{"id":955,"date":"2026-06-30T23:05:48","date_gmt":"2026-06-30T14:05:48","guid":{"rendered":"https:\/\/joafinance.com\/?p=955"},"modified":"2026-06-30T23:05:49","modified_gmt":"2026-06-30T14:05:49","slug":"qqqm-vs-qqq-%ec%b0%a8%ec%9d%b4-%ec%99%84%eb%b2%bd-%eb%b9%84%ea%b5%90-%ec%88%98%ec%88%98%eb%a3%8c%c2%b7%ec%88%98%ec%9d%b5%eb%a5%a0%c2%b7%ea%b5%ac%ec%84%b1%ea%b9%8c%ec%a7%80","status":"publish","type":"post","link":"https:\/\/joafinance.com\/?p=955","title":{"rendered":"QQQM VS QQQ \ucc28\uc774 \uc644\ubcbd \ube44\uad50 \u2013 \uc218\uc218\ub8cc\u00b7\uc218\uc775\ub960\u00b7\uad6c\uc131\uae4c\uc9c0"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">\ub098\uc2a4\ub2e5 100 \uc9c0\uc218\ub97c \ucd94\uc885\ud558\ub294 ETF\ub97c \ucc3e\ub2e4 \ubcf4\uba74 QQQ\uc640 QQQM\uc774\ub77c\ub294 \ub450 \uc774\ub984\uc744 \ubc18\ub4dc\uc2dc \ub9c8\uc8fc\uce58\uac8c \ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \ub450 \uac00\uc9c0 \uc885\ubaa9\uc740 \uc774\ub984\ub3c4 \ube44\uc2b7\ud558\uace0, \ub2f4\uace0 \uc788\ub294 \uc885\ubaa9\ub3c4 \uac70\uc758 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud558\uc9c0\ub9cc \ub450 \uc0c1\ud488\uc774 \ub530\ub85c \uc874\uc7ac\ud558\ub294 \ub370\ub294 \uadf8\uc5d0 \ub300\ud55c \ubd84\uba85\ud55c \uc774\uc720\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uae00\uc5d0\uc11c\ub294 QQQM QQQ \ucc28\uc774\ub97c \uc218\uc218\ub8cc, \uc218\uc775\ub960, \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131, \uc720\ub3d9\uc131\uae4c\uc9c0 \ud56d\ubaa9\ubcc4\ub85c \uc9da\uc5b4\ubd05\ub2c8\ub2e4.<\/p>\n\n\n<div class=\"swell-block-postLink\">\t\t\t<div class=\"p-blogCard -external\" data-type=\"type3\" data-onclick=\"clickLink\">\n\t\t\t\t<div class=\"p-blogCard__inner\">\n\t\t\t\t\t<span class=\"p-blogCard__caption\">\uc5f0\uad00 \uae30\uc0ac<\/span>\n\t\t\t\t\t<div class=\"p-blogCard__thumb c-postThumb\"><figure class=\"c-postThumb__figure\"><img decoding=\"async\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/substitute-holiday-vs-substitute-leave.jpg\" alt=\"\" class=\"c-postThumb__img u-obf-cover\" width=\"320\" height=\"180\"><\/figure><\/div>\t\t\t\t\t<div class=\"p-blogCard__body\">\n\t\t\t\t\t\t<a class=\"p-blogCard__title\" href=\"https:\/\/joafinance.com\/?p=947\" target=\"_blank\" rel=\"noopener noreferrer\">\ub300\uccb4\ud734\ubb34 VS \ub300\uccb4\ud734\uac00 \ucc28\uc774\uc810 \ucd1d\uc815\ub9ac \u2013 \ub73b\u00b7\uc218\ub2f9\u00b7\uc0ac\uc6a9 \uae30\uac04\uae4c\uc9c0 &#8211; \uc870\uc544\ud30c\uc774\ub0b8\uc2a4<\/a>\n\t\t\t\t\t\t<span class=\"p-blogCard__excerpt\">\ud68c\uc0ac\uc5d0\uc11c \ud734\uc77c\uc5d0 \ucd9c\uadfc\ud55c \ub4a4 \u201c\ub300\uccb4\ud734\ubb34 \uc904\uac8c\uc694\u201d, \u201c\ub300\uccb4\ud734\uac00 \ucc98\ub9ac\ud558\uba74 \ub429\ub2c8\ub2e4\u201d, \u201c\uc218\ub2f9 \ub300\uc2e0 \uc26c\uba74 \ub418\uc8e0\u201d\ub77c\ub294 \ub9d0\uc744 \ub4e3\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.