{"id":77,"date":"2025-07-29T17:34:12","date_gmt":"2025-07-29T08:34:12","guid":{"rendered":"https:\/\/joafinance.com\/?p=77"},"modified":"2026-03-24T23:45:11","modified_gmt":"2026-03-24T14:45:11","slug":"1%ec%96%b5-%eb%aa%a8%ec%9c%bc%ea%b8%b0-%eb%aa%a9%ed%91%9c%eb%a1%9c-%ed%9a%a8%ec%9c%a8%ec%a0%81%ec%9d%b8-%ec%a0%81%ea%b8%88-%ec%b6%94%ec%b2%9c-%eb%b0%a9%ec%8b%9d","status":"publish","type":"post","link":"https:\/\/joafinance.com\/?p=77","title":{"rendered":"1\uc5b5 \ubaa8\uc73c\uae30 \ubaa9\ud45c\ub85c \ud6a8\uc728\uc801\uc778 \uc801\uae08 \ucd94\ucc9c \ubc29\uc2dd"},"content":{"rendered":"\n<p>\uacbd\uc81c \uc0c1\ud669\uc774 \ud798\uc774 \ub4e4\uc218\ub85d \ubaa9\ub3c8 \ubaa8\uc73c\ub294 \uac83\uc5d0 \ub354 \uc9d1\uc911\ud574\uc57c\ud569\ub2c8\ub2e4. \uacfc\uac70\uc640 \ub2e4\ub974\uac8c 1\uc5b5\uc774\ub77c\ub294 \ub3c8\uc740 \ud070\ub3c8\uc774\ub77c\uace0 \uc5ec\uaca8\uc9c0\uc9c0 \uc54a\uc73c\uba74 \ubd80\uc218\uc801\uc778 \uc7ac\ud14c\ud06c\ub97c \ud560 \uc218 \uc788\uac8c \uc0ac\ud68c\ucd08\ub144\uc0dd\uc744 \uc704\ud55c \uc9c0\uc6d0\uc774 \ub9ce\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\ub3c4 \ud3ec\uae30\ud558\uc9c0 \ub9d0\uace0 \uc774 \uae00\uc744 \uc0b4\ud3b4\ubcf4\uace0 \uc801\uae08\uc744 \uc2dc\uc791\ud574\ubcf4\uc138\uc694. \uc774 \uae00\uc5d0\uc11c\ub294 \ub9e4\ub2ec \uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \uc740\ud589 \uc801\uae08\ubd80\ud130 \uc815\ubd80\uac00 \uc9c1\uc811 \ub3c8\uc744 \uc5b9\uc5b4\uc8fc\ub294 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c, \uccad\uc57d\ud1b5\uc7a5\uae4c\uc9c0 \uc774\ud574\ud558\uae30 \uc27d\uac8c \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc801\uae08 \ucd94\ucc9c &#8211; \uc740\ud589 \uc0c1\ud488<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">\uc2e0\ud55c\uc740\ud589 \uccad\ub144 \ucc98\uc74c \uc801\uae08<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXfsuXS9ZVeaLPyEEKzyFG6AqhnbJNW5GcmiUJYQEO6eNDS4V1SMR2lPdjx-S7Qmbp9a3rJyisYg3JMDDefmIfqfYhm2ag8skl3yD11y6pcjZO8-BTinHKfGrZ21_EqKQEJo0cpPzA?key=f4TSqfINfuNMpvo-SO9wDA\" alt=\"\"\/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4\ucd9c\ucc98: <a href=\"https:\/\/www.mirae-biz.com\/news\/articleView.html?idxno=93969\" target=\"_blank\" rel=\"noopener\">\ubbf8\ub798\uacbd\uc81c<\/a>)<\/p>\n\n\n\n<p>\uc6d4 30\ub9cc\uc6d0 \ubd80\ub2f4\uc5c6\uc774 \ub0a9\uc785\ud558\uace0 \ub9cc\uae30\uc2dc \uc218\ub839\ud558\ub294 \uc774\uc790\ub294 \uc138\ud6c4 99,807\uc6d0\uc785\ub2c8\ub2e4.