{"id":61,"date":"2025-06-25T20:40:03","date_gmt":"2025-06-25T11:40:03","guid":{"rendered":"https:\/\/joafinance.com\/?p=61"},"modified":"2025-12-24T20:49:27","modified_gmt":"2025-12-24T11:49:27","slug":"%ec%98%88%ea%b8%88-%ec%9d%b4%ec%9e%90-%eb%86%92%ec%9d%80-%ec%9d%80%ed%96%89-best-10-2025-%ec%98%88%ea%b8%88-%ec%a0%84%eb%9e%b5-%ea%b0%80%ec%9d%b4%eb%93%9c","status":"publish","type":"post","link":"https:\/\/joafinance.com\/?p=61","title":{"rendered":"\uc608\uae08 \uc774\uc790 \ub192\uc740 \uc740\ud589 Best 10 &#8211; 2025 \uc608\uae08 \uc804\ub7b5 \uac00\uc774\ub4dc"},"content":{"rendered":"\n<p>(\uc0ac\uc9c4\ucd9c\ucc98: \ubc45\ud06c\uc0d0\ub7ec\ub4dc)<\/p>\n\n\n\n<p>\uc608\uae08 \uae08\ub9ac\ub294 \ub0ae\uc544\uc9c0\uace0 \uc788\ub294\ub370, \uc815\uc791 \ub300\ucd9c \uae08\ub9ac\ub294 \uc624\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2025\ub144 6\uc6d4, \ub9e4\uc77c\uacbd\uc81c\ub294 \u201c\uc740\ud589 3%\ub300 \uc608\uae08 \uc790\ucde8 \uac10\ucdb0\u201d\ub77c\ub294 \uc81c\ubaa9\uc73c\ub85c, \uc608\uae08\uc740 \uc2f8\uac8c \ubc1b\uace0 \ub300\ucd9c\uc740 \ube44\uc2f8\uac8c \ud30c\ub294 \uad6c\uc870\ub97c \uc9c0\uc801\ud588\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c 3%\ub300 \uc608\uae08 \uc0c1\ud488\uc740 \ube60\ub974\uac8c \uc0ac\ub77c\uc9c0\ub294 \uc911\uc785\ub2c8\ub2e4. \uae08\ub9ac\ub97c \uaf3c\uaf3c\ud788 \ub530\uc9c0\ub294 \uc0ac\ub78c\uc774\ub77c\uba74, \uc9c0\uae08\ucc98\ub7fc \ubcc0\ub3d9\uc131\uc774 \ud070 \uc2dc\uae30\uc77c\uc218\ub85d \ub354\ub354\uc6b1 \u2018\ub0b4 \ub3c8\uc740 \uc5b4\ub514\uc5d0 \ub9e1\uae30\ub290\ub0d0\u2019\uac00 \uc911\uc694\ud574\uc9d1\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc624\ub298\uc740 2025\ub144 \ucd5c\uc2e0 \uae30\uc900\uc73c\ub85c \uc544\uc9c1\ub3c4 \uc608\uae08\uc774\uc790 \ub192\uc740 \uc740\ud589\uc774 \uc5b4\ub514\uc778\uc9c0, \uc9c1\uc811 \ube44\uad50\ud574\ubcf4\uace0 \uc608\uae08 \uc804\ub7b5\uc5d0 \ub3c4\uc6c0\uc774 \ub420 \uc218 \uc788\ub3c4\ub85d \ubca0\uc2a4\ud2b8 10 \uc740\ud589\uacfc \uc0c1\ud488\uc744 \uc815\ub9ac\ud574 \ubcf4\uc558\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXeyBBJUUcukJtVIZQjbrE223rTx9Br8c9dyjMIzUkpws-7riRq48LNrq2q4e7-RgSlKf0n6EG930LK87dEpCEkGaLTU8U-70UALZD7nZyMuaQk0q5uUPcvtNcJIuC3cYLmeF_9_Jh_awm543oWeaWQ?key=cUmoP715uvWftIaliaOTxg\" alt=\"1\ub144 \ub9cc\uae30 \uc815\uae30\uc608\uae08 \uae08\ub9ac \ucd94\uc774\"\/><figcaption class=\"wp-element-caption\">\ucd9c\ucc98: \ub9e4\uc77c\uacbd\uc81c<\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">2025\ub144 6\uc6d4 \uae30\uc900, \uc608\uae08 \uc774\uc790 \ub192\uc740 \uc740\ud589 \ubca0\uc2a4\ud2b8 