\u00a0<\/span>\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/div>\n\n\n<h2 class=\"wp-block-heading\">QQQ\ub780 \ubb34\uc5c7\uc778\uac00<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-9-1024x683.jpeg\" alt=\"\" class=\"wp-image-959\" srcset=\"https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-9-1024x683.jpeg 1024w, https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-9-300x200.jpeg 300w, https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-9-768x512.jpeg 768w, https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-9.jpeg 1536w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\uc9c4 \ucd9c\ucc98 (<a href=\"https:\/\/www.ebc.com\/kr\/forex\/272127.html\" target=\"_blank\" rel=\"noopener\">ebc<\/a>)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQ\ub294 \uc778\ubca0\uc2a4\ucf54(Invesco)\uac00 1999\ub144 3\uc6d4 10\uc77c\uc5d0 \uc0c1\uc7a5\ud55c \ub098\uc2a4\ub2e5 100 \ucd94\uc885 ETF\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ucd9c\uc2dc \uc774\ud6c4 IT \ubc84\ube14 \ubd95\uad34, 2008\ub144 \uae08\uc735\uc704\uae30, \ud32c\ub370\ubbf9 \ucda9\uaca9\uc744 \ubaa8\ub450 \ubc84\ud168\ub0b8 \uc5ed\uc804\uc758 \uc0c1\ud488\uc774\uc8e0.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubbf8\uad6d ETF \uc2dc\uc7a5\uc5d0\uc11c \uac70\ub798\ub7c9 \uae30\uc900 SPY\uc5d0 \uc774\uc5b4 \ub450 \ubc88\uc9f8\ub85c \uac70\ub798\uac00 \ud65c\ubc1c\ud55c \uc885\ubaa9\uc73c\ub85c \uc790\ub9ac \uc7a1\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6b4\uc6a9\uc790\uc0b0(AUM)\uc740 2025\ub144 \uae30\uc900 \uc57d 4,400\uc5b5 \ub2ec\ub7ec\ub97c \uc0c1\ud68c\ud558\uba70, \ud558\ub8e8 \ud3c9\uade0 \uac70\ub798\ub7c9\uc740 5,900\ub9cc \uc8fc\uc5d0 \ub2ec\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uaddc\ubaa8\ub294 \ub2e8\uc21c\ud55c \ud22c\uc790 \uc218\ub2e8\uc744 \ub118\uc5b4 \uc2dc\uc7a5\uc758 \ud750\ub984\uc744 \uc77d\ub294 \uae30\uc900\uc810\uc73c\ub85c \uae30\ub2a5\ud55c\ub2e4\ub294 \ub73b\uc774\uae30\ub3c4 \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc635\uc158 \uac70\ub798\uc790\uc640 \ub2e8\uae30 \ud2b8\ub808\uc774\ub354\ub4e4\uc774 \ud5e4\uc9c0 \uc218\ub2e8\uc73c\ub85c \uc990\uaca8 \ud65c\uc6a9\ud558\ub294 \uc0c1\ud488\uc778 \uc774\uc720\uac00 \ubc14\ub85c \uc5ec\uae30\uc5d0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQ\ub294 2025\ub144 12\uc6d4 22\uc77c\ubd80\ub85c \uae30\uc874\uc758 \ub2e8\uc704\ud22c\uc790\uc2e0\ud0c1(UIT) \uad6c\uc870\uc5d0\uc11c \uac1c\ubc29\ud615 \ud380\ub4dc ETF \uad6c\uc870\ub85c \uc804\ud658\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\uc640 \ub3d9\uc2dc\uc5d0 \uc6b4\uc6a9\ubcf4\uc218\uc728\uc774 \uae30\uc874 0.20%\uc5d0\uc11c 0.18%\ub85c \uc778\ud558\ub410\uc8e0.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\uae30\uc220\uc8fc \uc911\uc2ec\uc758 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\ub97c \uace0\ub824\ud55c\ub2e4\uba74?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0c1\uc704 \uc885\ubaa9\uc740 \uc5d4\ube44\ub514\uc544(NVIDIA), \uc560\ud50c(Apple), \ub9c8\uc774\ud06c\ub85c\uc18c\ud504\ud2b8(Microsoft), \uc544\ub9c8\uc874(Amazon) \ub4f1 \uae30\uc220 \ub300\ud615\uc8fc \uc911\uc2ec\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9e4\uadf8\ub2c8\ud53c\uc13c\ud2b8 7(Magnificent 7)\uc73c\ub85c \ubd88\ub9ac\ub294 \uc885\ubaa9\uad70\uc774 \uc804\uccb4 \uc790\uc0b0\uc758 \uc57d 40%\ub97c \ucc28\uc9c0\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ube44\uc911\uc740 \uc804\uc790\uae30\uc220(41.78%)\uacfc \uae30\uc220\uc11c\ube44\uc2a4(25.27%)\uac00 \uc555\ub3c4\uc801\uc774\uba70, \ucee4\ubba4\ub2c8\ucf00\uc774\uc158 \uc11c\ube44\uc2a4\uc640 \uc18c\ube44\uc7ac\uac00 \uac01 10% \uc774\uc0c1\uc744 \uad6c\uc131\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">QQQM\uc774\ub780 \ubb34\uc5c7\uc778\uac00<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"597\" height=\"597\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-6.jpg\" alt=\"\" class=\"wp-image-960\" srcset=\"https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-6.jpg 597w, https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-6-300x300.jpg 300w, https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-6-150x150.jpg 150w\" sizes=\"(max-width: 597px) 100vw, 597px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\uc9c4 \ucd9c\ucc98 (<a href=\"https:\/\/www.instagram.com\/p\/DZkY9bQEj81\/?img_index=2\" target=\"_blank\" rel=\"noopener\">instagram<\/a>)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQM\uc740 \uc778\ubca0\uc2a4\ucf54\uac00 2020\ub144\uc5d0 \ucd9c\uc2dc\ud55c \ub098\uc2a4\ub2e5 100 \ucd94\uc885 ETF\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQ\ub97c \ubcf4\ub2e4 \ub0ae\uc740 \ube44\uc6a9\uacfc \ub0ae\uc740 \uc9c4\uc785 \uc7a5\ubcbd\uc73c\ub85c \uc7a5\uae30 \ud22c\uc790\uc790\uc5d0\uac8c \uc81c\uacf5\ud558\uae30 \uc704\ud574 \uc124\uacc4\ub41c \uc0c1\ud488\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774\ub984\uc5d0\uc11c\ub3c4 \uc9d0\uc791\ud560 \uc218 \uc788\ub4ef, QQQM\uc740 QQQ\uc758 \ubcf5\uc81c \uc0c1\ud488\uc5d0 \uac00\uae5d\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6b4\uc6a9\uc790\uc0b0\uc740 2025\ub144 \uae30\uc900 \uc57d 580\uc5b5 \ub2ec\ub7ec\ub85c, QQQ\uc758 \uc57d 13% \uc218\uc900\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc8fc\ub2f9 \uac00\uaca9\uc740 QQQ\uc758 \uc57d 41% \uc218\uc900\uc73c\ub85c \ub0ae\uc544 \uc18c\uc561 \ud22c\uc790\uc790\ub4e4\uc758 \uc9c4\uc785\uc774 \ube44\uad50\uc801 \uc26c\uc6b4 \ud3b8\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6b4\uc6a9\ubcf4\uc218\uc728\uc740 0.15%\ub85c, QQQ(0.18%)\ubcf4\ub2e4 0.03%\ud3ec\uc778\ud2b8 \ub0ae\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQM\uc740 QQQ\uc640 \ub3d9\uc77c\ud558\uac8c \ub098\uc2a4\ub2e5 100 \uc9c0\uc218\ub97c \ucd94\uc885\ud558\ubbc0\ub85c \ud3b8\uc785 \uc885\ubaa9 \uad6c\uc131\uc740 \uc0ac\uc2e4\uc0c1 \uac19\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e4\ub9cc \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \ub0b4 \ube44\uc911 \uc870\uc808 \ube48\ub3c4\uac00 QQQ\ubcf4\ub2e4 \ub0ae\uace0, \uac70\ub798\ub7c9\ub3c4 \uc0c1\ub300\uc801\uc73c\ub85c \uc801\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2026\ub144 6\uc6d4 \uae30\uc900 QQQM\uc758 \ubc30\ub2f9\uc218\uc775\ub960\uc740 \uc57d 0.43%\uc774\uba70, \ubc30\ub2f9\uc740 \ubd84\uae30 \ub2e8\uc704\ub85c \uc9c0\uae09\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">QQQ QQQM \ucc28\uc774 \u2013 \uc218\uc218\ub8cc\uc640 \uc7a5\uae30 \uc218\uc775\ub960<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"613\" height=\"276\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-3.png\" alt=\"\" class=\"wp-image-956\" srcset=\"https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-3.png 