(\uc6d4 30\ub9cc\uc6d0 1\ub144\uc800\ucd95\uac00\uc815) \uc774\ub54c, 1,000\ub9cc\uc6d0 \ubaa8\uc73c\uae30 \uc2dc\uc791\ud558\ub294\uac78\ub85c \uad1c\ucc2e\uc740 \uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uae30\uac04: 1\ub144<\/li>\n\n\n\n<li>\uae08\uc561: 1\ucc9c\uc6d0 ~ 30\ub9cc\uc6d0<\/li>\n\n\n\n<li>\uac00\uc785\ubc29\ubc95: \ubaa8\ubc14\uc77c \uc571\uc774\ub098 \uc601\uc5c5\uc810<\/li>\n\n\n\n<li>\ub300\uc0c1: \uac00\uc785\uc77c \ud604\uc7ac \ub9cc 18\uc138 ~ \ub9cc 39\uc138 \uc774\ud558 \uc2e4\uba85\uc758 \uac1c\uc778 \ubc0f \uac1c\uc778 \uc0ac\uc5c5\uc790(1\uc7781\uacc4\uc88c)<\/li>\n\n\n\n<li>\uc801\ub9bd\ubc29\ubc95: \uc790\uc720\uc801\ub9bd\uc2dd<\/li>\n\n\n\n<li>\uc6b0\ub300\uc870\uac74: \uae09\uc5ec\uc5f0\ub3d9, \uce74\ub4dc\uc5f0\ub3d9, \uc740\ud589\uc571\uc0ac\uc6a9, \uccab\uac70\ub798, \ucd94\ucc9c, \ucfe0\ud3f0<\/li>\n\n\n\n<li>\uc774\uc790\uc9c0\uae09: \ub9cc\uae30\uc77c\uc2dc\uc9c0\uae09\uc2dd<\/li>\n\n\n\n<li>\uae30\ubcf8\uae08\ub9ac : \uc5f0 3.05%(12\uac1c\uc6d4, \uc138\uc804)<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\ud558\ub098\uc740\ud589 \uae09\uc5ec \ud558\ub098 \uc6d4\ubcf5\ub9ac \uc801\uae08<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXf_RDJQOt0eMExbF1b9F5PATj0M5UYzuYb9C-rdJHHGkG5ALhDngborvDG9XxyohJ-UTeEoAS_bmEyOk7K6p53u3IpnkDdkqQO7kbVCjB_3mdZoRVNsSAbxnBiMg8fy6ICuBzSDoA?key=f4TSqfINfuNMpvo-SO9wDA\" alt=\"\"\/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4\ucd9c\ucc98: <a href=\"https:\/\/blog.naver.com\/cofman84\/222949644602\" target=\"_blank\" rel=\"noopener\">\ucee4\ud53c\ub9e8 \ube14\ub85c\uadf8<\/a>)<\/p>\n\n\n\n<p>\uac00\uc785\uc77c \uae30\uc900 \ub9cc 35\uc138 \uc774\ud558\ub77c\uba74 \uccad\ub144\uc751\uc6d0 \ud2b9\ubcc4\uae08\ub9ac \uc5f0 1.3% \uc6b0\ub300\uae08\ub9ac\ub97c \uc81c\uacf5\ud558\uae30\ub300\ubb38\uc5d0 \uc6d4 \ud604\uae08 \ud750\ub984\uc774 \ucda9\ubd84\ud558\ub2e4\uba74 \uc6d4 100\ub9cc\uc6d0\uc529 3\ub144 \ub0a9\uc785\ud558\uae30 \uc801\ud569\ud55c \uc0c1\ud488\uc785\ub2c8\ub2e4. \ub610\ud55c \ub9cc\uae30\uc2dc \uc218\ub839 \uc774\uc790\ub294 \uc138\ud6c4 2,311,075\uc6d0\uc785\ub2c8\ub2e4. (\uc6d4 100\ub9cc\uc6d0 4.7% \uae08\ub9ac \uac00\uc815) \ub610\ud55c \uccad\ub144\uc774\ub77c\uba74 1.3%\uc758 \uc6b0\ub300 \ud61c\ud0dd\uc744 \ubc1b\uc544 4.7%\uc758 \uc6d4\ubcf5\ub9ac \ud61c\ud0dd\uc744 \ubc1b\uc544 \ubcfc \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uae30\uac04: 1\ub144 \/ 2\ub144 \/ 3\ub144<\/li>\n\n\n\n<li>\uae08\uc561: 1\ub9cc\uc6d0 ~ 300\ub9cc\uc6d0<\/li>\n\n\n\n<li>\uac00\uc785\ubc29\ubc95: \ubaa8\ubc14\uc77c \uc571\uc774\ub098 \uc601\uc5c5\uc810<\/li>\n\n\n\n<li>\ub300\uc0c1: \uc2e4\uba85 \ub610\ub294 \uac1c\uc778\uc0ac\uc5c5\uc790(1\uc778 1\uacc4\uc88c), \uc5f0\uae08\ud558\ub098 \uc6d4\ubcf5\ub9ac \uc801\uae09 \ub610\ub294 \uc8fc\uac70\ub798 \ud558\ub098\uc6d4\ubcf5\ub9ac \uc801\uae08\uacfc \uc911\ubcf5 \uac00\uc785 \ubd88\uac00<\/li>\n\n\n\n<li>\uc801\ub9bd\ubc29\ubc95: \uc790\uc720\uc801\ub9bd\uc2dd<\/li>\n\n\n\n<li>\uc6b0\ub300\uc870\uac74: \uae09\uc5ec\uc5f0\ub3d9, \ube44\ub300\uba74 \uac00\uc785, \uce74\ub4dc \uc0ac\uc6a9, \ucd94\ucc9c, \ucfe0\ud3f0<\/li>\n\n\n\n<li>\uc774\uc790\uc9c0\uae09: \ub9cc\uae30\uc77c\uc2dc\uc9c0\uae09\uc2dd(\ub9cc\uae30 \ud574\uc9c0\uc2dc \uc774\uc790 \uc9c0\uae09)<\/li>\n\n\n\n<li>\uae30\ubcf8\uae08\ub9ac : \uc5f0 3.2% \/ 2\ub144 3.3% \/ 3\ub144 3.4%<\/li>\n\n\n\n<li>\uc6b0\ub300\uae08\ub9ac: \ucd5c\ub300 \uc5f0 1.0%p \ucd94\uac00 \uac00\ub2a5<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">OK\uc800\ucd95\uc740\ud589 OK\uc791\uc2ec\ud55c\ub2ec\uc801\uae08<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uae30\uac04: 30\uc77c<\/li>\n\n\n\n<li>\uae08\uc561: \ub9e4\uc77c 5,000\uc6d0 \ub610\ub294 10,000\uc6d0 \uc911 \ud0dd1(\uc815\uc561\uc2dd)<\/li>\n\n\n\n<li>\uac00\uc785\ubc29\ubc95: OK\ubaa8\ubc14\uc77c\ubc45\ud0b9(APP)<\/li>\n\n\n\n<li>\ub300\uc0c1: \uac1c\uc778(1\uc778 1\uacc4\uc88c)<\/li>\n\n\n\n<li>\uc801\ub9bd\ubc29\ubc95: \uc790\uc720\uc801\ub9bd\uc2dd<\/li>\n\n\n\n<li>\uc6b0\ub300\uc870\uac74: \uc790\ub3d9\uc774\uccb4 \/ \ub2ec\uc131<\/li>\n\n\n\n<li>\uc774\uc790\uc9c0\uae09: \ub9cc\uae30\uc77c\uc2dc\uc9c0\uae09\uc2dd(\ub9cc\uae30 \ud574\uc9c0\uc2dc \uc774\uc790 \uc9c0\uae09)<\/li>\n\n\n\n<li>\uae30\ubcf8\uae08\ub9ac : \uc5f0 4.0%<\/li>\n\n\n\n<li>\uc6b0\ub300\uae08\ub9ac: \ub450\uac00\uc9c0 \uc870\uac74 \ucda9\uc871\uc2dc 15.25% \ubc0f 1% \uc81c\uacf5<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\uc81c\uc8fc\uc740\ud589 MZ\ud50c\ub79c\uc801\uae08<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\uae30\uac04: 12\uac1c\uc6d4 \/ 24\uac1c\uc6d4<\/li>\n\n\n\n<li>\uae08\uc561: 1\ucc9c\uc6d0 \uc774\uc0c1 30\ub9cc\uc6d0 \uc774\ud558(\ucc9c\uc6d0 \ub2e8\uc704) \/ \uc6d4 \ub0a9\uc785\ud55c\ub3c4 \ucd5c\ub300 30\ub9cc\uc6d0(\ucc9c\uc6d0\ub2e8\uc704)<\/li>\n\n\n\n<li>\uac00\uc785\ubc29\ubc95: \uc601\uc5c5\uc810 \/ \ubaa8\ubc14\uc77c \ubc45\ud0b9<\/li>\n\n\n\n<li>\ub300\uc0c1: \ub9cc 39\uc138 \uc774\ud558 \uc2e4\uba85\uc758 \uac1c\uc778 \ubc0f \uac1c\uc778\uc0ac\uc5c5\uc790 (1\uc778 1\uacc4\uc88c)<\/li>\n\n\n\n<li>\uc801\ub9bd\ubc29\ubc95: \uc790\uc720\uc801\ub9bd\uc2dd<\/li>\n\n\n\n<li>\uc6b0\ub300\uc870\uac74: \uce74\ub4dc\uc0ac<\/li>\n\n\n\n<li>\uc774\uc790\uc9c0\uae09: \ub9cc\uae30\uc77c\uc2dc\uc9c0\uae09\uc2dd(\ub9cc\uae30 \ud574\uc9c0\uc2dc \uc774\uc790 \uc9c0\uae09) \ub610\ub294 \uc911\ub3c4\ud574\uc9c0 \uc694\uccad\uc2dc \uc6d0\uae08\uacfc \ud574\uc9c0\uc2dc\uc810\uae4c\uc9c0\uc758 \uc774\uc790\ub97c \uc9c0\uae09<\/li>\n\n\n\n<li>\uae30\ubcf8\uae08\ub9ac : 12\uac1c\uc6d4 3.2% \/ 24\uac1c\uc6d4: 3.4%<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\uc801\uae08\ucd94\ucc9c &#8211; \uc815\ubd80 \uc9c0\uc6d0<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">2025 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXdxSzHjV8baIYmPgw-WtXkXN273-LXmjYjZZRu3biBfP0FggebbidY0hb0y1-o0Pxg8c-KAnMfOGoFHkmea7dcipg3zlaR9fDqsEOGBSfiJCnRrLHHN6gZFgySiTve7fxa0Yho?key=f4TSqfINfuNMpvo-SO9wDA\" alt=\"\"\/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4\ucd9c\ucc98: <a href=\"https:\/\/blog.naver.com\/yeloors\/223713890006\" target=\"_blank\" rel=\"noopener\">\uc815\ubcf4\uc54c\ub9ac\ubbf8<\/a>)<\/p>\n\n\n\n<p>\ub9e4\uc6d4 70\ub9cc\uc6d0\uc744 \ub123\uc73c\uba74, \uc77c\ubd80\ub294 \uc815\ubd80\uac00 \ubcf4\ub108\uc2a4\ucc98\ub7fc \uc5b9\uc5b4\uc8fc\uace0 \ub2e8\uc21c\ud55c \uc608\uae08\uc801\uae08\uacfc\ub294 \ube44\uad50\uc5c6\ub294 \uc218\uc775\ub960\uc785\ub2c8\ub2e4. \uc6d4 70\ub9cc\uc6d0 \ub0a9\uc785\uae30\uc900 \ucd1d \uc815\ub9bd\uc561\uc774 \uc57d 5,000\ub9cc\uc6d0\uc774\uace0 \uc815\ubd80 \uc9c0\uc6d0\uae08 \ud3ec\ud568\ud558\uba74 \ucd5c\ub300 1\uc5b5\uc6d0\uc5d0 \uadfc\uc811\ud560 \uc218 \uc788\uc5b4 \uac00\uc7a5 \ud604\uc2e4\uc801\uc73c\ub85c 1\uc5b5\uc744 \ubaa8\uc744 \uc218 \uc788\ub294 \ubc29\ubc95\uc785\ub2c8\ub2e4. \uc0ac\ud68c\ucd08\ub144\uc0dd\ub4e4\uc5d0\uac8c\ub294 \ubcf5\uc7a1\ud55c \ud22c\uc790 \uc5c6\uc774\ub3c4 \uac00\uc7a5 \uc548\uc815\uc801\uc73c\ub85c \uc9c1\uc7a5\uc778 \uc7ac\ud14c\ud06c\ub97c \ud560 \uc218 \uc788\ub294 \uc804\ub7b5\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub098\uc774 \uc870\uac74: \ub9cc 19\uc138 ~ 34\uc138(\ubcd1\uc5ed \uc774\uc218\uc790\ub294 \ucd5c\ub300 39\uc138)<\/li>\n\n\n\n<li>\uc18c\ub4dd \uc870\uac74: \uac1c\uc778\uc18c\ub4dd 7,500\ub9cc\uc6d0 \uc774\ud558 \/ \uac00\uad6c\uc18c\ub4dd \uc911\uc704 180% \uc774\ud558<\/li>\n\n\n\n<li>\uac00\uc785\uc2dc\uae30: \ub9e4\ub2ec 13\uc77c\uae4c\uc9c0 \uac00\uc785 \uac00\ub2a5<\/li>\n\n\n\n<li>\uadfc\ub85c \uc0ac\uc5c5\uc18c\ub4dd\uc790: \uc7ac\uc9c1\uc911\uc774\uac70\ub098 \uc0ac\uc5c5 \uc911\uc774\uc5b4\uc57c\ud568<\/li>\n\n\n\n<li>\uae08\uc735\uc815\ubcf4\ub3d9\uc758 \ud544\uc218: \uad6d\uc138\uccad\uacfc \uc18c\ub4dd\uc870\ud68c \ubc0f \uc790\uaca9\uc2ec\uc0ac\ub97c \uc704\ud574 \ud544\uc694&nbsp;&nbsp;<\/li>\n\n\n\n<li>\uc2e0\uccad\ubc29\ubc95: \uc628\ub77c\uc778 \uc0ac\uc804\uac80\uc99d\uc2e0\uccad &gt; \uc740\ud589\uc5d0\uc11c \uacc4\uc88c\uac1c\uc124 &gt; \ub9e4\uc6d4\ub0a9\uc785 &gt; \uc815\ubd80 \ub9e4\uce6d\uc9c0\uc6d0\uae08 \uc9c0\uae09<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\">\uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc720\uc9c0\uc2ec\uc0ac<\/h4>\n\n\n\n<p>\uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uac00\uc785 1\ub144 \uacbd\uacfc \ud6c4\ubd80\ud130\ub294 \ub9e4\ub144 \ubcc0\ub3d9\ub418\ub294 \uac1c\uc778\uc18c\ub4dd\uc744 \ud655\uc778\ud574 \uc815\ubd80\uae30\uc5ec\uae08 \uc9c0\uae09\ube44\uc728\uc744 1\uc8fc\ub144\uc73c\ub85c \ucd5c\uc2e0\ud654\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4. \uce21, \uccad\ub144\ub3c4\uc57d\uacc4\uc88c \uc815\ubd80 \uae30\uc5ec\uae08 \uc9c0\uae09 \ube44\uc728\uc740 \ub9e4\ub144 \ubcc0\ub3d9\ub418\ube48\ub2e4. \uc608\ub97c\ub4e4\uc5b4 2025\ub144 7\uc6d4 10\uc77c ~ 2026\ub144 7\uc6d4 10\uc77c\uc758 \uacbd\uc6b0, 2024\ub144 \uc18c\ub4dd\uc73c\ub85c \uc720\uc9c0\uc2ec\uc0ac\ub97c \ud569\ub2c8\ub2e4. \ub610\ud55c 2026\ub144 7\uc6d4 10\uc77c ~ 2027\ub144 7\uc6d4 10\uc77c\uc758 \uacbd\uc6b0 2025\ub144 \uc18c\ub4dd\uc73c\ub85c \uc720\uc9c0\uc2ec\uc0ac\ud569\ub2c8\ub2e4.&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\ud76c\ub9dd\ub450\ubc30 \uccad\ub144\ud1b5\uc7a5<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXeWeYa-S14UtXULbaXV6Drazkos1FrU9wkO4bjz1Yfpp8xvCMlfqatJgH4kb5Tr426WhNokmhjFg9-atvkhYr-tFOUwVL08_ziV1q-Pg3JI5-pi9y9I44lpNud1dydEdjovhf2rlA?key=f4TSqfINfuNMpvo-SO9wDA\" alt=\"\"\/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4\ucd9c\ucc98: <a href=\"https:\/\/blog.naver.com\/nonju79\/222991373049\" target=\"_blank\" rel=\"noopener\">\ucc10 \ubd80\ud14c\ud06c<\/a>)<\/p>\n\n\n\n<p>\uc11c\uc6b8\uc2dc\uc5d0\uc11c \uc9c0\uc6d0\ud574\uc8fc\ub294 \uae08\uc561\uc73c\ub85c \ub9e4\ub2ec 30\ub9cc\uc6d0\uc774 \uc800\ucd95\uc774 \ub41c\ub2e4\uace0 \uac00\uc815\ud588\uc744 \ub54c, \ub9cc\uae30 2\ub144\uc77c\ub300\ub294 720\ub9cc\uc6d0, 3\ub144\uc77c\ub300\ub294 1,080\ub9cc\uc6d0\uc744 \uc9c0\uae09\ubc1b\uac8c \ub429\ub2c8\ub2e4. \uccad\ub144\uc801\uae09 \ucd94\ucc9c\uc0c1\ud488\uc73c\ub85c \uc190\uc0c9\uc774 \uc5c6\uc2b5\ub2c8\ub2e4. \ub9e4\ub144 \uc628\ub77c\uc778 \uae08\uc735\uad50\uc721\uc744 \uc774\uc218\ud574\uc57c\ud558\uba74 \ub9cc\uc57d \uc2e0\uccad\uc2dc\uc5d0 \uadfc\ub85c\uc790\uc758 \uc2e0\ubd84\uc774\uc600\ub2e4\uac00 \ubb34\uc9c1 \uc0c1\ud0dc\ub85c \ubc14\ub00c\uba74 \ud76c\ub9dd\ub450\ubc30 \uccad\ub144\ud1b5\uc7a5\uc774 \ud798\ub4ed\ub2c8\ub2e4. \uadf8\ub9ac\uace0 \uc2e0\uccad\ud558\uc2e0 \ubd84\ub4e4\uc911\uc5d0 \uccad\ub144\ub0b4\uc77c\ucc44\uc6c0, \uccad\ub144\ub0b4\uc77c\ucc44\uc6c0\uacc4\uc88c \ub4f1 \uc9c0\uc6d0 \ud504\ub85c\uadf8\ub7a8\uc744 \uc774\ubbf8 \ud558\uace0 \uc788\uc73c\uc2dc\uba74 \ud0c8\ub77d \ub420\uc218\ub3c4 \uc788\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub300\uc0c1: \ub9cc 18\uc138 ~ 34\uc138 \uccad\ub144(\uad70 \ubcf5\ubb34\uc790 2\ub144 \uc5f0\uc7a5 \uac00\ub2a5)<\/li>\n\n\n\n<li>\uc18c\ub4dd: \uc6d4 255\ub9cc\uc6d0 \uc774\ud558<\/li>\n\n\n\n<li>\uac00\uc785\uae30\uac04: 2\ub144 ~ 3\ub144<\/li>\n\n\n\n<li>\uac00\uc785\uae08\uc561: 15\ub9cc\uc6d0 + \uc9c0\uc6d0\uc561 15\ub9cc\uc6d0 \ucd94\uac00 \uc801\ub9bd<\/li>\n\n\n\n<li>\ubd80\ubaa8 \uc7ac\uc0b0, \uc18c\ub4dd: \uc7ac\uc0b0 9\uc5b5, \uc18c\ub4dd \uc5f0 1\uc5b5 \uc774\ud558<\/li>\n\n\n\n<li>\uc9c0\uc6d0\uc790\uaca9: \uc11c\uc6b8\uc2dc \uac70\uc8fc, \uadfc\ub85c\uc790, \ubcf8\uc778 \uadfc\ub85c\uc18c\ub4dd \uae08\uc561 \uc77c\uc815 \uae08\uc561 \uc774\ud558<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">\uccad\ub144\uc8fc\ud0dd\ub4dc\ub9bc\uccad\uc57d<\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXdsqvcxJJNj-2zwTZYUbiSPpSD-WhdsqZbaUiynf4JMfiTNIrDTRflDK4SMqq0H6c2VZ2mFFWnC2vQgQzcCAYOmdVCBol4uIetvql_GUTAb2ZuhOR5BKgUU2zKDa-LE1LzZERBFaA?key=f4TSqfINfuNMpvo-SO9wDA\" alt=\"\"\/><\/figure>\n\n\n\n<p>(\uc0ac\uc9c4\ucd9c\ucc98: <a href=\"https:\/\/n.news.naver.com\/mnews\/article\/079\/0003865349\" target=\"_blank\" rel=\"noopener\">\ub178\ucef7\ub274\uc2a4<\/a>)<\/p>\n\n\n\n<p>\uc77c\ubc18 \uccad\uc57d\ud1b5\uc7a5\uacfc \ub2ec\ub9ac \uc5f0 4.5%p\uc758 \uc6b0\ub300\uae08\ub9ac\ub97c \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ub610\ud55c \uc18c\ub4dd\uacf5\uc81c\ub3c4 \uac00\ub2a5\ud558\uba70, \uc774\uc790 \uc18c\ub4dd 500\ub9cc\uc6d0\uae4c\uc9c0 \ube44\uacfc\uc138 \ud61c\ud0dd\ub3c4 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. (\ube44\uacfc\uc138\ub294 \uc5f0 3,600\ub9cc\uc6d0 \uc774\ud558 \uccad\ub144\ub9cc \uac00\ub2a5) \uac8c\ub2e4\uac00 \uccad\ub144\uc8fc\ud0dd\ub4dc\ub9bc\uccad\uc57d \ud1b5\uc7a5\uc740 \uccad\uc57d\uc5d0 \ub2f9\ucca8\ub420 \uacbd\uc6b0 \ub300\ucd9c\uae4c\uc9c0\ub3c4 \uc88b\uc740 \uc870\uac74\uc73c\ub85c \ubc1b\uc744 \uc218 \uc788\uc5b4 \uccad\uc57d\uc744 \ub178\ub798\ub294\ubd84\ub4e4\uc5d0\uac8c \uc88b\uc740 \uc0c1\ud488\uc785\ub2c8\ub2e4. \ub0a9\uc785\uae08\uc561\ub3c4 25\ub9cc\uc6d0 \ub298\uc5c8\uae30 \ub54c\ubb38\uc5d0 \ub098\uc911\uc5d0 \ucc3e\uc744 \ub54c \uc0c1\ub2f9\ud55c \uc774\uc790 \uc218\uc775\ub3c4 \uae30\ub300\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\ub300\uc0c1: \ub9cc 19\uc138 ~ 34\uc138<\/li>\n\n\n\n<li>\uac00\uc785\uc870\uac74: \uc5f0\uc18c\ub4dd 5,000\ub9cc\uc6d0 \uc774\ud558, \uae30\ud63c\uc77c \uacbd\uc6b0 1\uc5b5\uc6d0 \uc774\ud558<\/li>\n\n\n\n<li>\uac00\uc785\ubc29\ubc95: \uc6d4 2\ub9cc\uc6d0 ~ 100\ub9cc\uc6d0&nbsp;<\/li>\n\n\n\n<li>\uc8fc\ud0dd\uccad\uc57d\ud1b5\uc7a5\uc774 \uc788\uc5b4\ub3c4 \uc804\ud658\ud560 \uc218 \uc788\uc74c.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\ub9c8\ubb34\ub9ac<\/h2>\n\n\n\n<p>\ub3c8\uc744 \ubb34\uc73c\ub294\uac74 \uae30\uc220\uc774\uba70 \uc791\uc740 \uc2b5\uad00\uacfc \uc88b\uc740 \uc81c\ub3c4\ub97c \uc801\uc6a9\ud558\uba74 1\uc5b5\uc744 \ube60\ub974\uac8c \ubaa8\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub9e4\ub2ec 10\ub9cc\uc6d0, 30\ub9cc\uc6d0\uc529 \ucc28\uace1\ucc28\uace1 \ubaa8\uc73c\uace0 \uafb8\uc900\ud788 \uc800\ucd95\ud574\uc57c\uc9c0 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc2b5\ub2c8\ub2e4. \ud639\uc2dc \uc790\uae08\uc774 \uc18c\ub4dd\uc774 \uc5c6\uac70\ub098 \uc870\uac74\uc774 \ub9de\uc9c0 \uc54a\ub354\ub77c\ub3c4 \ud3ec\uae30\ud558\uc9c0 \ub9c8\uc2dc\uace0 \uc870\uac74\uc774 \ub9de\ub294 \uc2dc\uc810\ubd80\ud130 \uc900\ube44\ud558\uba74 \uc18c\uc561 \uc801\uae08\uc758 \uc2b5\uad00\uc73c\ub85c \uc6d0\ud558\ub294 \uae08\uc561\uc744 \ubaa8\uc544\ubcf4\uc138\uc694.<\/p>\n\n\n<div class=\"swell-block-postLink\">\t\t\t<div class=\"p-blogCard -external\" data-type=\"type3\" data-onclick=\"clickLink\">\n\t\t\t\t<div class=\"p-blogCard__inner\">\n\t\t\t\t\t<span class=\"p-blogCard__caption\">\uad00\ub828 \uae30\uc0ac<\/span>\n\t\t\t\t\t<div class=\"p-blogCard__thumb c-postThumb\"><figure class=\"c-postThumb__figure\"><img decoding=\"async\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2025\/11\/joafinance.com-G-17.png\" alt=\"\" class=\"c-postThumb__img u-obf-cover\" width=\"320\" height=\"180\"><\/figure><\/div>\t\t\t\t\t<div class=\"p-blogCard__body\">\n\t\t\t\t\t\t<a class=\"p-blogCard__title\" href=\"https:\/\/joafinance.com\/?p=278\" target=\"_blank\" rel=\"noopener noreferrer\">\uc6d0\ub8f8 \uac00\uc2a4\ube44 \ud3c9\uade0\uacfc \ubcf4\uc77c\ub7ec \uc608\uc57d \uc801\uc815 \uc2dc\uac04 \u2013 \uaca8\uc6b8\ucca0 \uc808\uc57d \uafc0\ud301\uae4c\uc9c0 &#8211; \uc870\uc544\ud30c\uc774\ub0b8\uc2a4<\/a>\n\t\t\t\t\t\t<span class=\"p-blogCard__excerpt\">\uc77c\uc0c1 \uc911 \uc9d1\uc740 \ub2e8\uc21c \uac70\uc8fc \uacf5\uac04\uc758 \uac1c\ub150\uc744 \ub118\uc5b4, \ud558\ub8e8\uc758 \ud53c\ub85c\ub97c \ud480\uace0 \uc548\uc815\uac10\uc744 \ucc3e\ub294 \uac00\uc7a5 \uc911\uc694\ud55c \ubcf4\uae08\uc790\ub9ac\uc785\ub2c8\ub2e4.<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>\uacbd\uc81c \uc0c1\ud669\uc774 \ud798\uc774 \ub4e4\uc218\ub85d \ubaa9\ub3c8 \ubaa8\uc73c\ub294 \uac83\uc5d0 \ub354 \uc9d1\uc911\ud574\uc57c\ud569\ub2c8\ub2e4. \uacfc\uac70\uc640 \ub2e4\ub974\uac8c 1\uc5b5\uc774\ub77c\ub294 \ub3c8\uc740 \ud070\ub3c8\uc774\ub77c\uace0 \uc5ec\uaca8\uc9c0\uc9c0 \uc54a\uc73c\uba74 \ubd80\uc218\uc801\uc778 \uc7ac\ud14c\ud06c\ub97c \ud560 \uc218 \uc788\uac8c \uc0ac\ud68c\ucd08\ub144\uc0dd\uc744 \uc704\ud55c \uc9c0\uc6d0\uc774 \ub9ce\uc774 \uc788\uc2b5\ub2c8\ub2e4. \uc5ec\ub7ec\ubd84\ub3c4 \ud3ec\uae30\ud558\uc9c0 \ub9d0\uace0 \uc774 \uae00\uc744 \uc0b4\ud3b4\ubcf4\uace0 \uc801\uae08\uc744 \uc2dc\uc791\ud574\ubcf4\uc138\uc694. \uc774 \uae00\uc5d0\uc11c\ub294 \ub9e4\ub2ec \uc18c\uc561\uc73c\ub85c \uc2dc\uc791\ud560 \uc218 \uc788\ub294 \uc740\ud589 \uc801\uae08\ubd80\ud130 \uc815\ubd80\uac00 \uc9c1\uc811 \ub3c8\uc744 \uc5b9\uc5b4\uc8fc\ub294 \uccad\ub144\ub3c4\uc57d\uacc4\uc88c, \uccad\uc57d\ud1b5\uc7a5\uae4c\uc9c0 \uc774\ud574\ud558\uae30 \uc27d\uac8c \uc815\ub9ac\ud588\uc2b5\ub2c8\ub2e4. \uc801\uae08 \ucd94\ucc9c &#8211; [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":78,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"swell_btn_cv_data":"","footnotes":""},"categories":[4],"tags":[],"class_list":["post-77","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-4"],"_links":{"self":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/77","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=77"}],"version-history":[{"count":2,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/77\/revisions"}],"predecessor-version":[{"id":746,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/77\/revisions\/746"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/media\/78"}],"wp:attachment":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=77"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=77"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=77"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}