{"id":67,"date":"2025-07-04T16:20:48","date_gmt":"2025-07-04T07:20:48","guid":{"rendered":"https:\/\/joafinance.com\/?p=67"},"modified":"2025-09-02T17:55:06","modified_gmt":"2025-09-02T08:55:06","slug":"2025%eb%85%84-%ea%b5%ad%ea%b0%80%ec%9e%a5%ed%95%99%ea%b8%88-%eb%8b%ac%eb%9d%bc%ec%a7%84-%ec%a7%80%ec%9b%90%ea%b8%88%ea%b3%bc-%ec%8b%a0%ec%b2%ad-%ec%9a%94%eb%a0%b9-%ed%95%9c%eb%88%88%ec%97%90","status":"publish","type":"post","link":"https:\/\/joafinance.com\/?p=67","title":{"rendered":"2025\ub144 \uad6d\uac00\uc7a5\ud559\uae08, \ub2ec\ub77c\uc9c4 \uc9c0\uc6d0\uae08\uacfc \uc2e0\uccad \uc694\ub839 \ud55c\ub208\uc5d0"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">\uad6d\uac00\uc7a5\ud559\uae08, \uc5bc\ub9c8\ub098 \uc54c\uace0 \uacc4\uc2e0\uac00\uc694?<\/h2>\n\n\n\n<p>\uad6d\uac00\uc7a5\ud559\uae08\uc740 \uc815\ubd80\uac00 \ub300\ud559\uc0dd\ub4e4\uc758 \ub4f1\ub85d\uae08 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc8fc\uae30 \uc704\ud574 \ub9c8\ub828\ud55c \uc7a5\ud559 \uc81c\ub3c4\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\ub300\ud559\uc0dd\uc774\ub77c\uba74 \ub204\uad6c\ub098 \uc2e0\uccad\ud560 \uc218 \uc788\uc73c\uba70, \uc18c\ub4dd \uc218\uc900\uacfc \uc131\uc801 \uc870\uac74\uc744 \ucda9\uc871\ud560 \uacbd\uc6b0 \uc218\uc2ed\ub9cc \uc6d0\uc5d0\uc11c \ub9ce\uac8c\ub294 \ub4f1\ub85d\uae08 \uc804\uc561\uae4c\uc9c0 \uc9c0\uc6d0\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \ub300\ud559\uc0dd\ub4e4\uc774 \ub9e4 \ud559\uae30 \uad6d\uac00\uc7a5\ud559\uae08\uc744 \uc2e0\uccad\ud558\uc5ec \uc2e4\uc81c\ub85c \uc218\ubc31\ub9cc \uc6d0\uc758 \ub4f1\ub85d\uae08 \ubd80\ub2f4\uc744 \uc904\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \u201c\ubcf5\uc7a1\ud560 \uac83 \uac19\uc544\uc11c\u2026\u201d, \u201c\ub098\ub294 \ubabb \ubc1b\uc744 \uac83 \uac19\uc544\uc11c\u2026\u201d \uc640 \uac19\uc740 \uc774\uc720\ub85c \uc2e0\uccad\uc870\ucc28 \ud558\uc9c0 \uc54a\ub294 \ud559\uc0dd\ub4e4\ub3c4 \uc5ec\uc804\ud788 \ub9ce\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \uc77c\uc815 \uc870\uac74\ub9cc \ucda9\uc871\ud55c\ub2e4\uba74 \ub204\uad6c\ub098 \uc2e0\uccad\uc774 \uac00\ub2a5\ud558\uba70, \uc808\ucc28 \ub610\ud55c \uc0dd\uac01\ubcf4\ub2e4 \ubcf5\uc7a1\ud558\uc9c0 \uc54a\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc9c0\uae08\ubd80\ud130 \uad6d\uac00\uc7a5\ud559\uae08\uc5d0 \ub300\ud574 \uaf2d \uc54c\uc544\uc57c \ud560 \ud575\uc2ec \uc815\ubcf4\uc640 \uc2e0\uccad \ubc29\ubc95\uc744 \ucc28\uadfc\ucc28\uadfc \uc548\ub0b4\ud574 \ub4dc\ub9ac\uaca0\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uad6d\uac00\uc7a5\ud559\uae08\uc774\ub780 \ubb34\uc5c7\uc778\uac00\uc694?<\/h2>\n\n\n\n<p>\uad6d\uac00\uc7a5\ud559\uae08\uc740 \ub300\ud55c\ubbfc\uad6d \uc815\ubd80\uc640 \uad50\uc721\ubd80, \uadf8\ub9ac\uace0 \ud55c\uad6d\uc7a5\ud559\uc7ac\ub2e8\uc774 \ud568\uaed8 \uc6b4\uc601\ud558\ub294 \ub300\ud559\uc0dd \ub4f1\ub85d\uae08 \uc9c0\uc6d0 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uac00\uc815\uc758 \uc18c\ub4dd\uc774 \ub0ae\uac70\ub098 \uc911\uac04 \uc774\ud558\uc778 \ud559\uc0dd\ub4e4\uc774 \uacbd\uc81c\uc801 \uc774\uc720\ub85c \ud559\uc5c5\uc744 \uc911\ub2e8\ud558\uc9c0 \uc54a\ub3c4\ub85d \uc9c0\uc6d0\ud558\ub294 \uac83\uc774 \ud575\uc2ec \ubaa9\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc774 \uc81c\ub3c4\uc758 \uadfc\uac70\ub294 \u300c\ud55c\uad6d\uc7a5\ud559\uc7ac\ub2e8 \uc124\ub9bd \ub4f1\uc5d0 \uad00\ud55c \ubc95\ub960\u300d \uc81c1\uc870\uc5d0 \uba85\uc2dc\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\u201c\uacbd\uc81c\uc801 \uc5ec\uac74\uc5d0 \uad00\uacc4\uc5c6\uc774 \ub204\uad6c\ub098 \uc758\uc9c0\uc640 \ub2a5\ub825\uc5d0 \ub530\ub77c \uace0\ub4f1\uad50\uc721 \uae30\ud68c\ub97c \uac00\uc9c8 \uc218 \uc788\ub3c4\ub85d \ud568\u201d<\/p>\n\n\n\n<p>\uc989, \ub3c8\uc774 \uc5c6\ub2e4\ub294 \uc774\uc720\ub85c \uacf5\ubd80\ub97c \ud3ec\uae30\ud558\ub294 \uc77c\uc774 \uc5c6\ub3c4\ub85d \uad6d\uac00\uac00 \ucc45\uc784\uc9c0\uaca0\ub2e4\ub294 \ucca0\ud559\uc774 \ub2f4\uae34 \uc81c\ub3c4\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>2009\ub144, \uace0\ub4f1\uad50\uc721\uae30\uad00\uc758 \ub4f1\ub85d\uae08 \ubd80\ub2f4\uc774 \uc0ac\ud68c\uc801 \ubb38\uc81c\ub85c \ub5a0\uc624\ub974\ub358 \uc2dc\uae30, \uc815\ubd80\ub294 \ud55c\uad6d\uc7a5\ud559\uc7ac\ub2e8\uc744 \uc124\ub9bd\ud558\uc5ec \uacf5\uacf5\uc7a5\ud559\uae08\uacfc \ud559\uc790\uae08 \ub300\ucd9c \uc0ac\uc5c5\uc744 \ud1b5\ud569 \uad00\ub9ac\ud558\uac8c \ud588\uc2b5\ub2c8\ub2e4. \uadf8 \uc774\uc804\uc5d0\ub294 \ud55c\uad6d\ud559\uc220\uc9c4\ud765\uc7ac\ub2e8\uacfc \ud55c\uad6d\uacfc\ud559\uc7ac\ub2e8 \ub4f1 \uc5ec\ub7ec \uae30\uad00\uc5d0\uc11c \uac1c\ubcc4\uc801\uc73c\ub85c \uc6b4\uc601\ub418\ub358 \uc7a5\ud559 \ubc0f \ud559\uc790\uae08 \uc9c0\uc6d0 \uc0ac\uc5c5\uc744 \ud558\ub098\ub85c \ud1b5\ud569\ud558\uc5ec \uc9c0\uae08\uc758 \uccb4\uacc4\ub97c \uac16\ucd94\uac8c \ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uad6d\uac00\uc7a5\ud559\uae08\uc740 \ub9e4 \ud559\uae30 \ud559\uc790\uae08 \uc9c0\uc6d0\uad6c\uac04(\uc18c\ub4dd\u00b7\uc7ac\uc0b0\uc744 \ubc18\uc601\ud55c \uc18c\ub4dd\ubd84\uc704)\uacfc \uc9c1\uc804 \ud559\uae30 \uc131\uc801(12\ud559\uc810 \uc774\uc0c1 \uc774\uc218, C\ud559\uc810 \uc774\uc0c1)\uc744 \uae30\uc900\uc73c\ub85c \uc218\ud61c \uc5ec\ubd80\uc640 \uc9c0\uc6d0 \uae08\uc561\uc774 \uc815\ud574\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc9c0\uc6d0\ubc29\uc2dd\uc740 \ud06c\uac8c \ub450 \uac00\uc9c0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc77c\uc815 \uc870\uac74\uc744 \ub9cc\uc871\ud560 \uacbd\uc6b0 \ub4f1\ub85d\uae08 \uace0\uc9c0\uc11c\uc5d0\uc11c \uc790\ub3d9 \uac10\uba74\ub418\ub294 \u2018\uc120\uac10\uba74 \ubc29\uc2dd\u2019<\/li>\n\n\n\n<li>\ud639\uc740 \ud559\uae30 \uc911 \ubcf8\uc778 \uacc4\uc88c\ub85c \uc7a5\ud559\uae08\uc774 \uc785\uae08\ub418\ub294 \u2018\ud6c4\uc9c0\uae09 \ubc29\uc2dd\u2019\uc774 \uc788\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<p>\ub300\ubd80\ubd84\uc758 \uacbd\uc6b0 \ud559\uad50 \uace0\uc9c0\uc11c\uc5d0 \ubc18\uc601\ub418\uae30 \ub54c\ubb38\uc5d0 \ubcc4\ub3c4 \ud658\uae09 \uc808\ucc28 \uc5c6\uc774 \ubd80\ub2f4\uc774 \uc904\uc5b4\ub4dc\ub294 \ud6a8\uacfc\uac00 \uc788\uc2b5\ub2c8\ub2e4.<strong>&nbsp;<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc5b4\ub5a4 \uc7a5\ud559\uae08\uc774 \uc788\ub098\uc694?<\/h2>\n\n\n\n<p>\uad6d\uac00\uc7a5\ud559\uae08\uc740 \ub2e4\uc591\ud55c \uc0c1\ud669\uacfc \uc870\uac74\uc5d0 \ub530\ub77c \uc5ec\ub7ec \uc720\ud615\uc73c\ub85c \ub098\ub258\uba70, \ub300\ubd80\ubd84 \uc911\ubcf5 \uc2e0\uccad\uc774 \uac00\ub2a5\ud569\ub2c8\ub2e4. \uac01 \uc7a5\ud559\uae08\uc758 \ub300\uc0c1\uacfc \ud2b9\uc9d5\uc740 \ub2e4\uc74c\uacfc \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uad6d\uac00\uc7a5\ud559\uae08 \u2160\uc720\ud615 (\ud559\uc0dd \uc9c1\uc811\uc9c0\uc6d0\ud615)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub300\uc0c1: \uc18c\ub4dd \uc218\uc900\uc5d0 \ub530\ub77c \uc7a5\ud559\uae08\uc744 \ucc28\ub4f1 \uc9c0\uae09\ubc1b\ub294 \ub300\ud559\uc0dd<\/li>\n\n\n\n<li>\ud2b9\uc9d5: \uc18c\ub4dd \uc218\uc900\uc5d0 \ub530\ub77c \ucc28\ub4f1 \uc9c0\uae09\ub418\uba70, \uc800\uc18c\ub4dd\uce35\uc77c\uc218\ub85d \ub354 \ub9ce\uc740 \uae08\uc561\uc744 \uc9c0\uc6d0\ubc1b\ub294 \uac00\uc7a5 \ub300\ud45c\uc801\uc778 \uad6d\uac00\uc7a5\ud559\uae08\uc785\ub2c8\ub2e4. \ub4f1\ub85d\uae08\uc5d0\uc11c \uc120\uac10\uba74\ub418\uac70\ub098 \uac1c\uc778 \uacc4\uc88c\ub85c \uc9c0\uae09\ub429\ub2c8\ub2e4. \u203b 2025\ud559\ub144\ub3c4\ubd80\ud130\ub294 \uc18c\ub4dd 