613w, https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-3-300x135.png 300w\" sizes=\"(max-width: 613px) 100vw, 613px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\uc9c4 \ucd9c\ucc98 (<a href=\"https:\/\/blog.naver.com\/justdoit1125\/222165666984?photoView=6\" target=\"_blank\" rel=\"noopener\">justdoit1125<\/a>)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQM QQQ \ucc28\uc774 \uc911 \uac00\uc7a5 \uc9c1\uc811\uc801\uc778 \ud56d\ubaa9\uc740 \uc6b4\uc6a9\ubcf4\uc218\uc728\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQM\uc774 \uc5f0 0.15%, QQQ\uac00 \uc5f0 0.18%\ub85c 0.03%\ud3ec\uc778\ud2b8\uc758 \uaca9\ucc28\uac00 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc218\uce58\ub9cc \ubcf4\uba74 \ubbf8\ubbf8\ud574 \ubcf4\uc774\uc9c0\ub9cc, \ubcf5\ub9ac\uc758 \ud798\uc740 \uc2dc\uac04\uc774 \uae38\uc5b4\uc9c8\uc218\ub85d \uc774 \ucc28\uc774\ub97c \uc99d\ud3ed\uc2dc\ud0b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">10\ub9cc \ub2ec\ub7ec\ub97c \ub450 ETF\uc5d0 \uac01\uac01 \ud22c\uc790\ud588\uc744 \ub54c, \uc5f0 8% \uc218\uc775\ub960\uc744 \uac00\uc815\ud558\uba74 \ucd08\uae30 \uc5f0\uac04 \uc218\uc218\ub8cc \ucc28\uc774\ub294 \uc57d 30\ub2ec\ub7ec\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uadf8\ub7ec\ub098 30\ub144\uc774 \uc9c0\ub098\uba74 \uc774 \uaca9\ucc28\uac00 \uc218\ucc9c \ub2ec\ub7ec \uc774\uc0c1\uc73c\ub85c \ubd88\uc5b4\ub0a9\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc2dc\ubbac\ub808\uc774\uc158\uc5d0\uc11c\ub294 QQQM \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uac00 QQQ\ubcf4\ub2e4 \uc57d 120\ub9cc \ub2ec\ub7ec \ub354 \ub9ce\uc740 \uc790\uc0b0\uc744 \ucd95\uc801\ud55c\ub2e4\ub294 \ucd94\uc815\uce58\ub3c4 \uc81c\uc2dc\ub41c \ubc14 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">QQQM\uc758 \uc124\uacc4\uc5d0\uc11c \ub098\uc624\ub294 \uc7a5\uc810&nbsp;<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"695\" height=\"643\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-5.png\" alt=\"\" class=\"wp-image-958\" srcset=\"https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-5.png 695w, https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-5-300x278.png 300w\" sizes=\"(max-width: 695px) 100vw, 695px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\uc9c4 \ucd9c\ucc98 (<a href=\"https:\/\/qwanjk.tistory.com\/2311\" target=\"_blank\" rel=\"noopener\">qwanjk<\/a>)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc218\uc775\ub960 \uc790\uccb4\ub294 \ub450 ETF \ubaa8\ub450 \uac70\uc758 \ub3d9\uc77c\ud558\uac8c \uc6c0\uc9c1\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">2025\ub144 \uc5f0\uac04 \uae30\uc900\uc73c\ub85c \ub450 ETF\uc758 \uc218\uc775\ub960 \ucc28\uc774\ub294 0.1%\ud3ec\uc778\ud2b8 \ubbf8\ub9cc\uc774\uc5c8\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uacb0\uad6d \uc7a5\uae30 \ud22c\uc790\uc790 \uc785\uc7a5\uc5d0\uc11c \uc218\uc775\ub960 \uaca9\ucc28\ub294 \uc218\uc218\ub8cc\uc5d0\uc11c \ube44\ub86f\ub41c\ub2e4\uace0 \ubd10\ub3c4 \ubb34\ubc29\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc138\uae08 \ud6a8\uc728\uc131 \uce21\uba74\uc5d0\uc11c\ub3c4 QQQM\uc774 \uc720\ub9ac\ud55c \uad6c\uc870\ub97c \uac16\ucd94\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac1c\ubc29\ud615 ETF \uad6c\uc870\ub97c \ucc98\uc74c\ubd80\ud130 \ucc44\ud0dd\ud55c QQQM\uc740 ETF \uc0dd\uc131\u00b7\ud658\ub9e4 \uba54\ucee4\ub2c8\uc998\uc744 \ud1b5\ud574 \uc790\ubcf8\uc774\ub4dd\uc138 \ubc1c\uc0dd\uc744 \uc5b5\uc81c\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQ\ub3c4 2025\ub144 \ub9d0 \uad6c\uc870 \uc804\ud658 \uc774\ud6c4 \uc774 \ubd80\ubd84\uc774 \uac1c\uc120\ub410\uc9c0\ub9cc, QQQM\uc774 \uba3c\uc800 \uc774 \uad6c\uc870\ub97c \ucc44\ud0dd\ud588\ub2e4\ub294 \uc810\uc5d0\uc11c \uc124\uacc4 \uc758\ub3c4 \uc790\uccb4\uac00 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uc720\ub3d9\uc131\uacfc \ud22c\uc790 \ubaa9\uc801\uc758 \ucc28\uc774&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"691\" height=\"637\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-4.png\" alt=\"\" class=\"wp-image-957\" srcset=\"https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-4.png 691w, https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-4-300x277.png 300w\" sizes=\"(max-width: 691px) 100vw, 691px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\uc9c4 \ucd9c\ucc98 (<a href=\"https:\/\/qwanjk.tistory.com\/2311\" target=\"_blank\" rel=\"noopener\">qwanjk<\/a>)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQM VS QQQ\ub97c \ube44\uad50\ud560 \ub54c \uac04\uacfc\ud558\uae30 \uc26c\uc6b4 \ud56d\ubaa9\uc774 \uc720\ub3d9\uc131\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQ\uc758 \ud558\ub8e8 \ud3c9\uade0 \uac70\ub798\ub7c9\uc740 \uc218\ucc9c\ub9cc \uc8fc\uc5d0 \ub2ec\ud558\ub294 \ubc18\uba74, QQQM\uc758 \uac70\ub798\ub7c9\uc740 \uc774\ubcf4\ub2e4 \ud6e8\uc52c \uc801\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \ucc28\uc774\ub294 \ub2e8\uc21c\ud55c \uc22b\uc790 \uc774\uc0c1\uc758 \uc758\ubbf8\ub97c \uac16\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc635\uc158 \uc2dc\uc7a5\uc5d0\uc11c QQQ\ub294 \ub3c5\ubcf4\uc801\uc778 \uc704\uce58\ub97c \ucc28\uc9c0\ud558\uace0 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud5e4\uc9c0 \uc804\ub7b5, \ucee4\ubc84\ub4dc\ucf5c, \uc2a4\ud504\ub808\ub4dc \uac70\ub798 \ub4f1 \ud30c\uc0dd\uc0c1\ud488\uc744 \ud65c\uc6a9\ud558\ub294 \ud2b8\ub808\uc774\ub354\uc5d0\uac8c QQQ\uc758 \uc720\ub3d9\uc131\uc740 \uc0ac\uc2e4\uc0c1 \ub300\uccb4 \ubd88\uac00\ub2a5\ud55c \uc870\uac74\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac70\ub798 \uccb4\uacb0 \uc18d\ub3c4\uac00 \uc218\uc775\uc744 \uacb0\uc815\ud558\ub294 \uace0\ube48\ub3c4 \ud2b8\ub808\uc774\ub529 \ud658\uacbd\uc5d0\uc11c QQQM\uc758 \uc0c1\ub300\uc801\uc73c\ub85c \ub0ae\uc740 \uc720\ub3d9\uc131\uc740 \uc2e4\uc9c8\uc801\uc778 \ube44\uc6a9\uc73c\ub85c \uc791\uc6a9\ud560 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc18\uba74, \uc6d4\uae09\uc5d0\uc11c \uc77c\ubd80\ub97c \ub5bc\uc5b4 \uafb8\uc900\ud788 \ubd88\ub824\ub098\uac00\ub294 \uc7a5\uae30 \ud22c\uc790\uc790\uc5d0\uac8c \ub192\uc740 \uac70\ub798\ub7c9\uc740 \ubd88\ud544\uc694\ud55c \uc870\uac74\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQM\uc758 \ub0ae\uc740 \uc8fc\ub2f9 \uac00\uaca9\uc740 \uc18c\uc561\uc73c\ub85c\ub3c4 \ub098\uc2a4\ub2e5 100 \uc804\uccb4\uc5d0 \ubd84\uc0b0 \ud22c\uc790\ud558\ub294 \uacbd\ub85c\ub97c \uc5f4\uc5b4\uc90d\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud2b9\ud788 \uc0ac\ud68c\ucd08\ub144\uc0dd\uc774\ub098 \ud22c\uc790 \uc785\ubb38\uc790\uc5d0\uac8c \ud2b9\ud788 \uc811\uadfc\ud558\uae30 \uc26c\uc6b4 \uc0c1\ud488\uc774\uc8e0.