ud2b9\ud788 \ub3c8\uc744 \ub2f9\uc7a5 \uc4f0\uc9c0 \uc54a\uc744 \uc608\uc815\uc774\uc9c0\ub9cc, \uc5b8\uc81c\ub4e0 \uaebc\ub0bc \uc218 \uc788\uc5b4\uc57c \ud55c\ub2e4\uba74 \uc120\ud0dd\uc9c0\ub294 \uc881\uc544\uc9c8 \uc218\ubc16\uc5d0 \uc5c6\uc73c\uba70, \ub610 \uadf8\ub9cc\ud07c \uc2e0\uc911\ud574\uc9c8 \ud544\uc694\uac00 \uc788\uc2b5\ub2c8\ub2e4.&nbsp; \uc774\ub7f0 \uce21\uba74\uc5d0\uc11c \ucd5c\uadfc \uc8fc\ubaa9\ubc1b\ub294 \uc0c1\ud488\uc774 \ubc14\ub85c \u2018CMA \ud1b5\uc7a5(Cash Management Account)\u2019\uc778\ub370\uc694. \uae30\uc874 \uc77c\ubc18 \uc785\ucd9c\uae08 \ud1b5\uc7a5\ubcf4\ub2e4 \ub354 \ub098\uc740 \uae08\ub9ac\ub97c \uc81c\uacf5\ud558\uba70, \uc785\ucd9c\uae08\uc758 \uc790\uc720\ub97c \uc720\uc9c0\ud558\uba74\uc11c\ub3c4 \u2018\uc7a0\uc2dc \uc8fc\ucc28\ud558\ub4ef\u2019 \uc790\uae08\uc744 \uc6b4\uc6a9\ud560 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":303,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"swell_btn_cv_data":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-294","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4"],"_links":{"self":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/294","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=294"}],"version-history":[{"count":2,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/294\/revisions"}],"predecessor-version":[{"id":639,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/294\/revisions\/639"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/media\/303"}],"wp:attachment":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=294"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=294"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=294"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}