9\uad6c\uac04\uae4c\uc9c0 \uc9c0\uc6d0 \ub300\uc0c1\uc774 \ud655\ub300\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\uad6d\uac00\uc7a5\ud559\uae08 \u2161\uc720\ud615 (\ub300\ud559 \uc5f0\uacc4\uc9c0\uc6d0\ud615)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub300\uc0c1: \uac01 \ub300\ud559\uc758 \uc790\uccb4 \uae30\uc900\uc5d0 \ub530\ub77c \uc120\ubc1c\ub41c \ud559\uc0dd<\/li>\n\n\n\n<li>\ud2b9\uc9d5: \ub300\ud559\uc774 \uc790\uccb4 \uae30\uc900\uc5d0 \ub530\ub77c \uc120\ubc1c\ud55c \ud559\uc0dd\uc5d0\uac8c \uc9c0\uae09\ub418\uba70, \ud55c\uad6d\uc7a5\ud559\uc7ac\ub2e8\uacfc \ud559\uad50\uac00 \uacf5\ub3d9\uc73c\ub85c \uc7ac\uc815\uc744 \ubd80\ub2f4\ud569\ub2c8\ub2e4. \ud559\uad50\ubcc4 \uc7ac\uc815 \uc0c1\ud669\uc774\ub098 \uc120\ubc1c \uae30\uc900\uc5d0 \ub530\ub77c \uc218\ud61c \uc870\uac74\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\ub2e4\uc790\ub140 \uad6d\uac00\uc7a5\ud559\uae08<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub300\uc0c1: \uc138 \uc790\ub140 \uc774\uc0c1 \uac00\uad6c\uc758 \ub300\ud559\uc0dd<\/li>\n\n\n\n<li>\ud2b9\uc9d5: \uc14b\uc9f8 \uc774\uc0c1 \uc790\ub140\ub294 \uc18c\ub4dd \uad6c\uac04\uacfc \uad00\uacc4\uc5c6\uc774 \ub4f1\ub85d\uae08 \uc804\uc561\uc744 \uc9c0\uc6d0\ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \uccab\uc9f8\uc640 \ub458\uc9f8 \uc790\ub140\ub3c4 \uc18c\ub4dd 9\uad6c\uac04 \uc774\ud558\uc778 \uacbd\uc6b0 \uc77c\uc815 \uae08\uc561\uc744 \uc9c0\uc6d0\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\uc9c0\uc5ed\uc778\uc7ac \uad6d\uac00\uc7a5\ud559\uae08<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub300\uc0c1: \uc9c0\ubc29 \uace0\ub4f1\ud559\uad50\ub97c \uc878\uc5c5\ud558\uace0, \ud574\ub2f9 \uc9c0\uc5ed \ub300\ud559\uc5d0 \uc9c4\ud559\ud55c \ud559\uc0dd<\/li>\n\n\n\n<li>\ud2b9\uc9d5: \uc9c0\ubc29 \uace0\ub4f1\ud559\uad50\ub97c \uc878\uc5c5\ud55c \ud559\uc0dd\uc774 \uac19\uc740 \uc9c0\uc5ed\uc758 \ub300\ud559\uc5d0 \uc9c4\ud559\ud560 \uacbd\uc6b0 \uc9c0\uc6d0\ubc1b\uc744 \uc218 \uc788\ub294 \uc81c\ub3c4\uc785\ub2c8\ub2e4. \uc9c0\uc5ed \ub0b4 \uc6b0\uc218 \uc778\uc7ac\uac00 \uc218\ub3c4\uad8c\uc73c\ub85c \uc720\ucd9c\ub418\ub294 \uac83\uc744 \ubc29\uc9c0\ud558\uace0, \uc9c0\uc5ed \ub300\ud559\uc758 \uacbd\uc7c1\ub825\uc744 \ub192\uc774\uae30 \uc704\ud55c \ubaa9\uc801\uc774\uba70, \uc9c0\uc5ed\ubcc4, \ub300\ud559\ubcc4 \uc120\ubc1c \uae30\uc900\uc774 \ub2e4\ub974\uac8c \uc801\uc6a9\ub429\ub2c8\ub2e4.\u00a0<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\uad6d\uac00\uadfc\ub85c\uc7a5\ud559\uae08<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub300\uc0c1: \uc77c\uc815 \uc18c\ub4dd \uad6c\uac04 \uc774\ud558\ub85c, \uadfc\ub85c \ud65c\ub3d9\uc744 \ud76c\ub9dd\ud558\ub294 \ub300\ud559\uc0dd<\/li>\n\n\n\n<li>\ud2b9\uc9d5: \uadfc\ub85c\ub97c \ud1b5\ud574 \uc0dd\ud65c\ube44\ub97c \ub9c8\ub828\ud560 \uc218 \uc788\ub294 \uc81c\ub3c4\ub85c, \uc18c\ub4dd 8\uad6c\uac04 \uc774\ud558 \ud559\uc0dd\uc774 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uad50\ub0b4\uc678\uc5d0\uc11c \uc77c\uc815 \uc2dc\uac04 \uadfc\ubb34\ud55c \ub9cc\ud07c \uc2dc\uae09 \ud615\ud0dc\ub85c \uc7a5\ud559\uae08\uc774 \uc9c0\uae09\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\uae30\ubd80\uc7a5\ud559\uae08<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub300\uc0c1: \ubbfc\uac04 \uae30\uc5c5 \ub610\ub294 \uac1c\uc778\uc758 \uae30\ubd80 \ubaa9\uc801\uc5d0 \ubd80\ud569\ud558\ub294 \ud559\uc0dd<\/li>\n\n\n\n<li>\ud2b9\uc9d5: \ubbfc\uac04 \uae30\uc5c5\uc774\ub098 \uac1c\uc778\uc758 \uae30\ubd80\ub85c \ub9c8\ub828\ub41c \uc7a5\ud559\uae08\uc785\ub2c8\ub2e4. \uae30\ubd80 \ubaa9\uc801\uc5d0 \ub530\ub77c \uc120\ubc1c \uae30\uc900\uc774 \ub2e4\ub974\uba70, \uc18c\ub4dd \ubc0f \uc131\uc801 \uc694\uac74\uc744 \ud568\uaed8 \uace0\ub824\ud574 \uc9c0\uae09\ub429\ub2c8\ub2e4.