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">QQQM QQQ \ucc28\uc774 \u2013 \uc5b4\ub5a4 \ud22c\uc790\uc790\uc5d0\uac8c \ub9de\ub294\uac00<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\ub450 ETF\ub294 \uac19\uc740 \uc9c0\uc218\ub97c \ucd94\uc885\ud558\uc9c0\ub9cc \uc124\uacc4\ub41c \uc0ac\uc6a9\uc790\uce35\uc774 \ub2e4\ub985\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQ\ub294 \ub192\uc740 \uc720\ub3d9\uc131\uacfc \ud48d\ubd80\ud55c \ud30c\uc0dd\uc0c1\ud488 \uc0dd\ud0dc\uacc4\ub97c \ubc14\ud0d5\uc73c\ub85c \ud65c\ubc1c\ud558\uac8c \ub9e4\ub9e4\ud558\ub294 \ud2b8\ub808\uc774\ub354\uc5d0\uac8c \uc801\ud569\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQM\uc740 \ube44\uc6a9\uc744 \ucd5c\uc18c\ud654\ud558\uace0 \ubcf5\ub9ac\ub97c \uadf9\ub300\ud654\ud558\ub824\ub294 \uc7a5\uae30 \ud22c\uc790\uc790\uc5d0\uac8c \ub354 \uc798 \ub9de\ub294 \uad6c\uc870\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud22c\uc790 \uae30\uac04\uc774 10\ub144 \uc774\uc0c1\uc774\ub77c\uba74 QQQM\uc744 \uc120\ud0dd\ud558\ub294 \uac83\uc774 \ube44\uc6a9 \uce21\uba74\uc5d0\uc11c \ud569\ub9ac\uc801\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc18\ub300\ub85c \ub2e8\uae30 \ub9e4\ub9e4, \uc635\uc158 \uac70\ub798, \ud5e4\uc9c0 \ubaa9\uc801\uc774\ub77c\uba74 QQQ\uc758 \uc720\ub3d9\uc131 \ud504\ub9ac\ubbf8\uc5c4\uc744 \ud3ec\uae30\ud560 \uc774\uc720\uac00 \uc5c6\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub450 \uc0c1\ud488\uc744 \uc138\uae08 \uc190\uc2e4 \uc218\ud655(tax-loss harvesting)\uc5d0 \ud65c\uc6a9\ud558\ub824\ub294 \uacbd\uc6b0, \ub450 ETF\uac00 \uc9c0\ub098\uce58\uac8c \uc720\uc0ac\ud55c \uacbd\uc6b0\uac00 \ub9ce\uc2b5\ub2c8\ub2e4.&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">IRS\uc758 \uc6cc\uc2dc\uc138\uc77c(wash-sale) \uaddc\uc815 \uc801\uc6a9 \uac00\ub2a5\uc131\uc774 \uc788\uc73c\ub2c8 \uc8fc\uc758\uac00 \ud544\uc694\ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\ud55c\uad6d \ud22c\uc790\uc790\uac00 QQQ\u00b7QQQM\uc744 \ub9e4\uc218\ud560 \ub54c \uc720\uc758\ud560 \uc810<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full\"><img decoding=\"async\" width=\"597\" height=\"598\" src=\"https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-7.jpg\" alt=\"\" class=\"wp-image-961\" srcset=\"https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-7.jpg 597w, https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-7-300x300.jpg 300w, https:\/\/joafinance.com\/wp-content\/uploads\/2026\/06\/image-7-150x150.jpg 150w\" sizes=\"(max-width: 597px) 100vw, 597px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc0ac\uc9c4 \ucd9c\ucc98 (<a href=\"https:\/\/www.instagram.com\/p\/DZkY9bQEj81\/?img_index=6\" target=\"_blank\" rel=\"noopener\">instagram<\/a>)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQ\uc640 