10<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\uc21c\uc704<\/td><td>\uc740\ud589\uba85<\/td><td>\uc0c1\ud488\uba85<\/td><td>\uc138\uc804 \uae08\ub9ac (%)<\/td><td>\uc138\ud6c4 \uc218\ub839\uc561<\/td><\/tr><tr><td>1\uc704<\/td><td>\uc218\ud611\uc740\ud589<\/td><td>\ud5e4\uc774(Hey) \uc815\uae30\uc608\uae08<\/td><td>4.30<\/td><td>10,363,780\uc6d0<\/td><\/tr><tr><td>2\uc704<\/td><td>\uc804\ubd81\uc740\ud589<\/td><td>JB \ub2e4\uc774\ub809\ud2b8\uc608\uae08\ud1b5\uc7a5&nbsp;<\/td><td>4.20<\/td><td>10,355,320\uc6d0<\/td><\/tr><tr><td>3\uc704<\/td><td>\uc804\ubd81\uc740\ud589<\/td><td>JB 123 \uc815\uae30\uc608\uae08<\/td><td>4.07<\/td><td>10,344,322\uc6d0<\/td><\/tr><tr><td>4\uc704<\/td><td>SC \uc81c\uc77c\uc740\ud589<\/td><td>e-\uadf8\ub9b0\uc138\uc774\ube0c\uc608\uae08<\/td><td>4.05<\/td><td>10,342,630\uc6d0<\/td><\/tr><tr><td>5\uc704<\/td><td>\uc6b0\ub9ac\uc740\ud589<\/td><td>WON \ud50c\ub7ec\uc2a4\uc608\uae08<\/td><td>4.05<\/td><td>10,342,630\uc6d0<\/td><\/tr><tr><td>6\uc704<\/td><td>\uce74\uce74\uc624\ubc45\ud06c<\/td><td>\uce74\uce74\uc624\ubc45\ud06c \uc815\uae30\uc608\uae08<\/td><td>4.00<\/td><td>10,338,400\uc6d0<\/td><\/tr><tr><td>7\uc704<\/td><td>\ucf00\uc774\ubc45\ud06c<\/td><td>\ucf54\ub4dcK \uc815\uae30\uc608\uae08<\/td><td>4.00<\/td><td>10,338,400\uc6d0<\/td><\/tr><tr><td>8\uc704<\/td><td>\ub300\uad6c\uc740\ud589<\/td><td>IM\uc2a4\ub9c8\ud2b8\uc608\uae08<\/td><td>3.95<\/td><td>10,334,170\uc6d0<\/td><\/tr><tr><td>9\uc704<\/td><td>NH\ub18d\ud611<\/td><td>NH\uc62c\uc6d0e\uc608\uae08<\/td><td>3.95<\/td><td>10,334,170\uc6d0<\/td><\/tr><tr><td>10\uc704<\/td><td>\ud55c\uad6d\uc0b0\uc5c5\uc740\ud589<\/td><td>KDB \uc815\uae30\uc608\uae08<\/td><td>3.90<\/td><td>10,329,940\uc6d0<\/td><\/tr><\/tbody><\/table><figcaption class=\"wp-element-caption\">\ucd9c\ucc98: MONETA<\/figcaption><\/figure>\n\n\n\n<p>\uae08\uc735\uc815\ubcf4 \ud3ec\ud138\uc0ac\uc774\ud2b8 \uae30\uc900 2025\ub144 6\uc6d4 25\uc77c\uc790 \uc2e4\uc804 \uc608\uae08 \uc0c1\ud488 \uae08\ub9ac\uc785\ub2c8\ub2e4. \uc0c1\uc704 10\uac1c \uc740\ud589 \ubaa8\ub450 \uc138\uc804 3.9% ~ 4.3% \uae08\ub9ac\ub97c \uc81c\uacf5\ud558\uace0 \uc788\uc5b4, \uc2e4\uc81c \uc608\uae08\uc774\uc790 \uc218\uc900\uc774 \uacf5\uacf5 \uacf5\uc2dc\ubcf4\ub2e4 \ud6e8\uc52c \ub192\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uacf5\uc2dc \uae08\ub9ac\uc640 \uc2e4\uc804 \uae08\ub9ac \ucc28\uc774&nbsp;<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\uacf5\uc2dc \uae08\ub9ac: \uc740\ud589\uc5f0\ud569\ud68c\/\uae08\uc735\uac10\ub3c5\uc6d0 \uae30\uc900<\/h3>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"\ud55c\uc740, \uae30\uc900\uae08\ub9ac 2.5%\ub85c \uc778\ud558...