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\ud76c\ub9dd\uc0ac\ub2e4\ub9ac \uc7a5\ud559\uae08<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub300\uc0c1: \uc911\uc18c\uae30\uc5c5 \ucde8\uc5c5\uc744 \ud76c\ub9dd\ud558\uac70\ub098, \ucc3d\uc5c5\uc744 \uc900\ube44 \uc911\uc778 \ub300\ud559\uc0dd<\/li>\n\n\n\n<li>\ud2b9\uc9d5: \uc911\uc18c\uae30\uc5c5 \ucde8\uc5c5\uc744 \ud76c\ub9dd\ud558\uac70\ub098 \ucc3d\uc5c5\uc744 \uc900\ube44 \uc911\uc778 \ub300\ud559\uc0dd\uc744 \uc704\ud55c \uc7a5\ud559\uae08\uc73c\ub85c, \uc878\uc5c5 \ud6c4 \uc77c\uc815 \uae30\uac04 \uc911\uc18c\uae30\uc5c5\uc5d0 \uc885\uc0ac\ud574\uc57c \ud558\ub294 \uc870\uac74\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc758\ubb34\ub97c \uc774\ud589\ud558\uc9c0 \uc54a\uc73c\uba74 \uc7a5\ud559\uae08\uc774 \ud658\uc218\ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4.\u00a0<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\uc774\uacf5\uacc4\u00b7\uc778\ubb38100\ub144\u00b7\uc608\uc220\uccb4\uc721 \ube44\uc804\uc7a5\ud559\uae08<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub300\uc0c1: \uc774\uacf5\uacc4, \uc778\ubb38\uc0ac\ud68c, \uc608\uccb4\ub2a5 \ub4f1 \uac01 \uacc4\uc5f4\uc758 \uc6b0\uc218 \ub300\ud559\uc0dd<\/li>\n\n\n\n<li>\ud2b9\uc9d5: \uc774\uacf5\uacc4, \uc778\ubb38\uc0ac\ud68c, \uc608\uccb4\ub2a5 \ub4f1 \ub2e4\uc591\ud55c \uc804\uacf5 \ubd84\uc57c\uc758 \uc6b0\uc218 \uc778\uc7ac\ub97c \uc7a5\uae30\uc801\uc73c\ub85c \uc721\uc131\ud558\uae30 \uc704\ud55c \uc7a5\ud559\uae08\uc785\ub2c8\ub2e4. \uacc4\uc5f4\ubcc4\ub85c \uc131\uc801, \uc804\uacf5, \uc9c4\ub85c\uacc4\ud68d \ub4f1\uc744 \uc885\ud569\uc801\uc73c\ub85c \uace0\ub824\ud574 \uc120\ubc1c\ub429\ub2c8\ub2e4.\u00a0<\/li>\n<\/ul>\n\n\n\n<p>\uc774 \uc678\uc5d0\ub3c4 \uace0\uc878 \ud6c4 \ud559\uc2b5\uc790 \uc7a5\ud559\uae08, \uccad\uc18c\ub144 \uad50\uc721\uc9c0\uc6d0 \uc7a5\ud559\uae08 \ub4f1 \ud2b9\uc815 \ubaa9\uc801\uc5d0 \ub9de\ucd98 \uc7a5\ud559\uae08\ub4e4\uc774 \uc6b4\uc601\ub418\uace0 \uc788\uc73c\uba70, \uc77c\ubd80 \uc7a5\ud559\uae08\uc740 \uc2e0\uccad \uc2dc\uae30\ub098 \uc911\ubcf5 \uc218\ud61c \uc5ec\ubd80\uc5d0 \uc81c\ud55c\uc774 \uc788\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp; \uc815\ud655\ud55c \uc815\ubcf4\ub294 \ubc18\ub4dc\uc2dc \ud55c\uad6d\uc7a5\ud559\uc7ac\ub2e8 \ub204\ub9ac\uc9d1\uc5d0\uc11c \ud655\uc778\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ub204\uac00 \uc2e0\uccad\ud560 \uc218 \uc788\ub098\uc694?<\/h2>\n\n\n\n<p>\uad6d\uac00\uc7a5\ud559\uae08\uc740 \uad6d\ub0b4 \uace0\ub4f1\uad50\uc721\uae30\uad00\uc5d0 \uc7ac\ud559 \uc911\uc778 \ub300\ud559\uc0dd\uc774\ub77c\uba74 \ub204\uad6c\ub098 \uc2e0\uccad\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uc2e0\uc785\uc0dd, \ud3b8\uc785\uc0dd, \uc7ac\ud559\uc0dd, \ubcf5\ud559\uc0dd \ubaa8\ub450 \ud574\ub2f9\ub418\uba70, \uc7a5\ud559\uae08 \uc720\ud615\uc5d0 \ub530\ub77c \uc790\uaca9 \uc870\uac74\uc740 \uc77c\ubd80 \ucc28\uc774\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uae30\ubcf8 \uc2e0\uccad \uc694\uac74<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uad6d\ub0b4 \ub300\ud559 \ub610\ub294 \uc804\ubb38\ub300\ud559\uc5d0 \uc7ac\ud559 \uc911\uc77c \uac83 (\uc77c\ubd80 \uc0ac\uc774\ubc84\ub300\ud559 \ubc0f \ud559\uc810\uc740\ud589\uc81c \uc81c\uc678)<\/li>\n\n\n\n<li>\uc18c\ub4dd\uc778\uc815\uc561\uc774 9\uad6c\uac04 \uc774\ud558\uc77c \uac83 (2025\ud559\ub144\ub3c4\ubd80\ud130 \u2160\uc720\ud615 \uae30\uc900 \uc0c1\ud5a5)<\/li>\n\n\n\n<li>\uc9c1\uc804 \ud559\uae30 12\ud559\uc810 \uc774\uc0c1 \uc774\uc218 \ubc0f C\ud559\uc810(70\uc810) \uc774\uc0c1 \uc131\uc801<\/li>\n\n\n\n<li>\uc2e0\uccad \uae30\uac04 \ub0b4 \ud559\uc0dd \ubcf8\uc778 \uc2e0\uccad + \uac00\uad6c\uc6d0\uc758 \uc815\ubcf4 \uc81c\uacf5 \ub3d9\uc758 \uc644\ub8cc<\/li>\n<\/ul>\n\n\n\n<p>\u203b \ucd08\uacfc\ud559\uae30\uc790 \ub610\ub294 \uc131\uc801 \uae30\uc900 \ubbf8\ub2ec\uc790\ub294 \uc77c\ubd80 \uc7a5\ud559\uae08 \uc218\ud61c \uc81c\ud55c\uc774 \uc788\uc73c\uba70, \uc77c\uc815 \uc870\uac74 \ucda9\uc871 \uc2dc \ud55c \ud559\uae30\uc5d0 \ud55c\ud574 \uad6c\uc81c \uc81c\ub3c4 \uc801\uc6a9 \uac00\ub2a5. \ubc18\ub4dc\uc2dc \uc18c\uc18d \ub300\ud559 \ub610\ub294 \ud55c\uad6d\uc7a5\ud559\uc7ac\ub2e8\uc744 \ud1b5\ud574 \ud655\uc778 \ud544\uc694.