QQQM\uc740 \ubaa8\ub450 \ubbf8\uad6d \ub098\uc2a4\ub2e5\uc5d0 \uc0c1\uc7a5\ub41c \ub2ec\ub7ec \ud45c\uc2dc \uc790\uc0b0\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud55c\uad6d \ud22c\uc790\uc790 \uc785\uc7a5\uc5d0\uc11c\ub294 \uc218\uc775\ub960\uc5d0 \ud658\uc728 \ubcc0\ub3d9\uc774 \uadf8\ub300\ub85c \ubc18\uc601\ub41c\ub2e4\ub294 \uc810\uc744 \ubc18\ub4dc\uc2dc \uace0\ub824\ud574\uc57c \ud569\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc6d0\ud654 \uac15\uc138 \uad6c\uac04\uc5d0\uc11c\ub294 \ub2ec\ub7ec \uae30\uc900 \uc218\uc775\ub960\uc774 \uc591\ud638\ud574\ub3c4 \ud658\uc0b0 \uc218\uc775\ub960\uc774 \uae30\ub300\uc5d0 \ubabb \ubbf8\uce60 \uc218 \uc788\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ud574\uc678 ETF \ub9e4\uc218 \uc2dc \ubc1c\uc0dd\ud558\ub294 \uc591\ub3c4\uc18c\ub4dd\uc138\ub3c4 \uc911\uc694\ud55c \ubcc0\uc218\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5f0\uac04 \ud574\uc678\uc8fc\uc2dd \uc591\ub3c4\ucc28\uc775\uc774 250\ub9cc \uc6d0\uc744 \ucd08\uacfc\ud558\uba74 \ucd08\uacfc\ubd84\uc5d0 \ub300\ud574 22%\uc758 \uc138\uc728\uc774 \uc801\uc6a9\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc5f0\uae08\uc800\ucd95\uacc4\uc88c\ub098 ISA \uacc4\uc88c\ub97c \ud65c\uc6a9\ud558\uba74 \uacfc\uc138 \uc774\uc5f0 \ub610\ub294 \ube44\uacfc\uc138 \ud61c\ud0dd\uc744 \ubc1b\uc744 \uc218 \uc788\uc5b4 \uc7a5\uae30 \ubcf4\uc720 \uc804\ub7b5\uacfc \uc798 \ub9de\uc544\ub5a8\uc5b4\uc9d1\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ubc30\ub2f9\uae08 \uc5ed\uc2dc \uad6d\ub0b4 \ud22c\uc790\uc790\uc5d0\uac8c\ub294 \ubcc4\ub3c4 \uacfc\uc138 \ub300\uc0c1\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQ\uc640 QQQM\uc5d0\uc11c \uc9c0\uae09\ub418\ub294 \ubd84\uae30 \ubc30\ub2f9\uc740 15%\uc758 \ubbf8\uad6d \uc6d0\ucc9c\uc9d5\uc218\uc138\uac00 \uba3c\uc800 \ucc28\uac10\ub418\uace0 \uc9c0\uae09\ub429\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uc810\uae4c\uc9c0 \uac10\uc548\ud558\uba74, \ubc30\ub2f9\ubcf4\ub2e4 \uc2dc\uc138\ucc28\uc775 \uc911\uc2ec\uc73c\ub85c \uc6b4\uc6a9\ub418\ub294 \uc131\uc7a5 \uc9c0\ud5a5 \ud3ec\ud2b8\ud3f4\ub9ac\uc624\uc5d0 \ub450 ETF\uac00 \uc798 \uc5b4\uc6b8\ub9bd\ub2c8\ub2e4.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\uae00\uc744 \ub9c8\uce58\uba70<\/h2>\n\n\n\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\"><div class=\"wp-block-embed__wrapper\">\n<iframe title=\"QQQ vs QQQM \ub458\ub2e4 \ub611\uac19\uc740 \ub098\uc2a4\ub2e5100\uc744 \ucd94\uc885\ud558\ub294\ub370 \uc5b4\ub5a4 \uac78 \uc0ac\uc57c\ud560\uae4c\uc694 ? #\uc8fc\uc2dd\ucd08\ubcf4 #\uc8fc\uc2dd\uacf5\ubd80 #qqq #QQQM\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/ULoQCtaCMYQ?