&quot;\uc62c\ud574 \uc131\uc7a5\ub960 \uc804\ub9dd\uce58 0.8%&quot; \/ YTN\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/ezjbS8vztfg?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\uc870\uac74 \uc5c6\uc774 \ub204\uad6c\ub098 \uac00\uc785 \uac00\ub2a5\ud55c \ub300\ud45c \uc815\uae30\uc608\uae08\uc758 1\ub144 \uae08\ub9ac<\/td><\/tr><tr><td>2025\ub144 6\uc6d4 \uae30\uc900 \uc8fc\uc694 \uc2dc\uc911 \uc740\ud589\uc758 \uae08\ub9ac\ub294 \uc57d 2.6 % ~ 2.7% \uc218\uc900&nbsp;\u2192 \uc2e4\uc81c \uae08\ub9ac\ubcf4\ub2e4 \uc57d 1.3%&nbsp; ~ 1.7% \ub0ae\uc74c<\/td><\/tr><tr><td>\ucd5c\uadfc \ud55c\uad6d\uc740\ud589\uc774 \uae30\uc900\uae08\ub9ac\ub97c 2.5%\ub85c \uc778\ud558\ud558\uba74\uc11c \uacf5\uc2dc \uae08\ub9ac\ub294 \ub354\uc6b1 \ud558\ub77d\uc138<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\uc2e4\uc804 \uae08\ub9ac: \uae08\uc735\uc815\ubcf4 \ud3ec\ud138\uc0ac\uc774\ud2b8 \uae30\uc900<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\ud2b9\ud310, \ube44\ub300\uba74, \ubaa8\ubc14\uc77c \uc804\uc6a9 \uc0c1\ud488\uc744 \ud3ec\ud568\ud55c \uc2e4\uc81c \uac00\uc785 \uae08\ub9ac<\/td><\/tr><tr><td>\uc608\uae08 \uae08\ub9ac \ubca0\uc2a4\ud2b8 10\uc758 \uc740\ud589\uc774 \ud3c9\uade0 4%\ub300 \uae08\ub9ac\ub97c \uc81c\uacf5<\/td><\/tr><tr><td>\uc608: \uc218\ud611\uc740\ud589 Hey \uc815\uae30\uc608\uae08 (4.30%) vs \uad6d\ubbfc\uc740\ud589 KB Star \uc815\uae30\uc608\uae08 (2.60%)\u2192 1\ucc9c\ub9cc \uc6d0 \uc608\uce58 \uc2dc 140,000\uc6d0 \uc774\uc0c1 \ucc28\uc774 \ubc1c\uc0dd&nbsp;<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\uc608\uae08 \uc774\uc790 \ucc28\uc774\uc758 \uc6d0\uc778&nbsp; \ubd84\uc11d<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\ud2b9\ud310 \uc0c1\ud488 \uc6b4\uc601 \uc804\ub7b5<\/h3>\n\n\n\n<p>\uc9c0\ubc29\uc740\ud589, \uc778\ud130\ub137 \uc740\ud589, \ube44\ub300\uba74 \uc704\uc8fc \uc740\ud589\ub4e4\uc774 \ub2e8\uae30 \ud2b9\ud310 \uc608\uae08\uc744 \ud1b5\ud574 \uacf5\uaca9\uc801\uc73c\ub85c \uae08\ub9ac\ub97c \uc778\uc0c1<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc6b0\ub300 \uc870\uac74 \uc801\uc6a9 \uc720\ubb34<\/h3>\n\n\n\n<p>\uc77c\ubd80\ub294 \uac00\uc785\ub9cc\uc73c\ub85c \ub192\uc740 \uae08\ub9ac, \uc77c\ubd80\ub294 \uae09\uc5ec\uc774\uccb4, \uce74\ub4dc\uc0ac\uc6a9 \ub4f1\uc758 \uc6b0\ub300\uc870\uac74\uc744 \ud3ec\ud568\ud55c \uae08\ub9ac<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uacf5\uc2dc\ubc95\uacfc \uc2e4\uc804 \ucc28\uc774<\/h3>\n\n\n\n<p>\uc740\ud589\uc5f0\ud569\ud68c\/ \uae08\uc735\uac10\ub3c5\uc6d0\uc740 \uae30\ubcf8 \uae08\ub9ac\ub9cc \uacf5\uc2dc \uc758\ubb34, \ubc18\uba74 \ubbfc\uac04 \ud3ec\ud138\uc740 \uc2e4\uc2dc\uac04 \ud2b9\ud310 \uae08\ub9ac\uae4c\uc9c0 \ud3ec\ud568\ud558\uc5ec \uc81c\uacf5<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc608\uae08 \uac00\uc785 \uc804 \ubc18\ub4dc\uc2dc \ud655\uc778\ud560 \uc0ac\ud56d<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\uc608\uae08\uc790\ubcf4\ud638 \ud55c\ub3c4<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>1\uae08\uc735\uad8c (\uc740\ud589)<\/td><td>1\uc778\ub2f9 \uc6d0\uae08 + \uc774\uc790 \ud569\uc0b0 5,000\ub9cc\uc6d0\uae4c\uc9c0 \ubcf4\ud638<\/td><\/tr><tr><td>2\uae08\uc735\uad8c (\uc800\ucd95\uc740\ud589, \uc2e0\ud611, \uc0c8\ub9c8\uc744 \uae08\uace0 \ub4f1)<\/td><td>\uac01\uac01 \ubcc4\ub3c4 \ud55c\ub3c4&nbsp; \uc801\uc6a9 (5\ucc9c\ub9cc \uc6d0) \u2192 \uc790\uc0b0 \ubd84\uc0b0 \uc608\uce58\uac00 \ud544\uc218<\/td><\/tr><tr><td>\ubcf4\ud638 \uc5ec\ubd80 \ud655\uc778<\/td><td>\u2018\uc608\uae08\uc790\ubcf4\ud638\ub9c8\ud06c\u2019\ud655\uc778 + \uac00\uc785\uae30\uad00\uc774 \uc608\uae08\ubcf4\ud5d8\uacf5\uc0ac \uac00\uc785\uae30\uad00\uc778\uc9c0 \ud655\uc778<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\uc911\ub3c4\ud574\uc9c0 \uc774\uc728<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\ub300\ubd80\ubd84\uc758 \uc608\uae08 \uc0c1\ud488\uc740 \uc911\ub3c4\ud574\uc9c0 \uc2dc \uc57d\uc815\uae08\ub9ac\ubcf4\ub2e4 \ub9e4\uc6b0 \ub0ae\uc740 \uae08\ub9ac \uc801\uc6a9<\/td><\/tr><tr><td>\uc608: \uc57d\uc815\uae08\ub9ac 4.0% \u2192 \uc911\ub3c4\ud574\uc9c0 \uc2dc 0.5 ~ 1.0% \uc801\uc6a9\ub418\ub294 \uacbd\uc6b0 \ub9ce\uc74c<\/td><\/tr><tr><td>\ub2e8\uae30 \uc720\ub3d9\uc131\uc774 \ud544\uc694\ud55c \uc790\uae08\uc740 \uc608\uae08 \ub300\uc2e0 MMDA\ub098 CMA \uc0c1\ud488 \uace0\ub824<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\uc138\uc804 VS \uc138\ud6c4 \uc218\uc775\ub960 \uacc4\uc0b0<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\uc608\uae08\uc774\uc790\uc5d0\ub294 15.4%\uc758 \uc774\uc790\uc18c\ub4dd\uc138\uac00 \ubd80\uacfc\ub428<\/td><\/tr><tr><td>\uc138\uc804 \uae08\ub9ac\uac00 \ub192\ub354\ub77c\uace0, \uc2e4\uc218\ub839\uc561 \uae30\uc900\uc73c\ub85c \ube44\uad50\ud574\uc57c \uc2e4\uc81c \uc218\uc775\ub960 \ud30c\uc545 \uac00\ub2a5<\/td><\/tr><tr><td>\uc608: \uc138\uc804 4.0% \u2192 \uc138\ud6c4 \uc57d 3.39%\uacc4\uc0b0\uc2dd: \uc138\uc804\uae08\ub9ac x (1-0.154) = \uc138\ud6c4\uae08\ub9ac<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\uc608\uae08 \uc774\uc790 \ud5a5\ud6c4 \uc804\ub9dd \ubc0f \ub611\ub611\ud55c \uc608\uae08 \uc804\ub7b5<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXe6F5BDsJGhNSKW8RIYcH8ieQz2JCH3CWaSPME5AT1CuCpiEgOQUr3R8HQ_8ze-Gojt5zZQ_EBNVHW9JhFl7ExFU_4x4U8sN31pxOfW2_fCa2a35utYEiYQI9IVyrQkzx5R1zjQw6CVsQhrdGKg2WA?key=cUmoP715uvWftIaliaOTxg\" alt=\"\uc608\uae08 \uc774\uc790 \ub192\uc544\ub3c4 \uc798 \uad74\ub824\uc57c \ubcf4\ubc30\u2026\ub9cc\uae30 \uba40\uc5c8\ub2e4\uba74 \uac08\uc544\ud0c0\uc138\uc694\"\/><figcaption class=\"wp-element-caption\">\ucd9c\ucc98: \uacbd\ud5a5\uc2e0\ubb38<\/figcaption><\/figure>\n\n\n\n<p>2025\ub144 \ud558\ubc18\uae30, \ud55c\uad6d\uc740\ud589\uc740 \uae30\uc900\uae08\ub9ac\ub97c 2.75%\uc5d0\uc11c 2.5%\ub85c \uc778\ud558\ud588\uc2b5\ub2c8\ub2e4. \uc774\ub294 \uacbd\uae30 \ub454\ud654\uc640 \ubb3c\uac00 \uc548\uc815 \ud750\ub984\uc744 \ubc18\uc601\ud55c \uc870\uce58\ub85c, \ud5a5\ud6c4 \uc815\uae30 \uc608\uae08\uc758 \uacf5\uc2dc \uae08\ub9ac \ud558\ub77d \uac00\ub2a5\uc131\uc744 \ub354\uc6b1 \ub192\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ubc18\ub300\ub85c, \ud2b9\ud310 \uc608\uae08 \uc0c1\ud488\uc758 \uae08\ub9ac\ub294 \ube44\uad50\uc801 \uc548\uc815\uc801\uc778 \ud750\ub984\uc744 \uc720\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \ud2b9\ud788 \uc9c0\ubc29\uc740\ud589\uc774\ub098 \uc778\ud130\ub137 \uc740\ud589\uc744 \uc911\uc2ec\uc73c\ub85c 4%\ub300 \uae08\ub9ac\uc758 \ube44\ub300\uba74 \ud2b9\ud310 \uc0c1\ud488\uc774 \uafb8\uc900\ud788 \ub4f1\uc7a5\ud558\uace0 \uc788\uc73c\uba70, \uc774\ub294 \uc624\ud788\ub824 \uc9c0\uae08\uc774 \uace0\uae08\ub9ac \uc608\uae08\uc5d0 \uac00\uc785\ud560 \uc218 \uc788\ub294 \uace8\ub4e0 \ud0c0\uc784\uc77c \uc218 \uc788\uc74c\uc744 \uc2dc\uc0ac\ud569\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc774\ucc98\ub7fc \ub2e8\uc21c\ud788 \uacf5\uc2dc \uae08\ub9ac\ub9cc\uc744 \ucc38\uace0\ud558\uae30\ubcf4\ub2e4\ub294, \uae08\uc735\uc815\ubcf4 \ud3ec\ud138\uc0ac\uc774\ud2b8 \ub4f1\uc5d0\uc11c \uc81c\uacf5\ud558\ub294 \uc2e4\uc804 \uae08\ub9ac\ub97c \ud568\uaed8 \ube44\uad50 \ubd84\uc11d\ud558\ub294 \uac83\uc774 \uc911\uc694\ud569\ub2c8\ub2e4. \ub610\ud55c, \uc608\uae08 \uc0c1\ud488 \uc120\ud0dd \uc2dc \ub2e4\uc74c\uacfc \uac19\uc740 \uc804\ub7b5\uc744 \uace0\ub824\ud574\ubcf4\ub294 \uac83\uc774 \uc88b\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\ub2e8\uae30 \uace0\uae08\ub9ac \ud2b9\ud310 \uc0c1\ud488 \uc6b0\uc120 \uacf5\ub7b5\u21921\ub144 \ub9cc\uae30 4% \uc774\uc0c1 \uc0c1\ud488\uc740 \uc5ec\uc804\ud788 \uc720\ud6a8. \uac00\uc785 \uc870\uac74\ub9cc \ub9de\ub294\ub2e4\uba74 \uba3c\uc800 \uac00\uc785 \uace0\ub824<\/td><\/tr><tr><td>\uc608\uae08\uc790 \ubcf4\ud638 \uae30\uc900 \uace0\ub824\ud55c \uc790\uc0b0 \ubd84\uc0b0\u21921\uae08\uc735\uad8c 5\ucc9c\ub9cc \uc6d0 \ud55c\ub3c4 \ub0b4 \ubd84\uc0b0 \uc608\uce58, \ud639\uc740 1\u00b72\uae08\uc735\uad8c \ubcd1\ud589<\/td><\/tr><tr><td>\uc0c8\ud6c4 \uc218\uc775\ub960 \uacc4\uc0b0 \ud544\uc218\u2192\uc138\uc804 \uae08\ub9ac\uc5d0\ub9cc \uc758\uc874\ud558\uc9c0 \ub9d0\uace0, \uc2e4\uc218\ub839\uc561 \uae30\uc900\uc73c\ub85c \uc218\uc775\ub960 \ube44\uad50<\/td><\/tr><tr><td>\uae08\ub9ac \ud558\ub77d \ub300\ube44 \u2018\ub2e8\uae30+\uc911\uae30\u2019 \ubcd1\ud589 \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131\u2192\uc608: 1\ub144 \ub9cc\uae30 \ud2b9\ud310 + 6\uac1c\uc6b0\ub7ec \ub2e8\uae30 \uc608\uae08 \uc870\ud569\uc73c\ub85c \uc720\ub3d9\uc131 \ud655\ubcf4<\/td><\/tr><tr><td>\uc6b0\ub300\uc870\uac74 \uaf3c\uaf3c\ud788 \uccb4\ud06c\u2192\uc790\ub3d9\uc774\uccb4, \uc571 \uac00\uc785, \uce74\ub4dc \uc774\uc6a9 \ub4f1 \uc870\uac74 \ucda9\uc871 \uc5ec\ubd80 \ud655\uc778<\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>(\uc0ac\uc9c4\ucd9c\ucc98: \ubc45\ud06c\uc0d0\ub7ec\ub4dc) \uc608\uae08 \uae08\ub9ac\ub294 \ub0ae\uc544\uc9c0\uace0 \uc788\ub294\ub370, \uc815\uc791 \ub300\ucd9c \uae08\ub9ac\ub294 \uc624\ub974\uace0 \uc788\uc2b5\ub2c8\ub2e4. 2025\ub144 6\uc6d4, \ub9e4\uc77c\uacbd\uc81c\ub294 \u201c\uc740\ud589 3%\ub300 \uc608\uae08 \uc790\ucde8 \uac10\ucdb0\u201d\ub77c\ub294 \uc81c\ubaa9\uc73c\ub85c, \uc608\uae08\uc740 \uc2f8\uac8c \ubc1b\uace0 \ub300\ucd9c\uc740 \ube44\uc2f8\uac8c \ud30c\ub294 \uad6c\uc870\ub97c \uc9c0\uc801\ud588\uc2b5\ub2c8\ub2e4. \uc2e4\uc81c\ub85c 3%\ub300 \uc608\uae08 \uc0c1\ud488\uc740 \ube60\ub974\uac8c \uc0ac\ub77c\uc9c0\ub294 \uc911\uc785\ub2c8\ub2e4. \uae08\ub9ac\ub97c \uaf3c\uaf3c\ud788 \ub530\uc9c0\ub294 \uc0ac\ub78c\uc774\ub77c\uba74, \uc9c0\uae08\ucc98\ub7fc \ubcc0\ub3d9\uc131\uc774 \ud070 \uc2dc\uae30\uc77c\uc218\ub85d \ub354\ub354\uc6b1 \u2018\ub0b4 \ub3c8\uc740 \uc5b4\ub514\uc5d0 \ub9e1\uae30\ub290\ub0d0\u2019\uac00 \uc911\uc694\ud574\uc9d1\ub2c8\ub2e4. \uadf8\ub798\uc11c \uc624\ub298\uc740 2025\ub144 \ucd5c\uc2e0 \uae30\uc900\uc73c\ub85c \uc544\uc9c1\ub3c4 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":63,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"swell_btn_cv_data":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-61","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4"],"_links":{"self":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/61","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=61"}],"version-history":[{"count":1,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/61\/revisions"}],"predecessor-version":[{"id":64,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/61\/revisions\/64"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/media\/63"}],"wp:attachment":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=61"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=61"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=61"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}