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc5bc\ub9c8\ub97c \ubc1b\uc744 \uc218 \uc788\ub098\uc694?<\/h2>\n\n\n\n<p>\uad6d\uac00\uc7a5\ud559\uae08\uc740 \uc18c\ub4dd \uc218\uc900\uc5d0 \ub530\ub77c \uad6c\uac04\ubcc4\ub85c \uc815\ud574\uc9c4 \uae08\uc561\uc774 \ucc28\ub4f1 \uc9c0\uae09\ub418\uba70, \uc18c\ub4dd\uc774 \ub0ae\uc744\uc218\ub85d \ub354 \ub9ce\uc740 \uae08\uc561\uc744 \uc9c0\uc6d0\ubc1b\uc744 \uc218 \uc788\ub3c4\ub85d \uc124\uacc4\ub418\uc5b4 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud2b9\ud788 \uad6d\uac00\uc7a5\ud559\uae08 \u2160\uc720\ud615\uc740 \uac00\uc7a5 \ub9ce\uc740 \ub300\ud559\uc0dd\uc774 \uc2e0\uccad\ud558\ub294 \ub300\ud45c\uc801\uc778 \uc7a5\ud559\uae08\uc73c\ub85c, 2025\ud559\ub144\ub3c4\ubd80\ud130\ub294 \uc18c\ub4dd 9\uad6c\uac04\uae4c\uc9c0 \uc9c0\uc6d0 \ub300\uc0c1\uc774 \ud655\ub300\ub418\uace0, \uc9c0\uc6d0 \uae08\uc561\ub3c4 \uc804\ubc18\uc801\uc73c\ub85c \uc0c1\ud5a5\ub418\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u2160\uc720\ud615 \uc7a5\ud559\uae08 \uc9c0\uc6d0 \uae08\uc561 (2025\ud559\ub144\ub3c4 \uae30\uc900)<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uae30\ucd08\uc0dd\ud65c\uc218\uae09\uc790~3\uad6c\uac04<br>\ud559\uae30\ub2f9 \ucd5c\ub300 350\ub9cc \uc6d0, \uc5f0\uac04 \ucd5c\ub300 700\ub9cc \uc6d0<\/li>\n\n\n\n<li>4~6\uad6c\uac04<br>\ud559\uae30\ub2f9 \ucd5c\ub300 286\ub9cc \uc6d0, \uc5f0\uac04 \ucd5c\ub300 572\ub9cc \uc6d0<\/li>\n\n\n\n<li>7~8\uad6c\uac04<br>\ud559\uae30\ub2f9 \ucd5c\ub300 210\ub9cc \uc6d0, \uc5f0\uac04 \ucd5c\ub300 420\ub9cc \uc6d0<\/li>\n\n\n\n<li>9\uad6c\uac04<br>\ud559\uae30\ub2f9 \ucd5c\ub300 120\ub9cc \uc6d0, \uc5f0\uac04 \ucd5c\ub300 240\ub9cc \uc6d0<\/li>\n\n\n\n<li>10\uad6c\uac04 \uc774\uc0c1<br>\uc9c0\uc6d0 \ub300\uc0c1\uc5d0\uc11c \uc81c\uc678<\/li>\n<\/ul>\n\n\n\n<p>\uc9c0\uc6d0\uae08\uc740 \ub300\ubd80\ubd84 \ub4f1\ub85d\uae08 \uace0\uc9c0\uc11c\uc5d0\uc11c \uc120\uac10\uba74\ub418\uba70, \uacbd\uc6b0\uc5d0 \ub530\ub77c \ud559\uc0dd \uacc4\uc88c\ub85c \uc9c0\uae09\ub418\uae30\ub3c4 \ud569\ub2c8\ub2e4. \ud559\uad50\ub9c8\ub2e4 \ucc98\ub9ac \ubc29\uc2dd\uc774 \ub2e4\ub97c \uc218 \uc788\uc73c\ubbc0\ub85c, \ub4f1\ub85d\uae08 \uace0\uc9c0\uc11c\ub97c \ud1b5\ud574 \uac10\uba74 \uc5ec\ubd80\ub97c \ubc18\ub4dc\uc2dc \ud655\uc778\ud558\uc154\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ub2e4\uc790\ub140 \uad6d\uac00\uc7a5\ud559\uae08 (2025\ud559\ub144\ub3c4 \uae30\uc900)<\/h3>\n\n\n\n<p>\ub2e4\uc790\ub140 \uac00\uad6c\ub97c \uc704\ud55c \uc7a5\ud559\uae08\uc740 2025\ud559\ub144\ub3c4\ubd80\ud130 \uc9c0\uc6d0\uc774 \ud06c\uac8c \ud655\ub300\ub418\uc5c8\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uc14b\uc9f8 \uc774\uc0c1 \uc790\ub140\ub294 \uc18c\ub4dd \uad6c\uac04\uacfc \uad00\uacc4\uc5c6\uc774 \ub4f1\ub85d\uae08 \uc804\uc561 \uc9c0\uc6d0\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\uba70, \uccab\uc9f8\uc640 \ub458\uc9f8 \uc790\ub140\ub3c4 \uc18c\ub4dd 9\uad6c\uac04 \uc774\ud558\uc778 \uacbd\uc6b0 \uc77c\uc815 \uae08\uc561\uc744 \uc9c0\uc6d0\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc14b\uc9f8 \uc774\uc0c1 \uc790\ub140<br>\u2192 \uc18c\ub4dd\uc5d0 \uad00\uacc4\uc5c6\uc774 \ub4f1\ub85d\uae08 \uc804\uc561 \uc9c0\uc6d0<\/li>\n\n\n\n<li>\uccab\uc9f8\u00b7\ub458\uc9f8 \uc790\ub140<br>\u2192 \uc18c\ub4dd 9\uad6c\uac04 \uc774\ud558\uc778 \uacbd\uc6b0, \ucd5c\ub300 350\ub9cc \uc6d0(\ud559\uae30\ub2f9), \uc5f0\uac04 700\ub9cc \uc6d0\uae4c\uc9c0 \uc9c0\uc6d0 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<p>\uc608\ub97c \ub4e4\uc5b4, \ub458\uc9f8 \uc790\ub140\uac00 \uc18c\ub4dd 3\uad6c\uac04\uc5d0 \ud574\ub2f9\ud55c\ub2e4\uba74 \u2160\uc720\ud615 \uae30\uc900\uacfc \ub3d9\uc77c\ud55c \uae08\uc561\uc744 \ubc1b\uc744 \uc218 \uc788\uc73c\uba70, 9\uad6c\uac04\uc5d0 \ud574\ub2f9\ud560 \uacbd\uc6b0\uc5d0\ub3c4 \ub2e4\uc790\ub140 \uae30\uc900\uc5d0 \ub530\ub77c \ubcc4\ub3c4\uc758 \uae08\uc561(\uc608: \ud559\uae30\ub2f9 120\ub9cc \uc6d0)\uc774 \ucc45\uc815\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ub610\ud55c \ub2e4\uc790\ub140 \uc7a5\ud559\uae08\uc740 \uc790\ub140\uc758 \ucd9c\uc0dd \uc21c\uc11c \uae30\uc900\uc774\uba70, \ud615\uc81c\uac00 \ub3d9\uc2dc\uc5d0 \ub300\ud559\uc5d0 \uc7ac\ud559 \uc911\uc77c \uacbd\uc6b0 \uac01\uc790\uc758 \uc18c\ub4dd \uad6c\uac04\uacfc \uc2e0\uccad \uc5ec\ubd80\uc5d0 \ub530\ub77c \uc9c0\uc6d0 \uae08\uc561 \ubc0f \ubc29\uc2dd\uc774 \ub2ec\ub77c\uc9c8 \uc218 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\u203b \ud574\ub2f9 \uc7a5\ud559\uae08\uc740 \u2160\uc720\ud615\uacfc \uc911\ubcf5 \uc218\ud61c\uac00 \uac00\ub2a5\ud558\uba70, \ub4f1\ub85d\uae08 \ubc94\uc704 \ub0b4\uc5d0\uc11c \ud569\uc0b0 \uc9c0\uc6d0\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc2e0\uccad\uc740 \uc5b4\ub5bb\uac8c \ud558\ub098\uc694?<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXeptAsv3zts4yrq-5Z4aHbOdW7dYx-NbN3Y8tQl6sfwVEEi01Xte97hgpdhlmHSwCOoSImSdY1WrPN89b7mN7Hj2aiQRKlQkbKejhvbjZKiGiqYeGe-SRB-MHphQ6QvR1iWmqrL_52SXV0ZhaGM-C4?key=hrHMbta16KExwQi3jIs4MA\" alt=\"\"\/><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/www.kosaf.go.kr\/ko\/main.do\" target=\"_blank\" rel=\"noopener\">(\uc0ac\uc9c4\ucd9c\ucc98: \ud55c\uad6d\uc7a5\ud559\uc7ac\ub2e8)<\/a><\/figcaption><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.kosaf.go.kr\/ko\/main.do\" target=\"_blank\" rel=\"noopener\">(\uc0ac\uc9c4\ucd9c\ucc98: \ud55c\uad6d\uc7a5\ud559\uc7ac\ub2e8)<\/a><\/p>\n\n\n\n<p>\uad6d\uac00\uc7a5\ud559\uae08 \uc2e0\uccad\uc740 \ub9e4\uc6b0 \uac04\ub2e8\ud569\ub2c8\ub2e4.<br>\ud55c\uad6d\uc7a5\ud559\uc7ac\ub2e8 \ub204\ub9ac\uc9d1(<a href=\"https:\/\/www.kosaf.go.kr\/\" target=\"_blank\" rel=\"noopener\">www.kosaf.go.kr<\/a>) \ub610\ub294 \ubaa8\ubc14\uc77c \uc571\uc5d0\uc11c \uc628\ub77c\uc778\uc73c\ub85c \uc2e0\uccad \uac00\ub2a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uc2e0\uccad \uc808\ucc28<\/h3>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\ud559\uc0dd \ubcf8\uc778 \uc2e0\uccad<\/li>\n<\/ol>\n\n\n\n<p>\ud648\ud398\uc774\uc9c0\/\uc571 \uc811\uc18d \u2192 \uc7a5\ud559\uae08 \uba54\ub274 \u2192 \uc2e0\uccad\uc11c \uc791\uc131<\/p>\n\n\n\n<ol start=\"2\" class=\"wp-block-list\">\n<li>\uac00\uad6c\uc6d0 \uc815\ubcf4\uc81c\uacf5 \ub3d9\uc758<\/li>\n<\/ol>\n\n\n\n<p>\ubd80\ubaa8\ub2d8 \ub610\ub294 \ubc30\uc6b0\uc790\uc758 \uc804\uc790\uc11c\uba85\uc774 \ud544\uc694 (PC \ub610\ub294 \ubaa8\ubc14\uc77c \uc778\uc99d)<\/p>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\">\n<li>\uc11c\ub958 \uc81c\ucd9c<\/li>\n<\/ol>\n\n\n\n<p>\uac00\uc871\uad00\uacc4\uc99d\uba85\uc11c \ub4f1 \ud544\uc694 \uc2dc\ub9cc \uc81c\ucd9c (\uc81c\ub3c4 \uc548\ub0b4\uc5d0 \ub530\ub77c)<\/p>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\">\n<li>\uc18c\ub4dd \ubc0f \uc7ac\uc0b0 \uc2ec\uc0ac<\/li>\n<\/ol>\n\n\n\n<p>\ubcf4\ud1b5 6~8\uc8fc \uc18c\uc694. \uc2e0\uccad \ud6c4 \uae30\ub2e4\ub9ac\uba74 \uc790\ub3d9 \uc9c4\ud589\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<ol start=\"5\" class=\"wp-block-list\">\n<li>\uacb0\uacfc \ud655\uc778 \ubc0f \ub4f1\ub85d\uae08 \uac10\uba74<\/li>\n<\/ol>\n\n\n\n<p>\uc18c\ub4dd\uad6c\uac04 \uc0b0\uc815 \ud6c4 \ub300\ud559 \uace0\uc9c0\uc11c\uc5d0\uc11c \uc7a5\ud559\uae08\uc774 \uac10\uba74\ub418\uac70\ub098 \uacc4\uc88c\ub85c \uc9c0\uae09\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc790\uc8fc \ud558\ub294 \uc2e4\uc218\ub294?