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">\uc601\uc0c1 \ucd9c\ucc98 (<a href=\"https:\/\/www.youtube.com\/@%EB%B0%95%EA%B8%88%EC%9C%B51\" target=\"_blank\" rel=\"noopener\">\ubc15\uae08\uc7351<\/a>)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">QQQM VS QQQ\ub294 \uc6b0\uc5f4\uc758 \ubb38\uc81c\uac00 \uc544\ub2c8\ub77c \ud22c\uc790 \ubaa9\uc801\uc758 \ubb38\uc81c\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uac19\uc740 \uc9c0\uc218, \ube44\uc2b7\ud55c \uc218\uc775\ub960, \ub2e4\ub978 \uc218\uc218\ub8cc\uc640 \uc720\ub3d9\uc131 \uad6c\uc870\ub97c \uac00\uc9c4 \ub450 \uc0c1\ud488\uc740 \uac01\uc790 \ub2e4\ub978 \ud544\uc694\ub97c \ucc44\uc6b0\uae30 \uc704\ud574 \uc124\uacc4\ub410\uc2b5\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub2e8\uae30 \ub9e4\ub9e4\uc640 \ud30c\uc0dd\uc0c1\ud488 \uc911\uc2ec\uc758 \uc804\ub7b5\uc774\ub77c\uba74 QQQ, \uafb8\uc900\ud788 \uc313\uc544\uac00\ub294 \uc7a5\uae30 \ud22c\uc790\ub77c\uba74 QQQM\uc774 \ube44\uc6a9 \uba74\uc5d0\uc11c \ub354 \uc720\ub9ac\ud55c \uc120\ud0dd\uc785\ub2c8\ub2e4.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\ub9e4\ub2ec \uc77c\uc815 \uae08\uc561\uc744 \ub098\uc2a4\ub2e5 100\uc5d0 \ud22c\uc790\ud558\ub294 \uacc4\ud68d\uc774\ub77c\uba74, 0.03%\uc758 \uc218\uc218\ub8cc \ucc28\uc774\ub97c \uc8fc\uc758\ud558\uc2dc\uae30 \ubc14\ub78d\ub2c8\ub2e4.&nbsp;&nbsp;<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\uc774 \uc870\uac74\uc5d0\uc11c 30\ub144 \ub4a4 \uc790\uc0b0 \uaddc\ubaa8\uc5d0 \uc5bc\ub9c8\ub098 \ub2e4\ub978 \uacb0\uacfc\ub97c \ub9cc\ub4dc\ub294\uc9c0 \ubcf5\ub9ac\uc758 \uad00\uc810\uc5d0\uc11c \ud55c \ubc88\ucbe4 \uacc4\uc0b0\ud574\ubcf4\ub294 \uac83\uc744 \uad8c\ud569\ub2c8\ub2e4.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ub098\uc2a4\ub2e5 100 \uc9c0\uc218\ub97c \ucd94\uc885\ud558\ub294 ETF\ub97c \ucc3e\ub2e4 \ubcf4\uba74 QQQ\uc640 QQQM\uc774\ub77c\ub294 \ub450 \uc774\ub984\uc744 \ubc18\ub4dc\uc2dc \ub9c8\uc8fc\uce58\uac8c \ub429\ub2c8\ub2e4. \uc774 \ub450 \uac00\uc9c0 \uc885\ubaa9\uc740 \uc774\ub984\ub3c4 \ube44\uc2b7\ud558\uace0, \ub2f4\uace0 \uc788\ub294 \uc885\ubaa9\ub3c4 \uac70\uc758 \uac19\uc2b5\ub2c8\ub2e4. \ud558\uc9c0\ub9cc \ub450 \uc0c1\ud488\uc774 \ub530\ub85c \uc874\uc7ac\ud558\ub294 \ub370\ub294 \uadf8\uc5d0 \ub300\ud55c \ubd84\uba85\ud55c \uc774\uc720\uac00 \uc788\uc2b5\ub2c8\ub2e4. \uc774 \uae00\uc5d0\uc11c\ub294 QQQM QQQ \ucc28\uc774\ub97c \uc218\uc218\ub8cc, \uc218\uc775\ub960, \ud3ec\ud2b8\ud3f4\ub9ac\uc624 \uad6c\uc131, \uc720\ub3d9\uc131\uae4c\uc9c0 \ud56d\ubaa9\ubcc4\ub85c \uc9da\uc5b4\ubd05\ub2c8\ub2e4. QQQ\ub780 \ubb34\uc5c7\uc778\uac00 \uc0ac\uc9c4 \ucd9c\ucc98 (ebc) QQQ\ub294 \uc778\ubca0\uc2a4\ucf54(Invesco)\uac00 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":962,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"swell_btn_cv_data":"","footnotes":""},"categories":[1],"tags":[],"class_list":["post-955","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/955","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=955"}],"version-history":[{"count":1,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/955\/revisions"}],"predecessor-version":[{"id":963,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/posts\/955\/revisions\/963"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=\/wp\/v2\/media\/962"}],"wp:attachment":[{"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=955"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=955"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/joafinance.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=955"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}