<\/h2>\n\n\n\n<p>\uc544\ub798 \ud56d\ubaa9 \uc911 \ud558\ub098\ub77c\ub3c4 \ube60\uc9c0\uba74 \uc7a5\ud559\uae08 \uc218\ud61c\uac00 \ubb34\ud6a8\uac00 \ub420 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \uaf2d \uccb4\ud06c\ud558\uc138\uc694.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\uc2e4\uc218 \uc720\ud615<\/td><td>\uc124\uba85<\/td><\/tr><tr><td>\uac00\uad6c\uc6d0 \uc815\ubcf4 \ub3d9\uc758 \ub204\ub77d<\/td><td>\ubd80\ubaa8\ub2d8 \ubaa8\ub450\uc758 \uc778\uc99d \ud544\uc218<\/td><\/tr><tr><td>\uc11c\ub958 \ubbf8\uc81c\ucd9c<\/td><td>\ub300\uc0c1\uc790\uc778 \uacbd\uc6b0, \uae30\ud55c \ub0b4 \uc81c\ucd9c\ud574\uc57c \uc720\ud6a8<\/td><\/tr><tr><td>\uc131\uc801 \ubbf8\ub2ec<\/td><td>12\ud559\uc810 \uc774\uc0c1, \ud3c9\uade0 C\ud559\uc810 \uc774\uc0c1<\/td><\/tr><tr><td>\ub4f1\ub85d\uae08 \uace0\uc9c0\uc11c \ubbf8\ud655\uc778<\/td><td>\uac10\uba74 \uc5ec\ubd80 \ud655\uc778 \ud544\uc218<\/td><\/tr><tr><td>\uc18c\ub4dd\ubcc0\ub3d9 \ubbf8\ubc18\uc601<\/td><td>\uc774\uc758\uc2e0\uccad\u00b7\ucd5c\uc2e0\ud654 \uc2e0\uccad \uac00\ub2a5\ud568<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">\ub2e4\uc74c \ud559\uae30\ub97c \uc704\ud55c \uc900\ube44 \ud301<\/h2>\n\n\n\n<p>\uc544\uc9c1 \uc2e0\uccad\uc744 \ubabb \ud558\uc168\ub2e4\uba74, \ub2e4\uc74c \ud559\uae30\ub97c \uc704\ud574 \uc544\ub798\ub97c \ubbf8\ub9ac \uc900\ube44\ud574\ub450\uc138\uc694.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uccb4\ud06c\ub9ac\uc2a4\ud2b8<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uc2e0\uccad \uc77c\uc815 \ubbf8\ub9ac \uce98\ub9b0\ub354\uc5d0 \uc800\uc7a5<\/li>\n\n\n\n<li>\uacf5\ub3d9\uc778\uc99d\uc11c \ubc0f \uac00\uc871\uad00\uacc4\uc99d\uba85\uc11c \uc900\ube44<\/li>\n\n\n\n<li>\uc131\uc801\u00b7\ud559\uc810 \ud655\uc778 \ubc0f \uad00\ub9ac<\/li>\n\n\n\n<li>\uac00\uad6c\uc6d0 \ub3d9\uc758 \uc0ac\uc804 \uc694\uccad<\/li>\n\n\n\n<li>\uc18c\ub4dd\u00b7\uc7ac\uc0b0 \ubcc0\ub3d9 \ub0b4\uc5ed \ud30c\uc545 \ubc0f \ucd5c\uc2e0\ud654 \uac00\ub2a5\uc131 \ub300\ube44<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\ub9c8\ubb34\ub9ac\ud558\uba70<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXfvrh3D71hLbZ5ukcgxruoZo7qhZuqw8HoQ4JB02rtdwj9d4-erRmhadYptBhvCG9hreIi7PYRhkOseJXnvk5rkJOSIeLao3u_stQBlpjIU1J-x8SZ5z_s4y2KAV3YVC357QpnKXLH-B8vpi3NNUac?key=hrHMbta16KExwQi3jIs4MA\" alt=\"\"\/><figcaption class=\"wp-element-caption\"><a href=\"https:\/\/www.cu.ac.kr\/images\/pages\/life\/welfare\/scholarship\/bg2.png\" target=\"_blank\" rel=\"noopener\">(\uc0ac\uc9c4\ucd9c\ucc98: \ub300\uad6c\uac00\ud1a8\ub9ad\ub300\ud559\uad50)<\/a><\/figcaption><\/figure>\n\n\n\n<p>\ub4f1\ub85d\uae08 \ubd80\ub2f4\uc740 \ub9ce\uc740 \ub300\ud559\uc0dd\uacfc \uac00\uc815\uc5d0 \uc2e4\uc9c8\uc801\uc778 \uace0\ubbfc\uac70\ub9ac\uc785\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p>\uad6d\uac00\uc7a5\ud559\uae08\uc740 \uadf8 \ubd80\ub2f4\uc744 \uc904\uc774\ub294 \uac00\uc7a5 \ud655\uc2e4\ud558\uace0 \uc9c1\uc811\uc801\uc778 \ubc29\ubc95\uc774\uc9c0\ub9cc, \uc5ec\uc804\ud788 \ub9ce\uc740 \ud559\uc0dd\ub4e4\uc774 \uc815\ubcf4 \ubd80\uc871\uc774\ub098 \uc624\ud574\ub85c \uc2e0\uccad\uc744 \ub9dd\uc124\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\ud558\uc9c0\ub9cc \uc911\uc694\ud55c \uac74, \uc774 \uc81c\ub3c4\ub294 \uc0dd\uac01\ubcf4\ub2e4 \uac04\ub2e8\ud558\uace0, \ubc1b\uc744 \uc218 \uc788\ub294 \uc0ac\ub78c\uc774 \ud6e8\uc52c \ub9ce\ub2e4\ub294 \uc810\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uc2e0\uccad \uc808\ucc28\ub97c \ud55c \ubc88\ub9cc \uc775\ud600\ub450\uba74, \uc55e\uc73c\ub85c\uc758 \ud559\uae30\ub9c8\ub2e4 \uc548\uc815\uc801\uc778 \ub4f1\ub85d\uae08 \uc9c0\uc6d0\uc744 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ubcf5\uc7a1\ud560 \uac83 \uac19\ub2e4\ub294 \uc774\uc720\ub85c \ubbf8\ub8e8\uae30\ubcf4\ub2e4, \uc9c0\uae08 \ud55c \ubc88 \uc815\ud655\ud788 \uc54c\uc544\ubcf4\ub294 \uac83\uc774 \uc7a5\ud559\uae08 \uc218\ud61c\uc758 \uccab\uac78\uc74c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p>\uacf5\uc2dd \uc0ac\uc774\ud2b8\uc5d0\uc11c \uc2e0\uccad \uc77c\uc815\uc744 \ucc59\uae30\uace0, \uc870\uac74\uc744 \ubbf8\ub9ac \uc900\ube44\ud574 \ub450\uc138\uc694. \uae30\ud68c\ub97c \uc7a1\ub294 \uac74 \uacb0\uad6d, \uc815\ubcf4\ub97c \uba3c\uc800 \ud655\uc778\ud55c \uc0ac\ub78c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uad6d\uac00\uc7a5\ud559\uae08 \uc2e0\uccad \uc2dc\uae30 \uc548\ub0b4<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>1\ud559\uae30 \uc2e0\uccad: \ub9e4\ub144 11\uc6d4 ~ 12\uc6d4<\/li>\n\n\n\n<li>2\ud559\uae30 \uc2e0\uccad: \ub9e4\ub144 5\uc6d4 ~ 6\uc6d4<\/li>\n<\/ul>\n\n\n\n<p>\uc815\ud655\ud55c \uc77c\uc815\uc740 \ub9e4\ub144 \ub2e4\uc18c \ubcc0\ub3d9\ub420 \uc218 \uc788\uc73c\ubbc0\ub85c, \ud55c\uad6d\uc7a5\ud559\uc7ac\ub2e8 \ud648\ud398\uc774\uc9c0 \uc54c\ub9bc \uc124\uc815 \ub610\ub294 \ubb38\uc790 \uc218\uc2e0 \ub4f1\ub85d\uc744 \uad8c\uc7a5\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p><a href=\"https:\/\/www.kosaf.go.kr\/ko\/scholar.do\" target=\"_blank\" rel=\"noopener\">\uc2e0\uccad \ubc14\ub85c\uac00\uae30<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\uad6d\uac00\uc7a5\ud559\uae08, \uc5bc\ub9c8\ub098 \uc54c\uace0 \uacc4\uc2e0\uac00\uc694? \uad6d\uac00\uc7a5\ud559\uae08\uc740 \uc815\ubd80\uac00 \ub300\ud559\uc0dd\ub4e4\uc758 \ub4f1\ub85d\uae08 \ubd80\ub2f4\uc744 \ub35c\uc5b4\uc8fc\uae30 \uc704\ud574 \ub9c8\ub828\ud55c \uc7a5\ud559 \uc81c\ub3c4\uc785\ub2c8\ub2e4.&nbsp; \ub300\ud559\uc0dd\uc774\ub77c\uba74 \ub204\uad6c\ub098 \uc2e0\uccad\ud560 \uc218 \uc788\uc73c\uba70, \uc18c\ub4dd \uc218\uc900\uacfc \uc131\uc801 \uc870\uac74\uc744 \ucda9\uc871\ud560 \uacbd\uc6b0 \uc218\uc2ed\ub9cc \uc6d0\uc5d0\uc11c \ub9ce\uac8c\ub294 \ub4f1\ub85d\uae08 \uc804\uc561\uae4c\uc9c0 \uc9c0\uc6d0\ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub9ce\uc740 \ub300\ud559\uc0dd\ub4e4\uc774 \ub9e4 \ud559\uae30 \uad6d\uac00\uc7a5\ud559\uae08\uc744 \uc2e0\uccad\ud558\uc5ec \uc2e4\uc81c\ub85c \uc218\ubc31\ub9cc \uc6d0\uc758 \ub4f1\ub85d\uae08 \ubd80\ub2f4\uc744 \uc904\uc774\uace0 \uc788\uc2b5\ub2c8\ub2e4.&nbsp; \uadf8\ub7fc\uc5d0\ub3c4 \ubd88\uad6c\ud558\uace0, \u201c\ubcf5\uc7a1\ud560 \uac83 \uac19\uc544\uc11c\u2026\u201d, \u201c\ub098\ub294 \ubabb \ubc1b\uc744 \uac83 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":68,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"swell_btn_cv_data":"","footnotes":""},"categories":[6],"tags":[],"class_list":["post-67","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-6"],"_links":{"self":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/67","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=67"}],"version-history":[{"count":1,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/67\/revisions"}],"predecessor-version":[{"id":69,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/67\/revisions\/69"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/media\/68"}],"wp:attachment":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=67"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=67"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=67"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}